General Liability

  • March 09, 2026

    Insurers Ask NC Justices To Review COVID Coverage Suit

    Two insurers urged the North Carolina Supreme Court to hear their appeal challenging a lower court's holding that North Carolina law applies to Tanger Outlets' suit seeking more than $50 million in pandemic-related coverage, saying the order violates the due process guarantees of the 14th Amendment.

  • March 06, 2026

    Insurers Off The Hook For Ga. School's $345M Sex Abuse Deal

    Four insurance companies don't have to cover a $345 million sexual abuse settlement between a private school and nearly two dozen former students, the Georgia Court of Appeals said Friday, ruling that they weren't on the hook for alleged misconduct occurring decades before their policies were written.

  • March 06, 2026

    Ad.com Says Insurer Owes Defense Of TM Suit

    An Arizona insurer wrongfully refused to insure the interactive advertising company Ad.com against a trademark lawsuit from a pair of technology companies accusing the advertiser of stealing their brand identifiers to sell its own product, Ad.com alleged in a lawsuit this week. 

  • March 05, 2026

    Meta Coverage Ruling Hinged On Intentional Conduct Claims

    With a landmark social media addiction trial underway in Los Angeles, a Delaware court issued a key ruling that Meta cannot get coverage for underlying suits because plaintiffs do not allege accidental conduct.

  • March 05, 2026

    Is It War? How Iran Conflict Designation May Affect Coverage

    The question of whether the United States is "at war" with Iran could be key to whether potential insurance claims related to the conflict are ultimately covered.

  • March 05, 2026

    4th Circ. Allows Insurer To Seek Arbitration In Foam Case

    The Fourth Circuit on Wednesday overturned an order barring Illinois Union Insurance Co. from seeking to arbitrate in London a dispute within multidistrict litigation over alleged contamination from firefighting foam for failing to obtain consent from co-lead counsel.

  • March 05, 2026

    Overhauled IRS Microcaptive Rules Pass Muster With Judge

    Revamped rules requiring taxpayers to disclose certain microcaptive insurance arrangements to the Internal Revenue Service do not violate the Administrative Procedure Act, a Tennessee federal judge found Thursday, saying multiple U.S. Tax Court decisions show the arrangements can be used to avoid taxes.

  • March 05, 2026

    Insurance Litigation Week In Review

    Law360 Insurance Authority looks at the past week's top insurance news.

  • March 05, 2026

    Insurer Seeks Win In $6.3M Coverage Row With Pot Tester

    James River Insurance Co. is asking a Mississippi federal court to grant it a win in its suit to deny coverage of a $6.3 million default judgment against a cannabis testing company, saying the company breached its policy by not cooperating with the insurer.

  • March 04, 2026

    Insurance Execs' Coverage Bid 'Not Plausible,' Judge Says

    Berkley Assurance Co. doesn't owe any coverage duties to insurance executives who were sued over allegations they sabotaged their former company on their way out the door to start a rival firm, a Georgia federal judge has ruled.

  • March 03, 2026

    Terminix Wins Coverage For $8M Pesticide Exposure Award

    An excess insurer must cover part of an $8 million judgment entered against Terminix in a pesticide exposure suit, the Ninth Circuit said Tuesday, affirming that the underlying injury arose out of Terminix's product for the purposes of the policy's "products-completed operations hazard" coverage.

  • March 03, 2026

    Travelers Can't Exit $6M Construction Defect Coverage Suit

    A construction manager's suit seeking coverage for a $6 million construction defect dispute may proceed after a New York federal court found there were fact issues concerning the company's status as an additional insured under a subcontractor's primary and excess policies with Travelers.

  • March 03, 2026

    Cannabis Depository Can Fight $9.5M Coverage Denial

    A New Jersey cannabis dispensary depository can challenge an insurer's bid to deny coverage for a $9.5 million judgment against an armored car cash delivery service for an ex-employee's alleged embezzlement, a New York federal judge ruled, saying the depository is entitled to a potential insurance policy payout. 

  • March 03, 2026

    States Can't Duck Regeneron Counterclaims In FCA Case

    Eleven states pursuing a False Claims Act case against Regeneron Pharmaceuticals over what they say were inflated reimbursements for an eye drug can't block counterclaims by the drugmaker on sovereign immunity grounds, a Massachusetts federal judge has ruled.

