General Liability

  • January 26, 2024

    Mich. Justices Don't Say If Stalled Driver Was 'Operating' Car

    An uninsured driver struck while pulled to the side of a road can seek damages from the semi-truck driver that hit him after the Michigan Supreme Court declined Friday to intervene following oral arguments earlier this month.

  • January 26, 2024

    NC Insurance Group Not Bound By Medicare Law, Suit Says

    The North Carolina Insurance Guaranty Association asked a federal court to find that it doesn't have to pay back Medicare for claims that should otherwise be covered by private insurance, arguing the agency isn't a policy provider as defined by federal law.

  • February 08, 2024

    Law360 Seeks Members For Its 2024 Editorial Boards

    Law360 is looking for avid readers of its publications to serve as members of its 2024 editorial advisory boards.

  • January 26, 2024

    Allstate Says No Coverage For Man Hit By DoorDash Driver

    A DoorDash driver's automobile policy does not provide coverage for injury claims asserted by a pedestrian who was struck by the driver while completing a food delivery, an Allstate unit told a Florida federal court in an amended suit Friday.

  • January 26, 2024

    Mich. High Court Spurns Biker's Crash Coverage Dispute

    The Michigan Supreme Court declined Friday to weigh in on when motorcycle crashes must be covered by auto insurance policies, over the objection of two justices who said case law needed a course-correction.

  • January 26, 2024

    Insurer Sues Engineering Firm Over $5M Quarry Flood

    An engineering firm's two predecessor entities negligently designed two ponds in a quarry and the embankment separating them, causing more than $5 million in damages to a construction company's equipment following a catastrophic embankment failure, the construction company's insurer has told a Florida federal court.

  • January 25, 2024

    Insurer Says Contractor Not Covered In Oil Refinery Fire Suits

    A petrochemical contractor is not entitled to coverage for a number of suits over an incident at an Arkansas oil refinery in which a hazardous substance was released and caught fire, an excess insurer told a Texas federal court Thursday, saying the contractor's two-year delay in providing notice bars coverage.

  • January 25, 2024

    Insurer Can't Block Chapter 11 Asbestos Plan, Justices Told

    Two companies seeking Chapter 11 bankruptcy protection with asbestos claims alongside asbestos claimant representatives urged the U.S. Supreme Court to reject an insurer's opposition to their proposed reorganization plan, in a case that could change who can participate in the often protracted bankruptcy process.

  • January 25, 2024

    Progressive Says Uber Crash Coverage Limited To $50K

    Coverage for Uber and one of its drivers involved in an underlying automobile accident is limited to $50,000, Progressive told a Florida federal court Thursday, stating that a second policy with a $1 million bodily injury limit isn't applicable because the accident didn't occur during a prearranged service.

  • January 25, 2024

    Notice Delay In Chubb's $3.3M Recoupment Bid Bugs 6th Circ.

    A Sixth Circuit panel peppered a Chubb unit with questions Thursday about why the carrier should be able to recoup $3.3 million from two other insurers for its defense of windshield repair company Safelite against a competitor's suit, despite a four-year delay in notice.

  • January 25, 2024

    Power Co. Can't Dismiss Explosion Fraud Claim, Insurers Say

    Two insurers for an infrastructure technology company urged an Ohio federal court not to toss their bid to recoup $18.7 million in damages for a manufacturing facility explosion, maintaining that state law supports their ability to bring both a breach of contract and fraud claim.

  • January 24, 2024

    Bermuda Law Prohibits Arbitrator Removal, 2nd Circ. Told

    A New York federal court properly ruled that it lacked authority to remove the arbitrator presiding over a Bermuda reinsurance arbitration, the reinsurer told the Second Circuit on Wednesday, arguing the counterparty's attempt to revive its petition seeking such a ruling is unsupported by Bermuda law.

  • January 24, 2024

    7th Circ. Ponders If Faulty Steel Damaged O'Hare Project

    The Seventh Circuit questioned Wednesday whether cracked welds in a Chicago O'Hare International Airport canopy damaged the larger structure in a way that would trigger property damage coverage, after a lower court ruled that the canopy's general contractor wasn't covered for over $37.5 million in costs.

