Wake Chapel Church, Inc. v. Church Mutual Insurance Company

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Case Number:

25-1485

Court:

Appellate - 4th Circuit

Nature of Suit:

4110 Insurance

Companies

Sectors & Industries:

  1. February 20, 2026

    4th Circ. Backs $1.1M Roof Verdict Against Church Insurer

    The Fourth Circuit affirmed a North Carolina federal jury's $1.1 million award to a church for a roof damage claim, rejecting arguments from the church's insurer that the court adopted the wrong causation standard to an all-risk insurance policy in its jury instructions.

  2. September 12, 2025

    Insurer Doubles Down On Bid To Undo $1.1M Roof Verdict

    A North Carolina federal court adopted the wrong causation standard in its instructions to a jury that awarded a church $1.1 million over its roof damage claim under what is known as an all-risk property policy, the church's insurer told the Fourth Circuit, urging the appeals court to set aside the verdict.

  3. July 24, 2025

    Insurer Asks 4th Circ. To Nix $1.1M Roof Damage Verdict

    An insurer specializing in covering religious organizations asked the Fourth Circuit to set aside a $1.1 million jury verdict it faces over roof damage that a North Carolina church said was caused by snow, arguing the lower court's jury instructions adopted the wrong causation standard.