Top Property Insurance Decisions Of 2025
A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.
Top General Liability Rulings From The 2nd Half Of 2025
The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.
Top Specialty Line Insurance Decisions From 2025
The past year of litigation directly addressed key issues in specialty line insurance disputes, including related claims under directors and officers policies, breach of contract exclusions in liability policies, and the right to access insurer reserves. Here, Law360 breaks down some of the most important specialty line decisions of 2025.
Property More
A group of insurers pressed the Fifth Circuit on Monday to reconsider its decision nixing an arbitration order for a southern Louisiana town in a dispute over hurricane damage coverage, saying the opinion wron... (more story)
The insurer to a Colorado construction company told a federal court Monday that it shouldn't be liable for $850,000 in replacement electrical work at Denver International Airport because the insured constructi... (more story)
The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a ... (more story)
Direct examination is a make-or-break opportunity to build a witness’s credibility, so attorneys should adopt a few tactics — from asking so-called trust-fall questions to preemptively addressing weaknesses — ... (more story)
A quartz mining company has sued a Zurich insurer to recover $130 million for property damage and business interruption losses stemming from Hurricane Helene, saying the insurer has stonewalled for over a year... (more story)
Insurers ACE and General Security Indemnity Co. of Arizona asked a South Carolina federal court to wipe an $80.7 million jury verdict against them in a case over business interruption losses suffered by an alu... (more story)
Last week's executive order seeking to preclude states from regulating artificial intelligence will likely have minimal impact on insurers, but the order and related congressional activities may portend a fede... (more story)
The owner of several Dallas-area airplane hangars is suing an AIG unit for at least $1.4 million in coverage for hail damage, saying the insurer wrongfully determined the hail caused only cosmetic damage based... (more story)
A real estate development firm alleged that its insurer wrongfully denied $8.6 million in coverage for netting to protect its property from a falling-rock wall after repeated incidents, telling a New Jersey fe... (more story)
Many jurors approach trials with foundational beliefs about fairness, harm and responsibility that shape how they view evidence and arguments, so attorneys must understand how to frame a case in a way that app... (more story)
General Liability More
A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over th... (more story)
A sweep of settlements in major lawsuits punctuated the second half of the year in North Carolina, from a record-breaking wrongful death deal to an eleventh-hour resolution in a lending fight over a biogas dev... (more story)
An insurer's suit seeking to avoid covering a tree company accused of causing a fire that resulted in $2 million in damage to a funeral home's property is premature and should be tossed, the funeral home told ... (more story)
An explosion prevention system provider owes over $3 million in damages related to an explosion and subsequent fire at a Kentucky manufacturing facility, the facility's insurers alleged, maintaining that the p... (more story)
A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to th... (more story)
An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Flori... (more story)
Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them b... (more story)
An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex whe... (more story)
An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because ... (more story)
The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage fo... (more story)
Specialty Lines More
An Ohio federal judge on Monday granted Nationwide Mutual Insurance Co. a quick win on some claims in a class action from employee 401(k) plan participants who alleged mismanagement, but directed the parties t... (more story)
The major takeaways from 2025 in New York banking policy involve updated guidance, regulations and requirements primarily affecting innovation and digital banking, in areas such as cybersecurity, virtual curre... (more story)
A New York federal court's recent decision in Flextronics v. Allianz, sustaining an $11 million arbitration award against the insurer, represents a significant affirmation of core policyholder protections in d... (more story)
Texas-based Howard Hughes Holdings Inc., led by Latham & Watkins LLP, on Thursday announced plans to acquire private equity-backed specialty insurance and reinsurance company Vantage Group Holdings Ltd., advis... (more story)
Midmarket mergers and acquisitions showed a slight decline in volume but climbed in value for much of 2025, particularly in the private equity space, indicating that the middle market M&A environment is cautio... (more story)
A company that repairs tubular air heaters and its founder were not entitled to coverage for a criminal case and a civil suit alleging that they defrauded customers by deliberately damaging property in order t... (more story)
As 2025 nears its end, claims professionals should be aware of trends in state legislation addressing artificial intelligence use, as insurance claims based on some of these liability-expanding statutes are a ... (more story)
Directors and officers and employment practices liability are key coverages for policyholders to review as potentially responsive to the emerging liability threat of Trump's executive orders targeting corporat... (more story)
An Illinois state appeals court affirmed the dismissal of a man's suit claiming two State Farm life insurers violated Illinois' genetic information privacy law, finding a section barring the use of genetic pro... (more story)
Blackstone Credit & Insurance has reached a $1 billion partnership with small business lender Harvest Commercial Capital to acquire business loans secured by first-lien mortgages on owner-occupied commercial real estate.