General Liability

  • April 15, 2026

    Insurer Must Cover Sex Assault Case, Conn. Agency Says

    A Connecticut municipal risk agency claimed a local town and board of education must receive coverage from National Interstate Insurance Co. after the town and board were named in an underlying school bus sexual assault lawsuit, the agency said in a federal lawsuit on Wednesday. 

  • April 15, 2026

    Insurer Says No Coverage For Fatal Wash. Quarry Shooting

    An insurer has no duty to defend or indemnify a trucking company owner from civil claims following his conviction over the fatal shooting death of another man, the insurer told a Washington federal court.

  • April 15, 2026

    Risk Agency Drops Munich Re Suit Over Sex Abuse Coverage

    A Connecticut municipal risk financing agency has dropped a short-lived federal lawsuit seeking coverage from Munich Reinsurance America Inc. in an underlying sexual abuse lawsuit against a local school board.

  • April 15, 2026

    Uber, Liberty Mutual Say NY Fraud Ring Staged Car Crashes

    Uber and its auto insurer told a New York federal court that they are the victims of a scheme perpetrated by more than a dozen individuals who conspired to stage hit-and-run accidents and defraud the companies through sham personal injury claims and lawsuits.

  • April 14, 2026

    Judge Revives Gas Station's Contamination Coverage Suit

    A Washington federal court revived a gas station operator's suit accusing its insurer of wrongfully refusing to cover litigation over groundwater contamination, finding that a 2016 ruling on the insurer's duty to remediate environmental pollution at the operator's former gas stations does not preclude the current dispute.

  • April 13, 2026

    Insurer Says Coverage Barred For Alleged Nitrous Oxide Sales

    Admiral Insurance Co. has no duty to defend or indemnify a group of smoke shops from claims they illegally sold nitrous oxide canisters to individuals, allegedly resulting in several fatal car accidents, the insurer told a Michigan federal court.

  • April 13, 2026

    Water Damage Fight Belongs In Kansas, Travelers Says

    A coverage dispute over water damage that a Kansas-based senior living community sustained when a sprinkler burst is in the wrong state, a Travelers unit told a Colorado federal court, seeking to toss the Colorado statutory and common-law bad faith claims and transfer the dispute to Kansas.

  • April 13, 2026

    Law Firm, Insurer Say Cos. Must Pay For Crane Crash Losses

    Florida law firm Johnson Pope and its insurer have sued a group of companies involved in the construction of a 46-story luxury condominium tower in St. Petersburg, telling a state court they are entitled to recover losses they incurred after a crane fell and damaged the firm's office space.

  • April 09, 2026

    NY Auto Rate Plan Better For Session, Not Budget, Experts Say

    New York's budget is stalled in part by Gov. Kathy Hochul's push to change auto insurance laws. Experts are split on whether her proposed comparative fault system would work or even belongs in the budget.

  • April 09, 2026

    11-Month Defense Delay Could Pique Wash. Justices' Interest

    A request from former Timeshare Exit Team customers for a federal court to certify questions about a $630 million deal presents an opportunity for a state high court to look at an 11-month defense delay. Carrier-side attorney Mark E. Mills spoke to Law360 Insurance Authority about the case.

  • April 09, 2026

    Insurer Says Atty's Shoddy Defense Resulted In $92M Verdict

    A Munich Re unit said an Oklahoma-based law firm is to blame for a $92 million judgment entered against it in a coverage dispute over an apartment fire, telling a federal court Thursday that its attorney failed to object to opposing counsel's inappropriate conduct or preserve evidence for appellate review.

  • April 09, 2026

    Insurer Won't Have To Defend Firm In $2M Fraud Case

    National Liability & Fire Insurance doesn't have to insure a Texas law firm for claims it fraudulently disbursed nearly $2 million of a safety equipment company's money for COVID-19 tests, a Pennsylvania judge has ruled, finding the insurer has shown that policy exclusions exempt it from coverage.

