Encova Insurance v. West Bend Mutual Insurance

  1. April 01, 2024

    Insurer Can't Avoid Indemnity Payments Over Grocery Fire

    West Bend Mutual cannot avoid making extra indemnity payments to a Detroit grocery store over a fire or collect its insured's unpaid premium from another insurer, a Michigan federal court ruled after previously compelling both insurers to provide coverage because their policies were active when the fire occurred.

  2. August 24, 2023

    Mich. Judge Doubts Insurer's Bid To Skip Indemnity Payment

    A Michigan federal judge appeared skeptical Thursday of an insurer's argument that it doesn't owe an equal share of extended indemnity coverage payments for a Detroit grocery store's fire loss because the store tried to cancel its policy before those damages accrued.  

  3. March 30, 2023

    Insurer Must Contribute To Grocery Store's Fire Damage Bill

    West Bend Mutual Insurance must reimburse another carrier for its share of losses associated with a fire at a Detroit grocery store, a Michigan federal court ruled Thursday, finding West Bend's policy was a binding contract that was in effect when the fire occurred.