General Liability

  • March 23, 2026

    Health Insurers Can't Force Conn. ERISA Row Into Arbitration

    Elevance Inc. can't compel arbitration of a union health plan's allegations the insurer caused it to pay excessive administrative fees and medical costs, a Connecticut federal judge ruled, finding the insurer and its subsidiaries waived that right by seeking to dismiss the proposed class action.

  • March 23, 2026

    Zurich Says No Coverage For $19M Faulty Pipeline Award

    A pipeline construction company is not entitled to coverage for a $19 million interim arbitral award issued to a midstream energy company, several Zurich insurers told a Missouri federal court, saying the damages for defective welding are not for property damage caused by an occurrence or are otherwise excluded.

  • March 23, 2026

    Justices Won't Review Erie Indemnity Fee Dispute

    The U.S. Supreme Court said Monday it will not review a decision vacating a temporary halt on a Pennsylvania suit challenging Erie Indemnity Co.'s collection of a management fee.

  • March 20, 2026

    Insurer Can't Cancel Motor Carriers' Auto Policy

    A Texas federal court blocked an insurer's effort to prematurely cancel an auto liability policy for a federally authorized group of motor carriers, agreeing with the companies that such an action would cause irreparable damage by interfering with their reputation and business operations.

  • March 20, 2026

    Liberty Mutual Unit Must Defend Hotel Co. In Trafficking Suits

    A Liberty Mutual unit must defend Red Roof Inn in 11 suits claiming that the hotel chain financially benefited from human trafficking, an Ohio federal court ruled, saying the claims constitute an occurrence for the purposes of bodily injury and property damage liability coverage.

  • March 19, 2026

    Atty Reacts To $345M Sex Abuse Deal Coverage Loss

    Counsel representing private-school students who claim a teacher sexually abused them decades ago said they were down but not out after a Georgia state appeals court relieved insurers of covering a $345 million settlement. 

  • March 19, 2026

    Meet The Attys Behind AIG's $150M Pollution Coverage Win

    A team of lawyers led by Gibson Dunn & Crutcher LLP guided an AIG unit to a Seventh Circuit ruling that the insurer owed no coverage for $150 million in legal costs from contamination lawsuits. Law360 takes a look at the attorneys who represented National Union Fire Insurance Co. of Pittsburgh, Pa.

  • March 19, 2026

    New Polluter Pay Bills Center AG Action On Insurance Costs

    Recent bills would give attorneys general in three states more power to sue fossil fuel companies over climate change-related insurance costs. Such lawsuits would likely face challenges.

  • March 19, 2026

    Sandwich Co.'s Wage Disclosure Coverage Suit Gets Tossed

    A sandwich chain can't proceed with a suit seeking coverage for a class action claiming it violated Washington's Equal Pay and Opportunities Act, a Washington federal court ruled Thursday, saying the underlying allegations do not fall within the policy's definition of discrimination.

  • March 19, 2026

    Insurance Litigation Week In Review

    A Zurich unit and engineering firm may seek indemnification from a subcontractor for an injury suit settlement, an AIG insurer doesn't owe coverage for a $150 million legal bill, and a Berkshire Hathaway unit has no duty to defend a toy company. Law360 has the past week's top insurance news.

  • March 19, 2026

    Insurance Execs Ask 11th Circ. To Review Coverage Suit Toss

    Insurance executives accused of sabotaging their former company as they prepared to start a rival firm will ask the Eleventh Circuit to review a lower court ruling that Berkley Assurance Co. did not have to pay for their defense in now-dismissed litigation filed by their ex-employer.

  • March 18, 2026

    Kenyan Firm's Boeing Crash Fee Dispute Largely Proceeds

    An Illinois law firm couldn't escape claims that it owes a Kenyan law firm upward of $1.5 million as part of a fee-sharing agreement stemming from a settlement with Boeing over the 2019 Ethiopian Airlines 737 Max crash, with an Illinois federal judge refusing to call the oral agreement unenforceable.

  • March 18, 2026

    Norfolk Southern Secures Insurer Defense Over Worker Death

    Nautilus Insurance Co. must defend Norfolk Southern Railway Co. in a state tort action over the death of a salvage worker, a New York federal judge ruled, finding the railroad giant presented sufficient evidence that the worker may have caused his own injury.

  • March 17, 2026

    Progressive Shooting Coverage Suit Clears Dismissal Bid

    A Louisiana federal court declined to dismiss a suit by a Progressive unit asserting it has no duty to defend or indemnify a nail salon for claims stemming from a fatal shooting, accepting a magistrate judge's recommendation to that effect.

  • March 16, 2026

    Ski Resort Owner Says Insurers Must Cover Rider Death Claim

    A ski resort owner said it is entitled to coverage for a claim made by the estate of a man who died after falling from a chair lift, telling a Montana federal court that its insurers erroneously asserted that the resort is not a covered location.