  • January 24, 2024

    Geico's Bid For Early Win In COVID Rebate Class Suit Denied

    A California federal judge rejected Geico's bid for victory in a class action that claims the car insurance company owes additional refunds to policyholders after they overpaid their premiums during COVID-19 shutdowns.

  • January 24, 2024

    Accused Fraudster Hurting Policyholders, NC Justices Told

    Four insurers told the North Carolina Supreme Court that a former insurance mogul facing criminal fraud charges is still running his businesses, contrary to a contract and lower court order, renewing their request for clarity on what parts of an appellate court's opinion the high court will review.

  • January 24, 2024

    Crane Lessor Not Covered In Construction Death Suit

    A Tokio Marine entity doesn't owe coverage to a construction equipment company in an underlying wrongful death action brought after a piece of a crane fell on a worker, a South Carolina federal judge ruled Wednesday, finding that the company wasn't an additional insured under the general contractor's policy.

  • January 23, 2024

    Oil Co. Says Power Co. Owes $11M For Injury Defense

    An oil and gas company seeking up to $11 million in coverage from a power company for an underlying electic shock injury suit told a Wyoming federal court that the power company should've made it an additional insured on its policies, per the companies' agreement.

  • January 23, 2024

    Insurer Says Battery Cos. Can't Point To Coverage In EPA Row

    An insurer urged a Georgia federal court to toss a battery reseller and its recycling counterpart's bid for reimbursement of over $700,000 in cleanup costs the companies owe the U.S. Environmental Protection Agency over a two-week-long property fire, saying the companies failed to pinpoint any coverage owed.

  • January 23, 2024

    Insurer Says No Coverage Of $1M Suit By NYC Four Seasons

    A construction company working on a Four Seasons Hotel in midtown Manhattan told a New York federal court that insurers should pay to defend it in a $1 million suit brought by the hotel alleging damages to its guest rooms, while its insurer said Tuesday that it wants the case dismissed.

  • January 23, 2024

    Split 9th Circ. Says Insurer Must Defend Cleanup Injury Suit

    An insurer must fund a contractor's defense against a suit for injuries a man suffered while removing debris from a wildfire, a 2-1 Ninth Circuit panel ruled Tuesday, finding there is a potential for coverage under a $2 million commercial general liability policy.

  • January 23, 2024

    Condo Assoc. Says Insurer Played Favorites In Fee Dispute

    A Virgin Islands condominium association told an Illinois federal court that an AIG unit played favorites in a fee payment dispute between its insureds, refusing to cover more than $500,000 in legal fees for the association while fully funding its opponent.

  • January 23, 2024

    Condo Assoc. Says Insurer Can't Limit Bombing Coverage

    A Nashville, Tennessee, condominium owners association said it's entitled to $10.7 million from its insurer to repair property that was damaged in a bombing in December 2020, telling a federal court that an exclusion for buildings designated as historic structures does not apply to limit recovery.

  • January 23, 2024

    Candy Maker Wants $5M Recall Coverage Suit Tossed

    A Texas-based candy company urged a New York federal court to either toss an insurer's lawsuit seeking to avoid coverage for a nearly $5 million recall over metal fragments found in certain gummy candies or transfer the case to Texas, where the company sued its insurer.

  • January 22, 2024

    Background Check Co. Says Court Mistreated It As Insurer

    A background check company urged a Colorado federal court to reconsider a ruling that the company had to defend and indemnify a now-defunct security services provider, arguing that the court used properties of insurance law to improperly expand its contract.

  • January 22, 2024

    Insurer Can Proceed With $1.7M Settlement Contribution Suit

    Viad Corp. can't escape an insurer's suit seeking to recover $1.7 million of a nearly $160 million settlement with the state of Montana, a Nebraska federal court ruled Monday, finding the insurer plausibly alleged that the company could be liable under a reinsurance contract.

Expert Analysis

  • What Pa. Procedure Rule Change Means For 'Snap Removals'

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    In light of Pennsylvania's recent civil procedure rule amendment significantly decreasing defendants' time to remove cases from state to federal court, Shari Milewski and Donald Kinsley at Maron Marvel offer some practical tips for maintaining snap removal as a viable defense tool.

