Mealey's Insurance

  • September 22, 2026

    Colorado High Court: Insurer Insolvency Doesn’t Make Covered Events Not Covered

    DENVER — In a unanimous ruling, the Colorado Supreme Court on Sept. 21 answered “no” to a question certified to the court from a federal court asking whether umbrella/excess policies are triggered because payment cannot be collected from the insolvent primary carrier despite an occurrence being otherwise covered, finding that the terms of the umbrella policies do not require that insurer to “step into the shoes of an insolvent, scheduled underlying insurer.”

  • September 22, 2026

    Insurer Urges Reconsideration Of Interlocutory Appeal Ruling In Silica Coverage Suit

    LOS ANGELES — An insurer filed a motion for reconsideration in California federal court, arguing that reconsideration of the denial of the insurer’s motion for certification of interlocutory appeal is warranted based on another California federal judge’s recent decisions certifying interlocutory appeals in similar silica exposure coverage suits.

  • September 22, 2026

    Parties File Stipulation Of Dismissal In Environmental Contamination Suit

    NEW YORK — An insured and its insurer filed a stipulation of voluntary dismissal in an environmental contamination coverage suit after reaching an agreement in the insured’s suit seeking reimbursement of costs related to a pollution incident.

  • September 22, 2026

    Insurers File Suit, Say Fungi, Bacteria, Pollution Exclusions Bar Coverage

    LOS ANGELES — Insureds who owned, operated and managed an apartment complex are not entitled to a defense or indemnity for an underlying wrongful death suit stemming from a tenant’s death caused by exposure to mold and mold spores in a rental apartment because the policies’ fungi or bacteria exclusions and pollution exclusions bar coverage, the insurers say in a California state court complaint.

  • September 21, 2026

    Bad Faith, Insurance Code Violation Claims Fail In Contamination Suit, Judge Says

    SHERMAN, Texas — A Texas federal judge dismissed Texas state law claims brought against insurers in an environmental contamination coverage dispute after determining that New York law applies under the policies’ choice-of-law provision.

  • September 21, 2026

    Insurers Appeal Duty-To-Defend Ruling In Coverage Suit Filed By Petroleum Company

    HONOLULU — Two insurers notified a federal court in Hawaii that they are appealing the court’s grant of partial summary judgment in favor of a petroleum company insured in a coverage dispute over claims that the insured is responsible for the damaging effects of greenhouse gases (GHGs) and its failure to disclose or warn of the hazards of using the fossil fuel products that it sold into the stream of commerce.

  • September 18, 2026

    Sewage-Contaminated Water Damage Barred By Pollution Exclusion, Federal Judge Says

    WEST PALM BEACH, Fla. — A pollution exclusion bars coverage for damages caused by sewage-contaminated water that entered a condominium, a Florida federal judge said Sept. 17 after finding that the Florida Supreme Court’s logic in interpreting an almost identical pollution exclusion supports the application of the exclusion as a bar to coverage for the condominium owner’s damages.

  • September 16, 2026

    Insurer Says Counterclaims Fail In $31M Pollution Settlement Dispute

    CLEVELAND — An insurer seeking to avoid reimbursing a reinsurer’s $31 million environmental settlement told an Ohio federal court that the reinsurer’s counterclaims for breach of contract, equitable subrogation and unjust enrichment fail because the payment arose from the reinsurer’s separate guaranty obligations rather than liabilities under the reinsured policy and because the reinsurer lacks contractual rights to enforce the facultative reinsurance certificates.

  • September 15, 2026

    Pollution Exclusion Bars Coverage For Carbon Monoxide Exposure Suit, Insurer Says

    EL PASO, Texas — A commercial general liability insurer argues in a Sept. 14 motion for summary judgment filed in Texas federal court that it has no duty to defend its insured against an underlying suit stemming from carbon monoxide poisoning at an insured motel pursuant to a Fifth Circuit U.S. Court of Appeals ruling that held that a pollution exclusion applies to injuries caused by the release of carbon monoxide.

  • September 15, 2026

    Insured Argues Excess Insurer Owes Duty To Defend In Underlying Contamination Suit

    SEATTLE — An excess insurer has a duty to defend its insured in an underlying environmental contamination lawsuit because a 2016 order issued by a state court in a similar suit involving many of the same parties does not have preclusive effect and cannot be applied to excuse the insurer from its duty to defend, the insured says in a motion for partial summary judgment filed in Washington federal court.

  • September 15, 2026

    Insurer Insists Pollution Exclusion Bars Coverage For Toxic Exposure Claims

    OXFORD, Miss. — No coverage is owed to an insured for underlying wrongful death and negligence claims stemming from exposure to contaminated soil and groundwater that allegedly was not properly remediated because coverage is barred by the applicable policy’s total pollution exclusion, the insurer says in its reply in support of summary judgment.

  • September 15, 2026

    Breach Of Contract Claim Remains In Insured’s Water Damage Coverage Suit

    CENTRAL ISLIP, N.Y. — A New York federal magistrate judge granted a homeowners insurer’s motion to dismiss an insured’s claim seeking declaratory judgment in a water damage coverage dispute after determining that the claim is duplicative of the insured’s breach of contract claim.