  • April 09, 2026

    Insurance Litigation Week In Review

    An insurer didn't owe coverage to the owners of a farm in a carbon monoxide injury suit, an Allied World unit had a duty to defend a substance abuse treatment facility in a sexual misconduct case, and another carrier failed to show that a fertility dispute is barred from coverage. Law360 has the past week's top insurance news.

  • April 09, 2026

    5th Circ. Revives Reinsurance Broker Row Over Credit Mishap

    The Fifth Circuit revived a suit by an insurer's owner alleging that its broker failed to administer its reinsurance program properly, leading to over $100 million in losses when it discovered the program lacked a valid line of credit.

  • April 07, 2026

    Timeshare Exit Co.'s Insurer Can't Appeal To 9th Circ. Yet

    A Washington federal judge rejected an insurer's request to reconsider a summary judgment ruling that the carrier breached its duty to defend a now-defunct timeshare exit company, stating that the carrier failed to prove an indisputable error in the ruling.

  • April 07, 2026

    8th Circ. Backs Insurer Win In ND Pollution Exclusion Row

    An Eighth Circuit panel on Tuesday backed an insurer's win in a coverage dispute over a man's alleged injuries from carbon monoxide exposure, finding it did not need a North Dakota high court's input to determine that a policy's pollution exclusion barred coverage.

  • April 07, 2026

    Iran War Could Revive 'Grip Of Peril' Insurance Rule

    Insurers are likely to run again into the thorny question of whether aircraft grounded amid airport closures in the Middle East are already within the "grip of the peril" if leasing companies make claims for damages on canceled policies, lawyers said.

  • April 06, 2026

    Ex-Yale Law Assistant Dean​ Drops Injury Coverage Suit

    Former Yale Law School dean of students Natalia Martin has ended a lawsuit questioning whether Integon National Insurance Co. could be held responsible for portions of a $5 million settlement with a driver who struck her while she was walking, causing brain, heart, lung and bone injuries.

  • April 03, 2026

    DoorDash Dropped From Allstate Road Rage Coverage Row

    Allstate voluntarily dropped DoorDash from its Washington federal suit seeking a judgment that it has no duty to defend a delivery driver facing allegations he killed another man in a road rage incident, leaving Uber as the only corporate defendant in the coverage dispute.

  • April 03, 2026

    Gulf Reinsurance Plan Doubles To $40B With Added Insurers

    Six major American insurers will join Chubb in providing $20 billion for the U.S. International Development Finance Corp.'s initiative to restore maritime trade in the Gulf region amid the Iran war, doubling the total amount of available reinsurance to $40 billion, according to an announcement Friday.

  • April 03, 2026

    Law360 Announces The Members Of Its 2026 Editorial Boards

    Law360 is pleased to announce the formation of its 2026 Editorial Advisory Boards.

  • April 03, 2026

    E-Cig Wholesaler Says Insurer Owes $5M For Warehouse Fire

    A wholesaler of electronic cigarette products is owed nearly $5 million in coverage for a warehouse fire that destroyed its inventory, it told an Illinois federal court, saying its insurer has wrongfully refused to pay anything beyond the $1.3 million it already paid for the loss.

  • April 02, 2026

    Fla. Panel Quashes Atty Depo Order In Insurer Bad Faith Row

    A Florida state appellate panel struck down an order allowing Progressive to compel testimony from a personal injury attorney on whether her client was willing to settle a coverage dispute within its policy limits, finding a lower court incorrectly determined that her client waived privileges.

  • April 02, 2026

    Former Counsel To Calif. Insurance Chief Talks Reform Push

    California insurance regulators worked under immense pressure to improve homeowners insurance availability amid tight regulatory constraints and major climate disasters. Hinshaw & Culbertson's Lucy Wang, the former special counsel to the state's insurance commissioner, spoke with Law360 about the challenges of such an overhaul and about what's to come for the next commissioner.

  • April 02, 2026

    Insurance Litigation Week In Review 

    The Pennsylvania Supreme Court clarified workers compensation notice requirements for sole proprietors and State Farm policyholders received initial approval of a $15.6 million deal settling their totaled car payout class action. Law360 looks at the week's top insurance news.

