Federal Judge: No Coverage Owed For Insureds’ Untimely Additional Flood Damage Claim

( May 8, 2025, 8:09 AM EDT) -- FORT LAUDERDALE, Fla. — A federal judge in Florida held that insureds’ failure to submit a  proof of loss for their additional flood damages before their Standard Flood Insurance Policy’s 60-day deadline relieves their Write-Your-Own insurer of its duty to pay the additional claim, granting the insurer’s motion for summary judgment in the insureds’ breach of contract lawsuit....