Property

  • October 30, 2025

    Pa. Justices' Auto Exclusion Ruling May Spur Policy Changes

    The Pennsylvania Supreme Court is tackling whether policy language precluding coverage for injuries "arising out of" the ownership or use of "autos" is ambiguous, and its answer could set up auto liability carriers in the state to reevaluate how they define such terms even in standard form policies, experts say.

  • October 30, 2025

    Massive Liability Issues Centered At Anderson Kill Conference

    Evolving cyber and artificial intelligence risks, along with the massive claims associated with forever chemicals and sexual abuse suits, should be among the top insurance considerations for policyholders today, attorneys and brokers said at a conference hosted by Anderson Kill PC.

  • October 30, 2025

    Fire Coverage Dispute Underscores Shared-Limit Policy Risks

    A California federal court's recent decision rejecting a Los Angeles property owner's bid to recover an additional $2.1 million for fire losses represents a cautionary tale regarding the coverage issues that can arise in "shared limit" property insurance programs. Here, Madelyn Rodriguez of Clausen Choquette PLLC's insurance recovery practice spoke to Law360 about the advantages of these policies, the challenges of determining limits and interpreting policy language, and measures that insureds and their brokers can take to ward off potential problems.

  • October 30, 2025

    Insurance Litigation Week In Review

    The Second Circuit upheld Citgo's $54.2 million judgment against insurers over seized Venezuelan oil cargo, a California federal court officially approved an $80 million class settlement over life insurance terminations and a New York federal court sent the state's data breach lawsuit against Allstate entities back to state court. Here, Law360 takes a look at the past week's top insurance news.

  • October 29, 2025

    9th Circ. Upholds Insurer's Win Over Retaining Wall Failure

    The Ninth Circuit upheld a Washington federal court's no-coverage decision over a contractor's $2.66 million settlement relating to faulty retaining walls it constructed, agreeing Wednesday that a "sudden and accidental" exception in an "impaired property" exclusion did not apply to reinstate coverage for one wall that had failed.

  • October 28, 2025

    Insurers Can't Avoid Tanger's COVID Coverage Suit In NC

    Two insurers can't avoid Tanger Outlets' lawsuit seeking coverage for more than $50 million in pandemic losses, North Carolina's business court ruled, finding the retail outlet chain sufficiently connected its insured interests to its operations in North Carolina.

  • October 27, 2025

    Insurer, Roofer Settle $4.7M Poultry Farm Storm Damage Suit

    An Arkansas federal judge on Monday dismissed with prejudice Norfolk & Dedham Mutual Fire Insurance Co.'s suit against Rogers Manufacturing Corp. over $4.7 million in damage from roof collapses after the parties told the court that they'd satisfied all the terms of a settlement reached earlier this month.

  • October 27, 2025

    LA Property Owner Can't Get Extra $2.1M For Fire Claim

    An insurer needn't pay an additional $2.1 million in coverage to the owner of a Los Angeles property that was damaged in a fire, a California federal court ruled Monday, finding the insurer already paid all benefits due under the policy.

  • October 27, 2025

    Amazon Sued By Conn. Family After Toy Battery Caught Fire

    A Connecticut family says they were forced to vacate their home for 75 days and get rid of most of their possessions after a battery for model cars and trains purchased from Amazon exploded, setting the home on fire and releasing toxic fumes.

  • October 27, 2025

    Insurer Says Hotel's $4M Trafficking Judgment Not Covered

    A Chubb unit told a Pennsylvania federal court that it has no duty to defend or indemnify a former Ramada Inn franchise operator that was ordered to pay the hotel chain's parent company over $4 million after it settled claims that the hotel profited from human trafficking.

  • October 24, 2025

    USAA Defends Medical Reimbursement Cuts In Coverage Row

    Two USAA units sought to toss two insureds' proposed class action accusing the companies of under-reimbursing their medical providers via claim handling software, telling a Washington federal court "there is no admissible evidence that plaintiffs' treatments were medically necessary and related to their auto accidents."

