General Liability

  • February 27, 2026

    Court OKs Policy Rescission In Hotel Shooting Coverage Suit

    An insurer for a Tulsa, Oklahoma, hotel was entitled to rescind its policy after the hotel was sued in connection with the fatal shooting of a guest by a security guard, a New York federal court ruled, saying the hotel misrepresented the presence of armed guards in its policy application.

  • February 27, 2026

    Insurer Sued For Denying Life Insurance Claim Over Kratom Use

    An Ohio woman sued Lincoln National Life Insurance Co. in federal court Friday, alleging that the insurer wrongly denied her life insurance claim because her late husband used kratom, even though kratom is not a controlled substance or otherwise contraband.

  • February 26, 2026

    Insurance Pros Size Up Top D&O Risks At NYC Conference

    Law360 Insurance Authority has the top takeaways and coverage considerations from the annual conference hosted by Anderson Kill PC.

  • February 26, 2026

    Tokio Marine Unit Need Not Defend CEO In Sex Abuse Row

    A Tokio Marine unit has no duty to defend or indemnify a sporting goods store and its former chief executive officer from underlying litigation by high school students alleging that he sexually exploited them during their employment at the store, a Washington federal judge ruled Thursday.

  • February 26, 2026

    $95M Kaiser Row Tees Up Challenge For Fund Returns

    Kaiser Foundation Health Plan’s lawsuit seeking $95 million in coverage for a recently settled whistleblower action raises an important challenge to policy language that limits coverage for claims related to returning funds received from government agencies, as policyholder attorneys call for a broad interpretation of the policy language.

  • February 26, 2026

    Insurance Industry Still On Alert After Tariff Ruling

    The U.S. Supreme Court ruling striking down President Donald Trump's emergency tariffs was an overall positive for the insurance industry. Experts say elevated prices could still lead to higher claims costs and premiums.

  • February 26, 2026

    Haynes Boone Atty Talks Rising Securities Settlements

    Carrie DiCanio of Haynes Boone's insurance recovery practice spoke with Law360 Insurance Authority about the insurance considerations in securities class actions and a recent report showing settlements rose in 2025.

  • February 26, 2026

    Judge Advised To Keep Progressive Shooting Coverage Case

    A Louisiana federal court should not dismiss a suit by a Progressive unit asserting it has no duty to defend or indemnify a nail salon for claims stemming from a fatal shooting, a magistrate judge recommended, pointing to an assault and battery policy exclusion. 

  • February 26, 2026

    Insurance Litigation Week In Review

    A North Carolina church is entitled to $1.1 million in coverage for a roof damage claim, a semiconductor manufacturer was owed a defense against an employee's birth defect suit, and a CNA unit need not defend an investment firm accused of stealing its competitor's employees and investors. Here, Law360 takes a look at the past week's top insurance news.

  • February 25, 2026

    Landowner Says Insurer Must Cover $1.3M Easement Dispute

    A San Diego landowner said a Liberty Mutual insurer must cover an easement interference suit that resulted in a $1.3 million award against it, telling a California federal court that the insurer wrongfully denied a valid claim for defense and indemnity coverage.

  • February 24, 2026

    Insurance Row Judge Unsure If Co. Distinct From Owner

    A North Carolina federal judge seemed perplexed by an argument making a distinction between a sole proprietorship and the person who owns it, telling an attorney for a young woman trying to collect a $10 million judgment from an insurer in her underlying sex abuse case that the entity "doesn't seem to legally exist."

  • February 23, 2026

    Chubb Unit Can't Duck $3M Oil Well Injury Overpayment Claim

    A Chubb unit can't escape an insurer's counterclaim seeking to recoup $3 million it paid to settle an oil well injury suit, a Texas federal court ruled, saying the other carrier adequately alleged a well-site director accused of fostering an unsafe work environment was an employee of Chubb's insured.

  • February 23, 2026

    Insurer Found In Breach Of Duty In Timeshare Exit Co. Case

    Insurer RSUI Indemnity Co. Inc. breached its duty to defend timeshare exit company Reed Hein & Associates LLC from class claims that it engaged in deceptive practices and defrauded customers, a Washington federal judge said in a mixed summary judgment ruling.

  • February 20, 2026

    Cos. Not Covered In Garage Door Death, Insurer Tells Court

    An insurer said it has no duty to defend a developer or contractors accused of causing a woman to sustain fatal injuries from an unsecured garage entry door, telling a Florida federal court that the event did not arise out of work covered under the policy.

