Expert Analysis

Tracking The Evolution Of AI Insurance Regulation In 2025

As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims ... (more story)

6 Ways To Nuke-Proof Litigation As Explosive Verdicts Rise

As the increasing number of nuclear verdicts continues to reshape the litigation landscape, counsel must understan... (more story)

1st-Of-Its-Kind NIL Claim Raises Liability Coverage Questions

The University of Georgia Athletic Association recently sought to compel arbitration against former UGA football p... (more story)

Property More

Insurance Shifts Push Homeowners Toward Resilient Roofing

Increasingly devastating storms and more wide-ranging hail damage in areas that traditionally have not faced such perils are squeezing homeowners' insurers and pushing homeowners to look for ways to strengthen... (more story)

5th Circ. Reinstates $1M Verdict In LSD Injury Coverage Suit

A split Fifth Circuit reversed a Texas federal court's decision undoing a jury verdict that put a home insurer on the hook for a $1 million injury settlement between a man who became a quadriplegic after takin... (more story)

5th Circ. Blocks Arbitration In Hurricane Coverage Case

The Fifth Circuit on Monday overturned a lower court order compelling a southern Louisiana town to arbitrate a dispute over coverage for hurricane damage in light of a state law that expressly prohibits arbitr... (more story)

Factory Mutual Sued For $14M In Lost Power Plant Revenue

A power plant owner hit Factory Mutual Insurance Co. with a suit in New York federal court alleging the insurer wrongly withheld at least $14 million in coverage for lost revenue following an outage.

COVID Loss Insurance Suit Trimmed, But Eateries Can Refile

A North Carolina federal judge trimmed two of four claims in a COVID-related insurance coverage lawsuit filed by four restaurants against Cincinnati Insurance Co. after the insurer denied coverage for financia... (more story)

11th Circ. Ruling Stresses Economic Reality In Worker Status

The Eleventh Circuit's recent worker classification decision in Galarza v. One Call Claims, reversing a finding that insurance adjusters were independent contractors, should remind companies to analyze the act... (more story)

Insurance Litigation Week In Review

The Eleventh Circuit said a State Farm unit doesn’t owe $1 million for a gas station shooting, a California federal court gave its final sign-off to a $4 million settlement between Allstate and home insurance ... (more story)

Allstate, Homeowners' $4M Deal OK'd In Overcharge Dispute

A California federal court gave final approval to a deal requiring Allstate to pay $4 million to end claims that it overcharged home insurance policy owners by inflating the square footage of their homes.

Mich. Judge Tosses Crypto Cos' $6.8M Travelers Fire Suit

A Michigan federal judge on Wednesday dismissed a lawsuit from two cryptocurrency mining companies that alleged Travelers Insurance Co. and Northfield Insurance Co. exacerbated their building's fire loss throu... (more story)

How Unchecked AI Exposes Expert Opinions To Exclusion

A growing number of cases illustrate the potential for misuse of artificial intelligence tools by experts in litigation, resulting in reports with hallucinated information or unexplainable analysis, so to embr... (more story)

General Liability More

Insurer Needn't Cover $5.8M Naval Base Defect Award

A general contractor can't recover $5.8 million from a subcontractor's Liberty Mutual insurer for an arbitration award over defective work on a naval base project, a Florida federal court ruled Monday, finding... (more story)

Insurer Denies Coverage To Retailers For Kratom Death Suit

An insurance company is arguing it has no obligation to defend two Washington retail smoke shops facing a lawsuit by a father who claims they sold kratom products that killed his son, telling a federal court t... (more story)

Man Says Insurer Served Shooting Coverage Suit Too Late

The father of a mass shooter said his home insurer failed to serve him timely with a suit seeking to avoid coverage for an underlying action brought by the shooting victims and family members of decedents, tel... (more story)

Mt. Hawley Nabs Full Win In Citibank Landlord's Coverage Bid

A New York federal court handed Mt. Hawley Insurance Co. a complete win over a Bronx property owner's claim that the insurer had a duty to defend it from a suit brought by a security guard who tripped in a Cit... (more story)

