Specialty Lines

  • July 27, 2026

    Textile Co. Not Covered In PFAS-Tainted Water Suit, Court Told

    A group of CNA units said they owe no coverage to a textile company accused in an underlying suit of contaminating drinking water in South Carolina with so-called forever chemicals, telling an Ohio federal court that an absolute pollution exclusion in their policies bars coverage.

  • July 23, 2026

    UnitedHealth's $5M Demand Challenged By Wash. Dental Co.

    A dental practice is urging a Washington federal court to stop UnitedHealth from withholding future reimbursements, saying the insurer has failed to fully explain its assertion that it overpaid the practice more than $5 million for past claims, in a lawsuit filed Wednesday.

  • July 23, 2026

    World Cup Provides Successful Playbook For Insuring Events

    The 2026 FIFA World Cup was an unprecedented success for the insurance industry, overcoming early concerns regarding patron transportation, event cancellation and political tension.

  • July 23, 2026

    Insurer Denies Duty To Defend Texas Firm In 14 Barratry Suits

    Everest National Insurance Co. told a Texas federal court it has no duty to pay for Bush & Bush Law Group PC's defense in 14 barratry lawsuits, but the firm has taken to litigation to try to strong-arm it into doing so.

  • July 23, 2026

    Colo. Panel Clarifies Reach Of Insurer Responsibility Law

    The Colorado Insurance Code's reference to "unfair business practices" in a statute governing insurers' responsibility for the acts of their producers is not limited to various "unfair methods of competition" and "unfair or deceptive acts or practices," a state appeals court said in a matter of first impression Thursday.

  • July 23, 2026

    State High Courts Issue Top 2026 Specialty Insurance Rulings

    State high courts took the lead on specialty line insurance issues in the first half of 2026, including on cyber recovery disputes and the nuances of directors and officers coverage. Law360 has a midyear look.

  • July 23, 2026

    Ga. Insurer Row Can't Precede $600K Appeal, Client Says

    A sushi chef appealing a nearly $600,000 default judgment in an underlying action urged a Georgia federal court to toss an insurer's suit against him and his former counsel, arguing that his appeal should be handled first.

  • July 23, 2026

    Insurance Litigation Week In Review

    Pennsylvania public policy doesn’t abrogate an insurer’s duty to defend and indemnify an insured accused of enabling or profiting from sex trafficking, an insurer didn’t act in bad faith in its handling of a fatal liposuction claim, and a district court must decide if a settlement mooted a coverage action. Here, Law360 looks at the past week's top insurance news.

  • July 23, 2026

    2026 Marks Banner Year For AI Changes To Insurance Industry

    The first half of 2026 has seen continued development of artificial intelligence systems in the insurance industry, including new coverage terms for policyholders and evolving regulatory scrutiny for insurers. The changes promise to alter the insurance market in the months to come.

  • July 22, 2026

    Pause Coverage Fight In Boy's Death, Mich. Judge Told

    Counsel for a 5-year-old Michigan boy killed in a January 2025 hyperbaric chamber fire asked a Michigan federal judge on Wednesday to pause a lawsuit from Nationwide Insurance, which is seeking a declaration that it is not responsible for covering the fatal incident.

  • July 21, 2026

    Truck Bound By Pact Not To Sue Arbitrator, NY Judge Says

    A New York federal judge refused to remove a "side-switching" arbitrator from a dispute over coverage for millions of dollars' worth of asbestos bodily injury claims, ruling that Truck Insurance Exchange's lawsuit is barred under a "hold harmless" pact it inked with the counterparty, a group of foreign reinsurers.

  • July 21, 2026

    United Airlines, Cyber Insurer Spar Over CrowdStrike Losses

    Cyber insurer Homesite Insurance Co. and United Airlines filed dueling lawsuits in Illinois federal court this week over losses stemming from the CrowdStrike outage in 2024 that brought air travel to a standstill.

  • July 20, 2026

    4th Circ. Remands Models' Image-Misuse Coverage Fight

    An insurance company's coverage dispute with a Virginia Beach restaurant accused by a group of models of misappropriating their images was sent back to the district court Monday by the Fourth Circuit to determine if the lawsuit became moot when the restaurant settled with the models.