  • February 19, 2026

    How The Camden Diocese Reached A $180M Abuse Deal

    In agreeing to pay $180 million to a trust for clergy sexual abuse survivors, the Roman Catholic Diocese of Camden, New Jersey, and its insurers took a big step toward ending a longtime dispute that put bankruptcy proceedings at the center of victim compensation.

  • February 19, 2026

    Investment Firm Denied CNA Defense From Competitor

    A CNA Financial Corp. unit has no duty to defend an investment firm from suits alleging it stole a competitor's employees and solicited its investors, a Connecticut federal judge said Thursday, ruling any claims that would have triggered that duty predated the policy period.

  • February 19, 2026

    Ga. Panel Seeks Clarity On Rationale For Doctor's $12M Win

    Attorneys for an insurer and a vascular surgeon who alleged the company's subpar defense in a malpractice case destroyed his career fielded tough questions from a Georgia appeals court Thursday, as the judges grappled with the evidentiary basis for the surgeon's $12 million jury trial court win.   

  • February 19, 2026

    Lockton Pro On The State Of Construction Market Insurance

    Law360 Insurance Authority talks to Paul Primavera, U.S. Construction Practice Leader at insurance brokerage Lockton, about new carriers and financial pressures in the insurance market.

  • February 19, 2026

    Travelers Must Defend Ag Co.'s Herbicide Suit, With Limits

    A Delaware state judge has found that Travelers Casualty and Surety Co. must fund the defense of an agricultural chemical company in six suits alleging that a chemical made by its predecessors gave users Parkinson's and kidney failure but that its defense can be limited under some of the policies at issue.

  • February 19, 2026

    Insurance Litigation Week In Review

    The Texas Supreme Court on “windstorms,” the Fourth Circuit on a construction company settlement, and a split Fifth Circuit backs State Farm in a sewage damage dispute. Law360 looks at the past week's top insurance news.

  • February 18, 2026

    Insurer Must Cover $5.5M Crash Settlement, 4th Circ. Says

    A highway construction company is entitled to coverage under a subcontractor's policy for a $5.5 million settlement over two motorcycle crashes, the Fourth Circuit held Wednesday, finding that the company's liability to the victims was causally connected to the subcontractor's placement of work zone signage.

  • February 17, 2026

    Insurer Demands $1.5M Over Hotel's AI-Based Legal Filings

    A South Dakota hotel and its owner are pressuring defense counsel provided by an insurance carrier in an underlying racial discrimination lawsuit to submit filings relying on artificial intelligence that could potentially violate legal ethics rules, the insurer alleged in Nebraska federal court Tuesday.

  • February 13, 2026

    Ga. Building Manager Not Covered For Apartment Fire Claims

    An insurer has no duty to defend or indemnify a property management company against any claim stemming from a 2021 fire at a Peach State apartment complex, a Georgia federal court ruled, saying the company failed to comply with the policy's notification clause.

  • February 12, 2026

    Policyholder Attys Credit Case History In Del. Forum Ruling

    A Delaware state court’s finding that insurers failed to show they suffered “sufficient inconvenience and hardship” when requesting that a coverage dispute with a Syngenta unit proceed in London can be partly credited to the nearly 4.5 years of discovery and motion practice that has already taken place in the state court, policyholder attorneys told Law360.

  • February 12, 2026

    Calif. FAIR Plan Bill Could Recast Role Of Last-Resort Insurer

    A California bill seeking to expand the coverage available through the state's money-challenged FAIR Plan is fueling debate over the role of the last-resort insurer following deadly fires last year in Los Angeles.

Expert Analysis

  • How NY Appeals Ruling Alters Employers' Sex Abuse Liability

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    In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine.

  • What Calif. Insurance Ruling Means For Smoke Damage Limits

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    As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith.

  • Lively-Baldoni Saga Highlights Insurance Coverage Gaps

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    The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co.

  • Juries Are Key In Protecting The Rule Of Law

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    Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson.

  • How To Strengthen A Case By Mastering Expert Witness Prep

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    A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie.

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

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    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.

  • 7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue

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    The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

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    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

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    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.

  • Indemnity Lessons From Mass. Construction Defect Ruling

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    The Massachusetts high court's decision in Trustees of Boston University v. CHA, holding that a bespoke contractual indemnity provision means that a construction defect claim is not subject to Massachusetts' statute of repose, should spur design and construction professionals to negotiate limited provisions, says Christopher Sweeney at Conn Kavanaugh.