Expert Analysis

  • Avoiding Unforced Evidentiary Errors At Trial

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    To avoid self-inflicted missteps at trial, lawyers must plan their evidentiary strategy as early as their claims and defenses, with an eye toward some of the more common pitfalls, says Nate Sabri at Perkins Coie.

  • When AI Denies, Insurance Bad Faith Claims May Follow

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    Two recent rulings from Minnesota and Kentucky federal courts signal that past statements about claims-handling practices may leave insurers using artificial intelligence programs in claims administration vulnerable to suits alleging bad faith and unfair trade practices, say attorneys at Cozen O'Connor.

  • Insuring Against FCA Risk In Shifting Trade Landscape

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    In today's heightened trade enforcement environment, companies should proactively assess whether their insurance programs are positioned to respond to potential False Claims Act or customs-related claims, including reviewing directors and officers, professional liability, and representations and warranties policies for key terms, say attorneys at Pillsbury.

  • Key Insurance Coverage Considerations For AI Data Centers

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    The burgeoning artificial intelligence industry has sparked a surge in data center projects — a trend likely to be accelerated by the White House's AI Action Plan — but with these complex facilities come equally complex risks, engendering important insurance coverage considerations, say attorneys at Morgan Lewis.

  • 5 Key Steps To Prepare For Oral Arguments

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    Whether presenting oral arguments before the U.S. Supreme Court or a local county judge, effective preparation includes the same essential ingredients, from organizing arguments in blocks to maximizing the potential of mock exercises, says Allison Rocker at Baker McKenzie.

  • Maryland High Court Ruling Clarifies Claim Assignment

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    In its recent opinion in Featherfall Restoration, the Maryland Supreme Court reemphasized a policyholder's ability to assign a claim despite the presence of general liability policy language requiring an insurer's written consent, nevertheless highlighting the importance of specific wording, say attorneys at Bradley Arant.

  • NY Ruling Eases Admission Of Medical Record Evidence

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    A New York appellate court’s recent ruling in Pillco v. 160 Dikeman clarifies the standard for evaluating accident-related entries from medical records, likely making it easier to admit these statements into evidence at trial, says Shawn Schatzle at Lewis Brisbois.

  • Fla. Misses Opportunity To Rectify Wrongful Death Damages

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    Florida Gov. Ron DeSantis' recent veto of a bill that would have removed certain arbitrary and unfair prohibitions on noneconomic wrongful death damages in medical negligence cases highlights the urgent need for reforms to current state law, say attorneys at Farah & Farah.

  • 9 Jury Selection Lessons From The Combs Trial

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    U.S. District Judge Arun Subramanian’s unusually thorough jury selection process for the trial of Sean Combs offers attorneys and judges a master class in using case-specific juror questionnaires and extended attorney-led voir dire to impanel better juries that produce more just outcomes, say Kevin Homiak at Wheeler Trigg and Leslie Ellis at The Caissa Group.

  • Puzzling Out When Similar Insurance Claims Are Related

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    A recent decision in Virginia federal court shows that more than identical allegations of negligent business practices across two lawsuits may be necessary to satisfy the strict definition of relatedness under claims-made liability insurance policies, say attorneys at Hunton.

  • Ruling Offers Insurers A Path To Settle Sans Insured Consent

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    A recent North Carolina federal court ruling, Martin Marietta Materials v. Ace, joins other states in holding that an insurer may consider its own interests in settlement negotiations, outlining a strong strategy for insurers faced with an uncooperative insured and the threat of a large verdict, say attorneys at Phelps Dunbar.

  • Mitigating Employer Liability Risk Under Sex Assault Rule

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    The American Law Institute's newly approved rule expands vicarious liability to employers for certain sexual assaults that employees commit, which could materially increase employers' exposure unless they strengthen safeguards around high-risk roles, say attorneys at Morgan Lewis.

  • 4 Questions For Insureds To Overcome Flood Exclusions

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    In a year of record flash flooding in the U.S., affected policyholders, who may assume that their policy's flood exclusion precludes recovery for losses, should look to the many factually and legally nuanced cases presenting pathways to coverage, says Micah Skidmore at Haynes Boone.