Tightening Up Contracts In A Hardening Insurance Market

By Jason Reeves and Helen Campbell (January 16, 2020, 5:19 PM EST) -- Over the past decade, as commercial property insurance rates softened, so too have terms and conditions. In some instances, attempts to broaden coverage have also had the effect of diluting the clarity and consistency of manuscript forms. The role that underwriters' contract wordings managers once played in tidying up such issues was weakened when the new imperative was to sign up to a policy wording as presented or risk not having an offered line taken up....

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