  • October 24, 2025

    Minn. Court Backs Insurer In Hail Damage Coverage Dispute

    A Hanover Insurance unit has no duty to cover a Minnesota school district for hail damage to the roofs of both its schools, a Minnesota federal court ruled, finding an exclusion barring coverage for "cosmetic damage" applied.

  • October 23, 2025

    Louvre Heist Exposes Coverage Gaps For Art Collections

    The theft of approximately $102 million worth of historic artifacts from the Louvre Museum in Paris provided a stunning example of the risks that major cultural institutions can face and the often limited insurance options available to cover financial losses.

  • October 23, 2025

    Illinois Seeking Transparency With State Farm Suit, Pros Say

    In suing State Farm for homeowners insurance data, the state of Illinois is taking an approach to regulating carriers with transparency in mind that could be replicated elsewhere, but lowering climate-influenced costs will be a challenge, experts said.

  • October 23, 2025

    Deposit Insurance Increase Needs More Analysis, Experts Say

    Deposit insurance coverage could increase for the first time since 2010 due to a bipartisan proposal to expand the limit to $10 million per depositor for certain transaction accounts, but banking and insurance experts say legislators should conduct further cost-benefit analyses to ensure safeguards are in place for high-insured deposits. 

  • October 23, 2025

    State Farm, Auto Shop End Customer Interference Row

    State Farm and a Tesla-approved auto repair shop asked a Maryland federal court Thursday to formally dismiss the repair shop's lawsuit accusing the insurer of defamation and interfering with its business by dissuading its insureds from using its services.

  • October 23, 2025

    Electric Co. Says Contractor Owes $5M For Denver Airport Job

    An electric infrastructure company accused a contractor in Colorado state court Wednesday of withholding over $5 million in payments for work completed in an expansion project at the Denver International Airport.

  • October 23, 2025

    Insurance Litigation Week In Review

    New Jersey's top court agreed to consider the Third Circuit's underinsured motorist coverage questions, the Fifth Circuit revived an oil company's suit seeking coverage for a faulty cement settlement and the Eighth Circuit affirmed that a cleaning equipment manufacturer didn't obtain adequate coverage under its lease with a warehouse owner. Here, Law360 takes a look at the past week's top insurance news.

  • October 22, 2025

    NC Biz Court Bulletin: COVID Coverage, A Suspect Signature

    The North Carolina Business Court has rounded the corner into fall with insurance disputes over COVID-19 coverage at a chain of outlet malls and the theft of over $900,000 in legal THC reportedly stolen from a warehouse in the Southwest.

  • October 21, 2025

    Hertz Fights Colorado Law Labeling It As Insurer In High Court

    Attorneys for the opposing parties in Hertz's Colorado Supreme Court petition contending it should not be considered an insurer under Colorado statute argued for dramatically differing readings of the state's insurance laws during oral argument Tuesday.

  • October 21, 2025

    Nationwide Settles $3.8M Ga. Storm Damage Dispute

    Nationwide Insurance and a Georgia property owner reached a settlement Monday to end claims that the insurer tried to lowball the owner on $3.8 million worth of storm damage with an offer of less than $8,000.

  • October 17, 2025

    8th Circ. Partially Reverses $14.6M Warehouse Damage Award

    An Arkansas federal court correctly determined that a manufacturer of vacuum products breached its lease with a warehouse owner by failing to purchase insurance coverage equal to the warehouse property's "full replacement cost," the Eighth Circuit ruled Friday, though partially reversing the court's nearly $14.6 million damages award.

  • October 17, 2025

    Liberty Mutual Attys Face Sanctions Bid Over Citation Errors

    A St. Louis federal court is weighing whether to sanction Liberty Mutual Personal Insurance Company's lawyers after they submitted a motion containing citation errors and then, after a warning, "somehow" submitted a second motion with the same types of mistakes.

  • October 17, 2025

    Judge Ends $4.6M Goodyear, Michelin Rubber Damage Suit

    A Louisiana federal court officially dismissed a $4.6 million dispute involving Goodyear Tire & Rubber Co., Michelin North America Inc. and the companies' insurers over water damage to bales of rubber, saying the parties have fully settled their claims against CEVA Logistics companies and a New Orleans port operator.

