Property

  • November 24, 2025

    Pulte Settles Shoddy Construction Insurance Coverage Suit

    Two subsidiaries of homebuilding giant PulteGroup Inc. have agreed to settle their suit in New Mexico federal court against a group of insurers that allegedly didn't want to defend the Pulte companies from defective construction claims filed by homeowners, according to a court notice.

  • November 24, 2025

    Insurer Says Bio-Lab Owes $20M For 2024 Chemical Plant Fire

    A Hanover Insurance unit is owed more than $20 million from chemical manufacturer Bio-Lab Inc. and its parent companies for past and future payments made to an HVAC supply company whose property was damaged by a chemical plant fire last year, the insurer told a Georgia federal court.

  • November 21, 2025

    Judge Blocks Meritage's Bid To Split Defect Coverage Claims

    A Texas federal court has refused to separate claims for stucco home construction defects, which it previously held are covered under Meritage Homes' policies with AIG, from claims that have yet to be resolved or asserted in a coverage dispute over $11 million in underlying settlements.

  • November 20, 2025

    Texas Camp May Struggle To Get Coverage After Flood Deaths

    Several wrongful death lawsuits brought against Camp Mystic after a series of deadly floods swept through Texas Hill Country in July have the potential to implicate the camp's general liability insurance program, but whether the camp can secure coverage constitutes a greater challenge, experts say.

  • November 20, 2025

    NC Hotel Owner Says Insurer Botched Tornado Damage Claim

    An insurer failed to conduct a meaningful investigation of a North Carolina hotel's claim for tornado damage, the property owner alleged in a suit removed to federal court, saying the insurer issued a "puzzling" coverage denial referencing damage at a property 150 miles away and a workplace injury in Florida.

  • November 20, 2025

    Insurance Litigation Week In Review

    The Pennsylvania Supreme Court heard oral arguments in a dispute over coverage for sex-trafficking suits, the Illinois Supreme Court questioned whether regulatory permits override pollution exclusions, and the Eighth Circuit affirmed an apartment owner's $27 million jury award for fire damage.

  • November 20, 2025

    AI Chatbots Spark Coverage Concerns Over Privacy Claims

    Artificial intelligence-powered chatbots are raising novel concerns about potential privacy violations under federal and state wiretapping and eavesdropping laws, prompting questions about coverage for such claims, a policyholder attorney told Law360. Here, Stephanie E. Gee of Reed Smith LLP breaks down the issue.

  • November 19, 2025

    Progressive Wins Appeal In Bad Faith Insurance Dispute

    The Eleventh Circuit has affirmed a win for Progressive Insurance in a bad faith dispute after finding that the trial court did not err in excluding evidence of the insured's previous win on breach of contract claims from the bad faith trial.

  • November 18, 2025

    Fla. Condo Says Insurers Handled Storm Claim In Bad Faith

    A group of property insurers acted in bad faith by failing to properly, timely and fairly adjust a claim for damage caused by Hurricane Sally in 2020, the owner of a Pensacola condominium complex told a Florida federal court.

  • November 18, 2025

    Ill. Justices Mull If Permits Override Pollution Exclusions

    Counsel for a sterilization company and its former parent seeking defense costs for hundreds of lawsuits over ethylene oxide emissions at a suburban Chicago facility urged the Illinois Supreme Court on Tuesday to find a pollution exclusion in their insurance policy doesn't apply to emissions allowed under a state permit, insisting the policyholders are not polluters under Illinois law or "in the general sense of the word."

  • November 18, 2025

    Sanctioned Atty Convinces Mo. Court Errors Not Caused By AI

    A Missouri federal judge sanctioned former counsel for Liberty Mutual Personal Insurance Co. Monday for including citation errors in a motion this fall, finding that, although the attorney likely inserted the errors herself without the use of AI software, "such carelessness, exacerbated by a lack of internal guardrails, is entirely unacceptable."

