( April 24, 2026, 10:13 AM EDT) -- SAN FRANCISCO — In its answering brief filed in the Ninth Circuit U.S. Court of Appeals, an insurer argues that a federal judge was right to dismiss homeowners’ case alleging that the insurer breached its duty to defend and indemnify a developer for claims arising from the developer’s defective construction of the homeowners’ houses; it argues that the lower court was correct to find that the homeowners failed to identify damage that occurred during the policy periods....