  • March 02, 2026

    6th Circ. Upholds 12-Year Stint For Mich. Doc In 'Pill Mill' Case

    The Sixth Circuit affirmed the convictions and 12-year prison sentence of a Michigan doctor accused of operating a cash-only "pill mill" that wrote thousands of opioid prescriptions, holding that the trial judge properly handled the jury instructions and key evidentiary rulings.

  • March 02, 2026

    Meta Loses Coverage For Social Media Addiction Suits

    A group of insurers have no duty to defend Meta Platforms Inc. against thousands of lawsuits accusing the social media giant of designing its platforms to be addictive to adolescents, a Delaware state court ruled, finding that the underlying allegations describe deliberate acts rather than accidental conduct.

  • February 27, 2026

    Court OKs Policy Rescission In Hotel Shooting Coverage Suit

    An insurer for a Tulsa, Oklahoma, hotel was entitled to rescind its policy after the hotel was sued in connection with the fatal shooting of a guest by a security guard, a New York federal court ruled, saying the hotel misrepresented the presence of armed guards in its policy application.

  • February 27, 2026

    Insurer Sued For Denying Life Insurance Claim Over Kratom Use

    An Ohio woman sued Lincoln National Life Insurance Co. in federal court Friday, alleging that the insurer wrongly denied her life insurance claim because her late husband used kratom, even though kratom is not a controlled substance or otherwise contraband.

  • February 26, 2026

    Insurance Pros Size Up Top D&O Risks At NYC Conference

    Law360 Insurance Authority has the top takeaways and coverage considerations from the annual conference hosted by Anderson Kill PC.

  • February 26, 2026

    Tokio Marine Unit Need Not Defend CEO In Sex Abuse Row

    A Tokio Marine unit has no duty to defend or indemnify a sporting goods store and its former chief executive officer from underlying litigation by high school students alleging that he sexually exploited them during their employment at the store, a Washington federal judge ruled Thursday.

  • February 26, 2026

    $95M Kaiser Row Tees Up Challenge For Fund Returns

    Kaiser Foundation Health Plan’s lawsuit seeking $95 million in coverage for a recently settled whistleblower action raises an important challenge to policy language that limits coverage for claims related to returning funds received from government agencies, as policyholder attorneys call for a broad interpretation of the policy language.

  • February 26, 2026

    Insurance Industry Still On Alert After Tariff Ruling

    The U.S. Supreme Court ruling striking down President Donald Trump's emergency tariffs was an overall positive for the insurance industry. Experts say elevated prices could still lead to higher claims costs and premiums.

  • February 26, 2026

    Haynes Boone Atty Talks Rising Securities Settlements

    Carrie DiCanio of Haynes Boone's insurance recovery practice spoke with Law360 Insurance Authority about the insurance considerations in securities class actions and a recent report showing settlements rose in 2025.

  • February 26, 2026

    Judge Advised To Keep Progressive Shooting Coverage Case

    A Louisiana federal court should not dismiss a suit by a Progressive unit asserting it has no duty to defend or indemnify a nail salon for claims stemming from a fatal shooting, a magistrate judge recommended, pointing to an assault and battery policy exclusion. 

  • February 26, 2026

    Insurance Litigation Week In Review

    A North Carolina church is entitled to $1.1 million in coverage for a roof damage claim, a semiconductor manufacturer was owed a defense against an employee's birth defect suit, and a CNA unit need not defend an investment firm accused of stealing its competitor's employees and investors. Here, Law360 takes a look at the past week's top insurance news.

Expert Analysis

  • How NY Appeals Ruling Alters Employers' Sex Abuse Liability

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    In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine.

  • What Calif. Insurance Ruling Means For Smoke Damage Limits

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    As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith.

  • Lively-Baldoni Saga Highlights Insurance Coverage Gaps

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    The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co.

  • Juries Are Key In Protecting The Rule Of Law

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    Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson.

  • How To Strengthen A Case By Mastering Expert Witness Prep

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    A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie.

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

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    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.

  • 7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue

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    The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

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    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

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    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.

  • Indemnity Lessons From Mass. Construction Defect Ruling

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    The Massachusetts high court's decision in Trustees of Boston University v. CHA, holding that a bespoke contractual indemnity provision means that a construction defect claim is not subject to Massachusetts' statute of repose, should spur design and construction professionals to negotiate limited provisions, says Christopher Sweeney at Conn Kavanaugh.