  • How NJ Bad Faith Auto Insurance Bill Compares To Pa.'s

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    The recently enacted New Jersey Insurance Fair Conduct Act, is in some ways narrower and in other ways broader than Pennsylvania's notoriously strict bad faith statute and leaves open many fundamental questions, which took Pennsylvania decades of litigation to resolve, say Kristin Jones and Brian Callaway at Troutman Pepper.

  • Del. High Court Gets It Right With Opioid Nuisance Ruling

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    In ACE v. Rite Aid, the Delaware Supreme Court has issued a groundbreaking insurance ruling that helps define the fundamental bargain at the heart of commercial insurance coverage and demonstrates why such coverage does not extend to public nuisance claims, says Adam Fleischer at BatesCarey.

  • Flawed NY Insurance Law Needs Amendments

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    The New York Comprehensive Insurance Disclosure Act, recently signed by the governor, imposes a multitude of problematic disclosure obligations on defendant-insureds, which the Legislature should — and likely will — seriously consider modifying or eliminating, says Richard Mason at MasonADR.

  • Justices May Hesitate To Review Calif. Fraud Coverage Case

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    In Adir International v. Starr Indemnity, the policyholders are asking the U.S. Supreme Court to review their challenge of a California law prohibiting insurers from defending insureds in certain consumer protection claims, but the court may not be ready to decide the issue at this time, says Greg Mann at Rivkin Radler.

  • Court Split On Amazon's Seller Liability Could Be Moot

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    Courts across the country have split on Amazon's liability for products sold on its marketplace, but if more e-commerce platforms follow its lead on insurance coverage requirements for vendors, it may not matter how courts resolve the seller liability issue, says Thomas Kurland at Patterson Belknap.

  • JP Morgan Ruling May Have Broad Insurance Implications

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    The New York Court of Appeals' recent decision in J.P. Morgan Securities v. Vigilant Insurance — that settlement funds paid to the U.S. Securities and Exchange Commission did not constitute a penalty for insurance purposes — could have far-reaching application in other types of insurance litigation where plaintiffs could be characterized as seeking equitable relief, say Robert Shulman and Cristen Rose at Paley Rothman.

  • Insurers Should Honor Astroworld Coverage Obligations

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    While insurers may be eager to shift blame on Astroworld showrunner Travis Scott for conditions that resulted in 10 deaths and dozens of injuries, arguments suggesting the tragedy shouldn't be covered appear baseless in light of the facts and the law, says Benjamin Massarsky at Miller Friel.

  • Resolving Asbestos Suits Faster In The Pandemic And Beyond

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    Trial delays due to COVID-19 are an incentive for asbestos plaintiffs and defendants to adopt litigation reforms that can help bring cases to verdicts or settlements faster — changes that will be valuable even after the pandemic ends, says Lisa Oberg at Husch Blackwell.

  • Priority Of Coverage Lessons From 2nd Circ. Insurance Ruling

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    The recent Second Circuit decision in Century Surety v. Metropolitan Transit Authority — holding that, for priority of coverage determination, a contractual indemnity agreement governs over an insurance policy's terms — highlights the importance of understanding how the dynamics between commercial contracts and insurance policies may help shift liability, say Syed Ahmad and Yaniel Abreu at Hunton.

  • Insurance Commissioner's Agenda: NY On Industry Diversity

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    My Chi To, executive deputy superintendent of the New York State Department of Financial Services Insurance Division, discusses steps her agency is taking to promote diversity, equity and inclusion within the insurance industry and suggests practices for companies to consider adopting.

  • Insurance Considerations Amid Increased Use Of Drones

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    The growing use and rapidly evolving regulation of drone technology across industries raise tricky insurance coverage questions and increase exposure to third-party liability and first-party loss, say attorneys at Covington & Burling.

  • Nursing Homes May See Litigation Spike After 7th Circ. Ruling

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    The Seventh Circuit’s recent Federal Nursing Home Reform Act ruling in Talevski v. Health and Hospital Corp. opens skilled nursing facilities to federal litigation from private plaintiffs and could require exhaustion of administrative remedies before invoking state or federal court jurisdiction, say Randall Fearnow and Edward Holloran at Quarles & Brady.