  • March 13, 2026

    Stihl Escapes Insurer's NJ Fire Coverage Suit

    Chainsaw manufacturer Stihl Inc. can't be held liable on claims that one of its batteries caused a house fire, a New Jersey federal judge ruled, ending the case because the plaintiff's experts could not prove that the battery was defective or rule out other causes of the garage fire.

  • March 13, 2026

    AIG Policy Excludes $150M Pollution Coverage, 7th Circ. Finds

    A Seventh Circuit panel on Friday ruled an AIG unit has no duty to cover $150 million in legal costs for Sterigenics and its former parent company following input from the Illinois Supreme Court on how to apply a pollution exclusion in the relevant policy.

  • March 13, 2026

    Insurers Say Prairie Farms' Policies Don't Cover $191M Verdict

    Berkeley National Insurance Co. and a Sompo International unit told an Illinois federal judge that excess liability policies they issued to Prairie Farms do not cover a $191.5 million punitive damages award the dairy giant must pay to the family of a man who died while transporting dry ice for one of its subsidiaries.

  • March 13, 2026

    Drug Co. Moves To Sanction Insurer Over Destroyed Evidence

    A drug wholesaler seeking coverage for underlying opioid litigation urged an Illinois federal court to sanction its insurer for destroying key emails and underwriting records, saying the carrier failed to update a litigation hold or suspend its automatic deletion policies and then attempted to hide the issue during discovery.

  • March 12, 2026

    Reinsurance Plan For Gulf Ships Earns Wary Praise From Pros

    The U.S. International Development Finance Corp.'s plan to offer $20 billion in maritime reinsurance in the Persian Gulf region may be a welcomed backstop as the conflict's impact on insurance coverage deepens.

  • March 12, 2026

    Insurer Asks NC Justices To Free It From Captive Carrier Row

    A Georgia insurance company told North Carolina's highest court that the state's Business Court doesn't have jurisdiction over it in a shareholder dispute over the demise of a defunct captive insurer, arguing it had nothing to do with the supposed bad acts of its individual members.

  • March 12, 2026

    SEC Rule Change Spurs Climate-Insurance Proxy Suit

    More regulatory leeway for U.S. companies to disregard shareholder proposals may generate a new wave of lawsuits from investor groups looking to sway corporate behavior.

  • March 12, 2026

    Chubb Unit Can't Tag Excess Insurer For $100M Settlement

    The Georgia Court of Appeals rejected an attempt by a Chubb unit to share liability with an excess insurer for coverage of a $100 million settlement between a boat manufacturer and the family of a boy who died in a boating accident.

  • March 12, 2026

    Insurer AI Governance Pilot Marks New Effort For Uniformity

    Faegre Drinker's Scott M. Kosnoff talks to Law360 Insurance Authority about a new regulator program to evaluate how insurance companies use artificial intelligence systems.

  • March 12, 2026

    Tanger Asks NC Justices Not To Review COVID Coverage Suit

    Two insurers failed to establish an error justifying review from the North Carolina Supreme Court of a decision allowing Tanger Factory Outlet Centers Inc. to seek $50 million in pandemic-related coverage, the retail outlet chain told the justices.

Expert Analysis

  • When Failure To Satisfy Insured Duty Is Fatal To Texas Claims

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    Recent rulings from federal district courts in Texas demonstrate when an insured's failure to satisfy certain duties is fatal to recovery under their policy, and when this failure may result in abatement, say attorneys at Zelle.

  • Tracking The Evolving Legal Landscape Of Music Festivals

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    The legal infrastructure behind music festivals is anything but simple, so attorneys advising clients in this space should be prepared for a wide range of legal challenges, including the unexpected risks that come with live events, says Meesha Moulton at Meesha Moulton Law.

  • Asbestos Ruling Cements All Sums Coverage Precedent In SC

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    With its recent decision in Protopapas v. Travelers, the South Carolina Court of Appeals becomes the highest court in South Carolina to adopt the all sums allocation approach for long-tail claims, providing key appellate precedent to support policyholders' efforts to maximize their coverage, say attorneys at Anderson Kill.

  • How Courts Are Addressing The Use Of AI In Discovery

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    In recent months, several courts have issued opinions on handling discovery issues involving artificial intelligence, which collectively offer useful insights on integrating AI into discovery and protecting work product in connection with AI prompts and outputs, says Philip Favro at Favro Law.

  • How NY Appeals Ruling Alters Employers' Sex Abuse Liability

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    In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine.

  • What Calif. Insurance Ruling Means For Smoke Damage Limits

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    As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith.

  • Lively-Baldoni Saga Highlights Insurance Coverage Gaps

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    The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co.

  • Juries Are Key In Protecting The Rule Of Law

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    Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson.

  • How To Strengthen A Case By Mastering Expert Witness Prep

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    A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie.

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

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    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.