  • November 17, 2025

    8th Circ. Affirms Ala. Apt. Owner's $27M Fire Coverage Win

    A split Eighth Circuit affirmed Monday an apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute, saying sufficient evidence existed to support the verdict that the presence of microscopic soot constituted "direct physical loss or damage" to property as required by the policy.

  • November 17, 2025

    Colo. HOA, Insurer Settle Remaining Hail Damage Claims

    A homeowners association and its insurer reached a settlement in Colorado federal court Friday in the homeowners association's breach of contract lawsuit where it claimed the insurer incorrectly issued roughly $1,600 for hail damage despite the association's $3.5 million damage estimate.

  • November 14, 2025

    NC Coastal Erosion Spurs Call For Proactive Flood Coverage

    North Carolina's governor and the state insurance commissioner are calling on Congress to pass a bill that would cover homes on the brink of collapsing into the ocean under the National Flood Insurance Program — a problem currently plaguing the state's shoreline, where coastal erosion has claimed 27 homes along the Outer Banks since 2020.

  • November 13, 2025

    COVID Coverage Fight In 9th Circ. Raises Policyholder Hopes

    A Las Vegas casino and resort is asking the Ninth Circuit to overturn a lower court decision that denied coverage for losses from the COVID-19 pandemic, raising policyholder hopes that the case could stand out from prior unsuccessful attempts.

  • November 13, 2025

    Insurance Securities Payouts Prove Valuable To Jamaica

    Payouts of over $240 million to Jamaica in the wake of Hurricane Melissa from a catastrophe bond and parametric insurance policies show the crucial role of the growing insurance-linked securities market for immediate funding needs after natural disasters, people familiar with the development of risk-transfer mechanisms in the Caribbean told Law360.

  • November 13, 2025

    NC Biz Court Bulletin: Rulings Spotlight Coverage Clashes

    The North Carolina Business Court plowed into the fourth quarter with two big decisions in insurance disputes that involved $50 million in COVID-19-related losses at a chain of outlet malls, and an industrial accident at a Nucor Corp. iron plant in Louisiana.

  • November 13, 2025

    9th Circ. Grills Casino, Insurer Over COVID-19 Coverage Row

    A Ninth Circuit panel sharply questioned a Las Vegas casino and resort and its insurer on Thursday over their dispute concerning whether losses from the COVID-19 pandemic can be considered a covered damage or loss to property.

  • November 13, 2025

    Colo. Plan To Cut Auto Rates Aims To Educate Policyholders

    Colorado's governor is aiming to increase transparency in rate-making and improve public safety under his plan to combat rising auto insurance premium costs, but more action from policymakers may be required to spur significant change in the state's auto insurance industry, experts say.

  • November 13, 2025

    Insurance Litigation Week In Review

    The Eighth Circuit said it will rehear a Travelers unit's appeal of a $27 million fire damage award involving microscopic soot, the Delaware Supreme Court heard oral arguments over coverage for AMC's settlement of shareholder litigation with common stock and Geico lost its bid to dismiss a tax collection lawsuit. Here, Law360 takes a look at the past week's top insurance news.

  • November 12, 2025

    Construction Co. Seeks Exit From $22M Barn Fire Suit

    A construction company facing an insurer's $22.4 million subrogation action over a poultry barn fire said the insurer can't support its causation theory, telling a Nebraska federal court Wednesday "a choice of possibilities is insufficient to raise a triable issue to a jury" under state law.

  • November 12, 2025

    8th Circ. Will Rehear Travelers' $27M Fire Award Challenge

    The Eighth Circuit agreed Wednesday to revisit its previous split decision affirming a Missouri-based apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute.

  • November 12, 2025

    Geico Loses Bid To Dismiss $70M SC Tax Collection Suit

    A nonprofit representing South Carolina's 271 incorporated municipalities can continue to pursue its claims that Geico failed to fully pay certain municipalities nearly $70 million in business license taxes and penalties, a South Carolina federal court ruled Wednesday, rejecting the company's position that the nonprofit lacks such tax collection authority.