Mortgage Insurer Inks $650K Deal To End ERISA Suit

A mortgage insurance company has agreed to pay $650,000 to close a worker's proposed class action filed in North Carolina federal court claiming its mismanagement of an employee retirement profit sharing plan ... (more story)

Allstate Files RICO Suit Over Fla. Clinic's 'Exorbitant Charges'

Allstate hit a Florida medical practice and its owner with a Racketeer Influenced and Corrupt Organizations Act complaint alleging the owner ran an insurance billing scheme for pain management care in violatio... (more story)

Cos. Owe $946K For Grain System Collapse, Insurer Says

Companies hired to construct a grain drying, handling and storage facility on a Mississippi farm are responsible for more than $946,000 in damage caused by the system's collapse, the farm operator's insurer to... (more story)

Drivers Get Class Cert. In Liberty Mutual Rental Coverage Suit

A Massachusetts federal judge on Tuesday granted class certification to a group of auto drivers alleging that a Liberty Mutual subsidiary prematurely terminated car rental coverage, but denied the group's requ... (more story)

AM Best Says US Home Insurance Market Outlook Is 'Stable'

The U.S. homeowners insurance market is benefiting from a combination of moderating premium growth, reinsurance market stabilization and improved catastrophe risk management practices, global credit rating age... (more story)

Chancery Sets Standard In Scottish Re Case

The Delaware Chancery Court has signed off on the framework that will govern how scores of insurers press claims in the liquidation of Scottish Re (U.S.) Inc., issuing an opinion to spell out when courts must ... (more story)

Specialty Lines More

Retailer Not Covered In Ghost Gun Suits, 2nd Circ. Affirms

Two AIG units have no duty to defend or indemnify a Texas-based firearm retailer accused of contributing to gun violence by selling unfinished components used to assemble what are known as ghost guns, the Seco... (more story)

Crypto Bankruptcy Trust Can Tap D&O Policy, Judge Rules

A Texas bankruptcy judge has found that a directors and officers liability insurer was wrong to refuse a reasonable $4.65 million settlement demand from the trustee overseeing the wind-down of former cryptocur... (more story)

AmTrust Says Insurer Must Cover Securities Suit Losses

A British insurance company wrongfully denied excess directors and officers coverage for underlying securities fraud litigation, AmTrust says in a suit filed in New York federal court Monday, saying the insure... (more story)

NJ Drugmaker, Chubb Settle $6.5M Defense Costs Suit

A New Jersey pharmaceutical company and Chubb have reached a settlement to end a lawsuit alleging the insurer owes nearly $6.5 million in outstanding legal fees stemming from a multibillion-dollar arbitration ... (more story)

Medical Appliance Co. Seeks Coverage For SEC Investigation

A Connecticut-based medical device technology company told a federal court that its insurer wrongfully denied coverage for an investigation by the Securities and Exchange Commission, alleging in a new lawsuit ... (more story)

Marsh Rival Wants Out Of Employee Poaching Scheme Suit

An insurance company accused by Marsh & McLennan Agency of poaching an employee has asked a Manhattan federal judge to dismiss Marsh's suit, saying the court had no jurisdiction because the claims had not been... (more story)

Insurer Berkshire Faces $750K Claim Over Navy Project Bill

An electrical subcontractor asked a Virginia federal court to help it collect nearly $750,000 from Berkshire Hathaway Specialty Insurance Co. under a payment bond for work at a Navy facility in Chesapeake.

Liberty Seeks Excess Insurer Repayment For $21.3M Verdict

A Berkshire Hathaway unit must cover Liberty Insurance Underwriters Inc.'s portion of a $21.3 million jury award in a personal injury case, Liberty said in a new federal complaint, arguing the unit unreasonabl... (more story)

Insurer Needn't Cover Jewish Group's $7.5M Wire Fraud Claim

A Jewish nonprofit organization isn't entitled to coverage for a fraudulent $7.5 million wire transfer, a Maryland federal court ruled, finding that its policy's extended reporting period was not active when i... (more story)

Judge To OK $16.5M 23andMe Insurer Buyback Deal In Ch. 11

A Missouri bankruptcy judge Wednesday agreed to approve a $16.5 million settlement between genetic testing company 23andMe and its insurers, in which the carriers proposed to buy back the unused portion of the... (more story)