Nevada Spousal Credit Sharing May Conflict With Federal Law

By Jonice Tucker, Kari Hall and Brendan Clegg (September 11, 2019, 4:24 PM EDT) -- In just a few weeks, lenders may face a challenging circumstance in evaluating applications for credit from some Nevada borrowers. Can lenders comply with a new Nevada law that allows applicants with no credit history to use their spouse's credit history without violating the Equal Credit Opportunity Act and Regulation B, federal laws that generally prohibit consideration of marital status in evaluating creditworthiness?...

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