  • September 14, 2026

    Gasoline Supplier Files Complaint, Says Coverage Owed For Benzene Exposure Lawsuits

    TRENTON, N.J. — Gasoline supplier Hess Corp. filed a complaint in New Jersey federal court, claiming it is entitled as an additional insured to coverage for two underlying bodily injury lawsuits seeking damages as a result of exposure to benzene in gasoline supplied by Hess.

  • September 14, 2026

    Insurers Say Info Lacking In Disclosure Statement For Uniroyal Debtors’ Plan

    TRENTON, N.J. — A New Jersey federal bankruptcy judge should not rule on the adequacy of the disclosure statement for the reorganization plan of new Chapter 11 debtors Uniroyal Holding Inc. and an affiliate because the document that sets out how the debtors’ postbankruptcy asbestos personal injury trust will operate has not been filed yet, three of the debtors’ insurers argue in their objection to the proposed statement.

  • September 08, 2026

    Occupational Disease Exclusion Bars Coverage For PFAS Exposure Suits, Judge Says

    CLEVELAND — A primary insurer has no duty to defend or indemnify its insured in underlying lawsuits stemming from exposure to per- and polyfluoroalkyl substances (PFAS) because the policies’ occupational disease exclusion clearly applies as a bar to coverage, an Ohio federal judge said in granting the primary insurer’s motion for summary judgment and denying the insured’s motion for summary judgment.

  • September 08, 2026

    Interlocutory Appeals Certified In 2 Additional California Silica Coverage Suits

    LOS ANGELES — A California federal judge granted an additional two motions for certification of interlocutory appeals filed by insurers in two silica exposure coverage suits after again determining that a “substantial ground for difference of opinion” exists under California law between the concurrent causation doctrine and anti-concurrent causation clauses used in the insurers’ policies.

  • September 08, 2026

    8th Circuit Panel Vacates $25M Judgment, Says Pollution Exclusion Bars Coverage

    ST. LOUIS — A district court erred in determining that a second-level umbrella insurer owes coverage to an additional insured for underlying personal injury suits stemming from an oil and gas well explosion because an exception to the umbrella insurer’s pollution exclusion cannot be applied to provide coverage based on the additional insured’s failure to provide notice of the explosion within 21 days as required by the exception, the Eighth Circuit U.S. Court of Appeals said in vacating the lower court’s $25 million judgment against the insurer.

  • September 04, 2026

    Silica, Pollution Exclusions Bar Coverage For Silica Personal Injury Suits

    AUSTIN, Texas — No coverage is owed to an additional insured seeking coverage for hundreds of underlying silica personal injury suits because the silica and total pollution exclusions in primary and excess policies bar coverage, an insurer says in a complaint filed in Texas federal court.

  • September 02, 2026

    Pollution Exclusion Does Not Bar Coverage For Underlying Exposure Suit, Judge Says

    LOS ANGELES — An insurer has a duty to defend its insured against an underlying personal injury suit stemming from a claimant’s exposure to hydrogen sulfide gas because the insurer failed to show that the pollution exclusion in its policy applies as a bar to coverage, a California federal judge said in partially granting the insured’s motion for summary judgment.

  • September 02, 2026

    3 California Coverage Suits Arising From Wildfires Brought Against State Farm

    LOS ANGELES — Three lawsuits were filed in a California court against State Farm General Insurance Co. within a span of three weeks, all alleging breach of contract and accusing the insurer of mishandling insurance claims arising from the Palisades and Eaton wildfires.

  • September 01, 2026

    Ohio Is More Convenient Forum For Parties In Asbestos Coverage Suit, Judge Says

    SAN DIEGO — A California federal judge on Aug. 31 granted a motion to transfer a suit filed by two insurers seeking equitable contribution from a third insurer for costs related to underlying asbestos personal injury claims filed against an insured after determining that Ohio, where the third insurer filed a declaratory judgment suit, is the more convenient venue for the parties and witnesses.

  • September 01, 2026

    Duty To Preserve Evidence Began When Insurer Denied Claim, Magistrate Judge Says

    TRENTON, N.J. — A New Jersey federal magistrate judge on Aug. 31 granted an insured’s motion to determine the triggering date of a pollution liability insurer’s duty to preserve evidence after concluding that the duty to preserve evidence related to the insured’s claim for environmental contamination remediation costs began on the date on which the insurer denied coverage for the claim.

  • September 01, 2026

    Interlocutory Appeals Certified In 2 California Silica Coverage Suits

    LOS ANGELES — A California federal judge granted motions for certification of interlocutory appeal filed by insurers in two separate silica exposure coverage suits after determining that a substantial ground for difference of opinion exists under California law between the concurrent causation doctrine and anti-concurrent causation clauses used in the insurers’ policies.

  • August 31, 2026

    Pollution Exclusion Bars Coverage For Contamination, Appellate Panel Affirms

    NEW YORK — A trial court properly granted summary judgment in favor of two insurers in an environmental contamination coverage dispute because the insurers established that the contamination occurred over decades and was not caused by a sudden event, a First Department New York Supreme Court Appellate Division panel said.

  • August 31, 2026

    Claims Related To Insurer’s Duty To Indemnify Are Not Ripe, La. Federal Judge Says

    BATON ROUGE, La. — A Louisiana federal judge granted a motion to dismiss declaratory relief claims related to an insurer’s duty to indemnify its insureds for underlying mercury bodily injury suits stemming from the decommissioning of a chemical plant after determining that the claims related to the duty to indemnify are not ripe and nonjusticiable at this stage of the litigation.