( October 31, 2025, 9:13 AM EDT) -- SAN FRANCISCO — A split panel of the Ninth Circuit U.S. Court of Appeals affirmed a Washington federal judge’s finding that an insurer does not owe coverage for an underlying suit over damage caused by improperly constructed retaining walls because the policy’s impaired property exclusion bars coverage and the “sudden and accidental injury” exception to the exclusion does not apply....