  • November 10, 2025

    Law360 MVP Awards Go To Top Attorneys From 76 Firms

    The attorneys chosen as Law360's 2025 MVPs have distinguished themselves from their peers by securing significant achievements in high-stakes litigation, complex global matters and record-breaking deals.

  • November 10, 2025

    La. Condo Awarded $5M For State Farm's Storm Claim Delay

    A State Farm unit owes a Bayou State condominium complex over $5 million in penalties for its delayed adjustment of the complex's hurricane damage claim despite having satisfactory proof of loss, a Louisiana federal court held Monday.

Expert Analysis

  • In-House Expert Testimony Is Tricky, But Worth Considering

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    Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.

  • Tracking Changes To AI Evidence Under Federal Rules

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    As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.

  • Reconciling 2 Smoke Coverage Cases From California

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    As highlighted by a California Department of Insurance bulletin clarifying the effect of two recent decisions on insurance coverage, the February state appellate ruling denying coverage for property damage from smoke, ash and soot should be viewed as an outlier, say attorneys at Reed Smith.

  • Key Insurance Issues Likely To Arise From NY Superfund Law

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    The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.

  • How Fla. Is Floating A Raft Of Bills To Stem Insurance Woes

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    Proposed reforms that follow a report skewering Florida's insurance industry offer a step in the right direction in providing relief for property owners, despite some limitations, say attorneys at Farah & Farah.

  • What To Know About NAIC's Risk-Based Capital Task Force

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    Attorneys at Debevoise outline key details of the Risk-Based Capital Model Governance Task Force, which was recently launched by the National Association of Insurance Commissioners, including the task force's objectives, and potential implications for insurers and their investment strategies.

  • How Calif.'s Wildfire Insurance Crisis Might Affect Texas

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    Attorneys at Munsch Hardt examine the implications of California's wildfire insurance crisis for Texas, including potential shifts in coverage availability, regulatory differences and how the insurers in the second-largest U.S. state may react to a major wildfire event.

  • How To Create A Unique Jury Profile For Every Case

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    Instead of striking potential jurors based on broad stereotypes or gut feelings, trial attorneys should create case-specific risk profiles that address the political climate, the specific facts of the case and the venue in order to more precisely identify higher-risk jurors, says Ken Broda-Bahm at Persuasion Strategies.

  • Managing Anti-Corporate Juror Views Revealed By CEO Killing

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    After the shooting of UnitedHealthcare CEO Brian Thompson laid bare deep-seated anti-corporate sentiments among the public, companies in numerous industries will have to navigate the influence of related juror biases on litigation dynamics, say Jorge Monroy and Keith Pounds at IMS Legal Strategies.

  • Notable Q4 Updates In Insurance Class Actions

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    In a continuation of trends in property and casualty insurance class actions, last quarter insurers struggled with defending the merits and class certification of sales tax and fee suits, and labor depreciation cases, but succeeded in dismissing privacy class actions at the pleading stages, says Mathew Drocton at BakerHostetler.

  • Evidence Rule May Expand Use Of Out-Of-Court Statements

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    A proposed amendment to Federal Rule of Evidence 801(d)(1)(A) would broaden the definition of nonhearsay, reflects a more pragmatic approach to regulating the admissibility of out-of-court statements by declarant-witnesses, and could help level the playing field between prosecutors and criminal defendants, say attorneys at Hangley Aronchick.

  • The Math Of Cross-Examination: Less Is More, More Is Less

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    When conducting cross-examination at trial, attorneys should remember that “less is more, and more is less” — limiting both the scope of questioning and the length of each query in order to control the witness’s testimony and keep the factfinders’ attention, says Thomas Innes at the Defender Association of Philadelphia.

  • Rethinking 'No Comment' For Clients Facing Public Crises

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    “No comment” is no longer a cost-free or even a viable public communications strategy for companies in crisis, and counsel must tailor their guidance based on a variety of competing factors to help clients emerge successfully, says Robert Bowers at Moore & Van Allen.

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