( May 6, 2025, 1:30 PM EDT) -- DENVER — The 10th Circuit U.S. Court of Appeals affirmed a lower federal court’s summary judgment ruling in favor of an excess liability insurer in its declaratory judgment lawsuit disputing $40 million in coverage for underlying claims arising from its hospital insured’s inadequate surgical-sterilization procedures, concluding that the insurance policy’s definition of “medical incident” unambiguously applies to the injuries of one person and that the insurer does not owe coverage for multiple patients’ claims grouped together....