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January 08, 2026
A Washington federal court suit accusing oil companies of contributing to increasing homeowners insurance premiums opened up a new consumer-oriented front in a wave of climate change litigation that experts say they only expect to see more of in the coming years.
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January 08, 2026
A Florida federal judge has thrown out a subrogation suit from AIG Property Casualty Co. seeking to recoup $1.8 million from a dock builder and its subcontractor over a yacht fire, saying they did not violate Florida building codes at the time.
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January 08, 2026
The Eleventh Circuit affirmed that Nationwide needn't cover a $10 million abuse verdict, a Florida state appeals court reversed a $1 million jury award against an insurance broker and remanded for a new trial, and a New Jersey state court said Margolis Edelstein must face an insurer's malpractice suit.
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January 08, 2026
Construction costs remain high, partly because of tariffs, and questions remain as to the breadth of coverage available under property policies. Law360 spoke to Reed Smith LLP partners Richard P. Lewis and Nicholas M. Insua about their belief that first-party property policies' tariff-related construction cost increases are covered by replacement cost provisions.
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January 05, 2026
A Florida state appeals court reversed a nearly $1 million jury award against an insurance broker over coverage for two businesses following Hurricane Matthew in 2016, granting a new trial after a jury found the company liable for breach of fiduciary duty and negligent misrepresentation.
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January 05, 2026
A roofing contractor is urging a Connecticut state judge to let it proceed with several challenged claims in a $4.6 million lawsuit that accuses insurers of failing to cover "wrongful acts" amid a school renovation project, defending its allegations that Tokio Marine Specialty Insurance misrepresented the terms of its policy.
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January 02, 2026
Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching this year.
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December 23, 2025
A group of insurers pressed the Fifth Circuit on Monday to reconsider its decision nixing an arbitration order for a southern Louisiana town in a dispute over hurricane damage coverage, saying the opinion wrongly analyzes whether nonsignatories can enforce an international arbitration agreement.
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December 23, 2025
The insurer to a Colorado construction company told a federal court Monday that it shouldn't be liable for $850,000 in replacement electrical work at Denver International Airport because the insured construction company was aware of a design error.
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December 18, 2025
A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.
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December 18, 2025
The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a California federal court said a Chubb unit doesn't owe coverage for a tech CEO's living expense claim. Here, Law360 takes a look at the past week's top insurance news.
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December 17, 2025
A quartz mining company has sued a Zurich insurer to recover $130 million for property damage and business interruption losses stemming from Hurricane Helene, saying the insurer has stonewalled for over a year and improperly tried to limit coverage to $28 million.
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December 16, 2025
Insurers ACE and General Security Indemnity Co. of Arizona asked a South Carolina federal court to wipe an $80.7 million jury verdict against them in a case over business interruption losses suffered by an aluminum supplier after a fire, arguing the verdict is flawed.
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December 15, 2025
The owner of several Dallas-area airplane hangars is suing an AIG unit for at least $1.4 million in coverage for hail damage, saying the insurer wrongfully determined the hail caused only cosmetic damage based on a biased engineering report.
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December 15, 2025
A real estate development firm alleged that its insurer wrongfully denied $8.6 million in coverage for netting to protect its property from a falling-rock wall after repeated incidents, telling a New Jersey federal court the insurer is misconstruing its policy to deny coverage.
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December 12, 2025
A Chubb unit doesn't owe millions in coverage to a software company CEO and his wife for living expenses related to a 2017 water damage claim, a California federal court ruled, saying the couple's suit is barred by their property policy's one-year suit limitation provision.
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December 11, 2025
Ski areas in Oregon are one of the latest industries to feel the strain of rising liability insurance costs, compounded by one of the state's insurance brokers leaving the market this fall, as operators are forced to weigh passing costs on to patrons as legislative reform stalls, experts told Law360.
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December 11, 2025
Climate perils have depressed home values in some of the riskiest real estate markets as insurers charge homeowners more for coverage to offset the cost of protecting against risks like hurricanes and fires, according to newly updated research. Here, Law360 talks to Philip Mulder, a risk and insurance professor, who updated a study tying insurance costs to climate risks to include more data and information on threats to home values.
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December 11, 2025
An Illinois state appeals court affirmed the dismissal of a man's suit claiming two State Farm life insurers violated Illinois' genetic information privacy law, finding a section barring the use of genetic protected health information for underwriting purposes does not apply to life insurance companies.
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December 11, 2025
The Trump administration unlawfully terminated Federal Emergency Management Agency funds intended to pay for disaster mitigating projects, a Massachusetts federal judge ruled Thursday, describing the case as an "unlawful executive encroachment on the prerogative of Congress to appropriate funds" for specific purposes.
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December 11, 2025
Blackstone Credit & Insurance has reached a $1 billion partnership with small business lender Harvest Commercial Capital to acquire business loans secured by first-lien mortgages on owner-occupied commercial real estate.
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December 11, 2025
AMC can seek coverage for a $99.3 million stock settlement with theater chain shareholders, two AIG units needn't cover a firearms retailer accused of contributing to gun violence, and a home insurer must cover a $1 million settlement for injuries a man suffered after taking LSD.
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December 11, 2025
Increasingly devastating storms and more wide-ranging hail damage in areas that traditionally have not faced such perils are squeezing homeowners' insurers and pushing homeowners to look for ways to strengthen their homes and mitigate out-of-pocket costs. Jon Abernathy, director of contractor engagement for Tamko Building Products LLC, which manufactures reinforced roofing products, spoke to Law360 on the insurance concerns that factor into conversations about improved roofing products and maintenance.
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December 10, 2025
A split Fifth Circuit reversed a Texas federal court's decision undoing a jury verdict that put a home insurer on the hook for a $1 million injury settlement between a man who became a quadriplegic after taking LSD and the owners of the home where he ingested the drugs.
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December 08, 2025
The Fifth Circuit on Monday overturned a lower court order compelling a southern Louisiana town to arbitrate a dispute over coverage for hurricane damage in light of a state law that expressly prohibits arbitration agreements for insurance contracts.