  • October 17, 2025

    Broker Not Covered In Fire Policy Dispute, Insurer Says

    An insurance broker accused of mishandling a furniture retailer's insurance procurement, which left the retailer without coverage for a fire, is not entitled to defense or indemnity under its professional liability policy, the broker's insurer told a California federal court.

Expert Analysis

  • A View Of The Shifting Insurance Regulatory Landscape

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    Attorneys at Eversheds Sutherland explore how the Federal Insurance Office's climate report, the new presidential administration and the California wildfires might affect the insurance regulatory landscape.

  • Courts Should Nix Conferencing Rule In 1 Discovery Scenario

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    Parties are generally required to meet and confer to resolve a discovery dispute before bringing a related motion, but courts should dispense with this conferencing requirement when a party fails to specify a time by which it will complete its production, says Tristan Ellis at Shanies Law.

  • Illuminating The Trend Of Florida's Unpaid Hurricane Claims

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    The sheer number of insurance claims closed without payment for damage caused by Hurricanes Milton and Helene reveals a systemic problem within Florida's insurance industry exacerbated by complex issues, including climate change and state regulators' resource limitations, say attorneys at Farah & Farah.

  • Top Considerations For Insurance Companies In 2025

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    As insurance industry participants look to plan for the year, regulatory changes, climate-related challenges, the ongoing effects of social inflation and the potential for significant mergers and acquisitions will be among the key items for insurer boards and management to have on their radar, say attorneys at Debevoise.

  • What Public View Of CEO's Killing Means For Corporate Trials

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    Given the proliferation of anti-corporate sentiments following recent charges against Luigi Mangione in connection with the killing of UnitedHealthcare's CEO, attorneys who represent corporate clients and executives will need to adapt their trial strategy to account for juror anger, says Clint Townson at Townson Litigation Consulting.

  • The 7th Circ.'s Top 10 Civil Opinions Of 2024

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    Attorneys at Jenner & Block examine the most significant decisions issued by the Seventh Circuit in 2024, and explain how they may affect issues related to mass arbitration, consumer fraud, class certification and more.

  • Insurance Considerations For LA Wildfire Recovery

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    Businesses and homeowners affected by the destructive Southern California wildfires must act swiftly and strategically to navigate the complexities of the insurance recovery process, including by identifying all applicable policies, documenting damage thoroughly and keeping abreast of relevant state law, say attorneys at Morgan Lewis.

  • Artfully Conceding Liability Can Offer Defendants 3 Benefits

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    In the rare case that a company makes the strategic decision to admit liability, it’s important to do so clearly and consistently in order to benefit from the various forms of armor that come from an honest acknowledgment, says Ken Broda-Bahm at Persuasion Strategies.

  • LA Wildfires' Effect On Calif. Insurer Of Last Resort

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    Attorneys at Willkie discuss the background of California's insurer of last resort — known as the Fair Access to Insurance Requirements Plan — and examine the process of assessing member insurers and relevant recent property insurance market developments in light of the destruction from the ongoing Los Angeles wildfires.

  • 5 Litigation Funding Trends To Note In 2025

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    Lawyers and their clients must be prepared to navigate an evolving litigation funding market in 2025, made more complicated by a new administration and the increasing overall cost of litigation, says Jeffery Lula at GLS Capital.

  • 4 Property Insurance Action Steps For LA Policyholders

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    Property insurance will play a vital role in rebuilding the areas affected by the Los Angeles wildfires, and policyholders should be aware of key aspects of that coverage in order to maximize their insurance recovery, say attorneys at Cohen Ziffer.

  • Rethinking Litigation Risk And What It Really Means To Win

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    Attorneys have a tendency to overestimate litigation risk before summary judgment and underestimate risk after it, but an eight-stage litigation framework can clarify risk at different points and help litigators reassess what true success looks like in any particular case, says Joshua Libling at Arcadia Finance.

  • 6 Predictions For Cyber Risk And Insurance In 2025

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    This year is likely to bring with it some thorny and expensive cyber challenges, including increased ransomware activity, more data breach class actions and continued efforts to define business interruption loss calculations, say attorneys at Wiley.

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