Insurance
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September 12, 2025
LSO advises real estate lawyers of new AML rules for title insurers
Ontario’s legal regulator is asking real estate lawyers to be aware of new anti-money laundering requirements for title insurers starting at the beginning of next month. As of Oct. 1, title insurers across Canada will become reporting entities under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and regulated by the Financial Transactions and Reports Analysis Centre of Canada, also known as FINTRAC. Title insurance is a policy protecting property owners and lenders from financial loss due to title defects that weren’t discovered during a standard title search, such as fraudulent transfers and unpaid liens.
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September 12, 2025
AUTOMOBILE INSURANCE - Accident benefits - Death benefits - Compulsory government schemes - No fault regimes
Appeal by Umpherville from a decision of the Automobile Insurance Appeal Commission, which upheld a decision denying death benefits under the Automobile Accident Insurance Act. Umpherville’s son, Sasakamoose, died after being involved in a confrontation with the police while in a vehicle.
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September 10, 2025
Plaintiff’s family protection policy liable before defendant’s umbrella policy: court
The Ontario Court of Appeal ruled that once a vehicle owner’s $300,000 auto liability policy, which covered her daughter’s at-fault driving, was exhausted, the plaintiff’s family protection endorsement had to respond to the damages claim before the owner’s $1-million personal umbrella liability policy (PLUP).
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September 10, 2025
Ontario Court of Appeal confirms: Insurer’s right to void policy survives renewal
The Ontario Court of Appeal has confirmed that an insurer can void a policy for misrepresentation — even after renewal — if it has consistently reserved its rights and never clearly waived them.
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September 10, 2025
New OBA president hopes to bring ‘more conversational experience’ to position
The Ontario Bar Association (OBA) has a new leader at its helm. Katy Commisso took over the top job from former president Kathryn Manning at the beginning of September after serving a term as the first vice-president of the OBA, which is the professional association for Ontario's lawyers, judges and law students. She will serve for the 2025-26 term. Commisso, a native of Burlington, Ont., said she did not grow up wanting to be a lawyer.
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September 09, 2025
Aviva estopped from denying coverage in boating accident after delay in raising coverage concerns
The Federal Court rejected an insurer’s bid to avoid defending and paying claims from a fatal boating accident, ruling that it was estopped from denying coverage after delaying and taking steps that prejudiced the insured’s access to evidence.
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September 08, 2025
Stronger laws required to protect Canadian health data
Canada needs more robust legislation to prevent electronic health records from being accessed and potentially used by foreign entities.
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September 05, 2025
Carney pauses 2026 EV mandate amid tariff stress, announces comprehensive Buy Canadian policy
Prime Minister Mark Carney has paused the 2026 electric vehicle (EV) mandate target for automakers and auto importers as part of a strategy to support sectors impacted by U.S.-imposed tariffs. The automobile sector in Canada has been one of the hardest hit by the imposition of U.S. tariffs, with Canadian cars facing 25 per cent tariffs in the U.S. Carney said that protectionist measures put in place by the U.S. were fundamentally reshaping all its trading relationships but noted that Canada currently has the best deal of any U.S. trading partner, with 85 per cent of trade between the two countries being tariff-free.
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September 04, 2025
Canada cuts its Russian oil price cap to reduce funds for Russia’s war on Ukraine
Ottawa’s reduction of the price cap it imposes on seaborne Russian-origin crude oil recently came into force, as part of coordinated efforts by Canada, the European Union and the United Kingdom to impede the financing of Russia’s illegal all-out war against Ukraine.
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September 03, 2025
Legal experts & advocates push PM Carney for urgent action to secure Canada’s ‘digital sovereignty’
Legal experts, advocacy organizations and prominent Canadians are asking Ottawa to urgently legislate and implement measures to counter the digital risks to Canada’s autonomy and democracy posed by artificial intelligence (AI), foreign interference and U.S. tech giants’ dominance of domestic digital infrastructure.