Top Specialty Line Insurance Decisions From 2025
The past year of litigation directly addressed key issues in specialty line insurance disputes, including related claims under directors and officers policies, breach of contract exclusions in liability policies, and the right to access insurer reserves. Here, Law360 breaks down some of the most important specialty line decisions of 2025.
Ore. Ski Areas Face High Insurance Costs, Carrier Withdrawal
Ski areas in Oregon are one of the latest industries to feel the strain of rising liability insurance costs, compounded by one of the state's insurance brokers leaving the market this fall, as operators are forced to weigh passing costs on to patrons as legislative reform stalls, experts told Law360.
Professor Highlights Climate Risks' Threats To Home Values
Climate perils have depressed home values in some of the riskiest real estate markets as insurers charge homeowners more for coverage to offset the cost of protecting against risks like hurricanes and fires, according to newly updated research. Here, Law360 talks to Philip Mulder, a risk and insurance professor, who updated a study tying insurance costs to climate risks to include more data and information on threats to home values.
Top Specialty Line Insurance Decisions From 2025
The past year of litigation directly addressed key issues in specialty line insurance disputes, including related claims under directors and officers policies, breach of contract exclusions in liability policies, and the right to access insurer reserves. Here, Law360 breaks down some of the most important specialty line decisions of 2025.
Ore. Ski Areas Face High Insurance Costs, Carrier Withdrawal
Ski areas in Oregon are one of the latest industries to feel the strain of rising liability insurance costs, compounded by one of the state's insurance brokers leaving the market this fall, as operators are forced to weigh passing costs on to patrons as legislative reform stalls, experts told Law360.
Professor Highlights Climate Risks' Threats To Home Values
Climate perils have depressed home values in some of the riskiest real estate markets as insurers charge homeowners more for coverage to offset the cost of protecting against risks like hurricanes and fires, according to newly updated research. Here, Law360 talks to Philip Mulder, a risk and insurance professor, who updated a study tying insurance costs to climate risks to include more data and information on threats to home values.
Expert Analysis
A New York federal court's recent decision in Flextronics v. Allianz, sustaining an $11 million arbitration award ... (more story)
Direct examination is a make-or-break opportunity to build a witness’s credibility, so attorneys should adopt a fe... (more story)
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Midmarket mergers and acquisitions showed a slight decline in volume but climbed in value for much of 2025, partic... (more story)
Property More
The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a ... (more story)
A quartz mining company has sued a Zurich insurer to recover $130 million for property damage and business interruption losses stemming from Hurricane Helene, saying the insurer has stonewalled for over a year... (more story)
Insurers ACE and General Security Indemnity Co. of Arizona asked a South Carolina federal court to wipe an $80.7 million jury verdict against them in a case over business interruption losses suffered by an alu... (more story)
Last week's executive order seeking to preclude states from regulating artificial intelligence will likely have minimal impact on insurers, but the order and related congressional activities may portend a fede... (more story)
The owner of several Dallas-area airplane hangars is suing an AIG unit for at least $1.4 million in coverage for hail damage, saying the insurer wrongfully determined the hail caused only cosmetic damage based... (more story)
A real estate development firm alleged that its insurer wrongfully denied $8.6 million in coverage for netting to protect its property from a falling-rock wall after repeated incidents, telling a New Jersey fe... (more story)
Many jurors approach trials with foundational beliefs about fairness, harm and responsibility that shape how they view evidence and arguments, so attorneys must understand how to frame a case in a way that app... (more story)
A Chubb unit doesn't owe millions in coverage to a software company CEO and his wife for living expenses related to a 2017 water damage claim, a California federal court ruled, saying the couple's suit is barr... (more story)
An Illinois state appeals court affirmed the dismissal of a man's suit claiming two State Farm life insurers violated Illinois' genetic information privacy law, finding a section barring the use of genetic pro... (more story)
The Trump administration unlawfully terminated Federal Emergency Management Agency funds intended to pay for disaster mitigating projects, a Massachusetts federal judge ruled Thursday, describing the case as a... (more story)
General Liability More
The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage fo... (more story)
An automotive lighting company told an Illinois federal court Wednesday that it has settled an ex-worker's proposed class action claiming the business mismanaged forfeited 401(k) funds and failed to inform wor... (more story)
Insurer Great American has gone to California federal court asserting that it doesn't owe coverage to a cryotherapy unit seller for an underlying lawsuit involving an alleged injury in a hyperbaric chamber at ... (more story)
A Pennsylvania federal court blocked a security company from seeking up to $1 million in coverage for ongoing litigation stemming from violent attacks against two Philadelphia bar patrons, finding the claims f... (more story)
A North Carolina law firm has accused its insurance company of wrongfully denying coverage for business income losses stemming from Hurricane Helene, saying the suspension of operations during and after the st... (more story)
The Third Circuit revived a highway construction company's coverage dispute stemming from lawsuits related to two separate vehicle pileups, finding that a policy issued by one of its excess insurers is ambiguo... (more story)
An insurer told a California federal court it had no duty to defend a car conversion business from a suit alleging it wrongfully used a customer's car in advertisements, explaining that the claims did not fall... (more story)
An insurer told an Iowa federal court it shouldn't have to pay $2.4 million in coverage to a warehouse and its owner for several underlying judgments related to sexual harassment and employment discrimination ... (more story)
Publix Super Markets and a Georgia-based generic-drug wholesaler urged the Eleventh Circuit on Thursday to force their insurers to defend them in numerous lawsuits accusing the pharmacies of improperly distrib... (more story)
The North Carolina Business Court recently ruled for policyholders in Tanger Properties v. ACE American Insurance, a business interruption lawsuit arising from the pandemic-related closure of Tanger outlet cen... (more story)
Specialty Lines More
Texas-based Howard Hughes Holdings Inc., led by Latham & Watkins LLP, on Thursday announced plans to acquire private equity-backed specialty insurance and reinsurance company Vantage Group Holdings Ltd., advis... (more story)
A company that repairs tubular air heaters and its founder were not entitled to coverage for a criminal case and a civil suit alleging that they defrauded customers by deliberately damaging property in order t... (more story)
As 2025 nears its end, claims professionals should be aware of trends in state legislation addressing artificial intelligence use, as insurance claims based on some of these liability-expanding statutes are a ... (more story)
Directors and officers and employment practices liability are key coverages for policyholders to review as potentially responsive to the emerging liability threat of Trump's executive orders targeting corporat... (more story)
Blackstone Credit & Insurance has reached a $1 billion partnership with small business lender Harvest Commercial Capital to acquire business loans secured by first-lien mortgages on owner-occupied commercial real estate.
AMC can seek coverage for a $99.3 million stock settlement with theater chain shareholders, two AIG units needn't cover a firearms retailer accused of contributing to gun violence, and a home insurer must cove... (more story)
As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims processing and customer engagement, state regulators, led by the National Association of Insura... (more story)
Two AIG units have no duty to defend or indemnify a Texas-based firearm retailer accused of contributing to gun violence by selling unfinished components used to assemble what are known as ghost guns, the Seco... (more story)
A Texas bankruptcy judge has found that a directors and officers liability insurer was wrong to refuse a reasonable $4.65 million settlement demand from the trustee overseeing the wind-down of former cryptocur... (more story)
As the increasing number of nuclear verdicts continues to reshape the litigation landscape, counsel must understand how to create a multipronged defense strategy to anticipate juror expectations and mitigate t... (more story)