( November 25, 2025, 7:55 AM EST) -- LOS ANGELES — The Second District California Court of Appeal reversed a trial court’s summary judgment ruling in favor of an insurer on breach of contract and bad faith claims in a dispute over coverage for water damage in the insured’s home after determining that questions of fact exist over whether a windstorm or wear and tear caused a hole in the home’s roof that resulted in water entering the home....