Judge: Insurer’s Denial Letter Triggered SFIP’s 1-Year Statute Of Limitations

( October 9, 2025, 8:44 AM EDT) -- FORT MYERS, Fla. — A federal judge in Florida concluded that an insurer’s denial letter triggered the one-year limitations period under a Standard Flood Insurance Policy (SFIP), granting the insurer’s motion to dismiss its insureds’ breach of contract lawsuit arising from flood damage caused by Hurricane Ian....