  • July 17, 2026

    Mechanical Co. Says Insurer Shorted Embezzlement Coverage

    A mechanical contractor said it's entitled to recover its full $500,000 policy limit for the loss of more than $844,000 in an embezzlement scheme by two former employees, telling a Florida federal court Friday that its insurer has wrongfully limited payment to $165,000.

  • July 16, 2026

    Unstable NYC Building Promises Complex Claims Process

    A structural failure that threatened a major collapse at a 37-story Manhattan building undergoing an office-to-residence conversion promises to trigger a complicated insurance claims process. Here, Law360 looks at some of the major questions at stake following the July 7 incident.

  • July 16, 2026

    Insurance Litigation Week In Review

    Insurance brokers are not exempt from New Jersey's Consumer Fraud Act, a Chubb unit properly limited coverage for "business property" destroyed in a fire and Golden Corral can't reverse its 5-year-old COVID-19 coverage loss. Here, Law360 looks at the past week's top insurance news.

  • July 15, 2026

    NJ Justices Rule Fraud Law Applies To Insurance Brokers 

    Insurance brokers, producers and agents are not exempt from the Consumer Fraud Act under an exception for semiprofessionals, the New Jersey Supreme Court held Wednesday, reviving a neurosurgeon's allegation his insurance broker negligently failed to obtain sufficient disability insurance for him after he developed a vision condition.

  • July 15, 2026

    Baldoni Can't Ax Lively Coverage Fight In NY, Judge Says

    Justin Baldoni, his production company and other officers cannot escape an insurer's suit seeking to avoid coverage for the now-settled sexual harassment and retaliation lawsuit brought against them by "It Ends With Us" co-star Blake Lively, a New York federal court ruled.

  • July 14, 2026

    Insurer, Cannabis Biz Denied Early Win In Job Coverage Row

    It's too early to rule whether an insurer breached its policy by declining to defend a cannabis farm from a former employee's claims that he was wrongfully terminated, a New Mexico federal judge held, denying motions by each of the parties.

  • July 13, 2026

    Staffing Co. Fights Coverage Denial For Labor Violation Row

    A staffing company accused of failing to provide laborers with required employment notices and assignment-related disclosures in violation of Illinois law said it is entitled to a defense under its commercial lines policies, telling a federal court that its insurer wrongfully refused coverage for the proposed class action.

  • July 13, 2026

    Philly Apartment Co. Sues Chubb For Concrete Spill Coverage

    A Chubb unit allegedly wrongfully denied coverage to a Philadelphia apartment building owner hit with claims it violated Pennsylvania real estate law by failing to inform residents about repair plans following a concrete spill, according to a complaint recently removed to federal court.

  • July 10, 2026

    Broker Wants Out Of Oil Co.'s Bond Insurance Conspiracy Suit

    An insurance broker urged a Texas federal court to dismiss it from litigation alleging a group of insurers conspired to set unreasonable terms for surety bonds, arguing an oil company behind the suit failed to demonstrate the broker had a role in what the company alleged was a scheme.

  • July 09, 2026

    Insurer Says Freight Cos. Blew Coverage Of $59M Judgment

    An insurer defending two freight companies as they appeal a $59 million personal injury judgment against them urged a New Jersey federal court to find they aren't owed any coverage because, the insurer alleged, they went behind the insurer's back by working with the injured motorist.

  • July 09, 2026

    ShinyHunters Hack Puts Focus On Uneven Cyber Coverage

    A recent hack hit hundreds of businesses, including a national organization of state insurance commissioners. The incident puts a spotlight on cyberinsurance policies and their variable policy terms.

  • July 09, 2026

    Akerman Adds Holland & Knight Risk Atty In Miami

    Akerman LLP has grown its transactional risk practice in Miami with the addition of an attorney from Holland & Knight LLP, the firm said Thursday.

Expert Analysis

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

    Author Photo

    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

    Author Photo

    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • PFAS Risks In M&A Amid Litigation, Legislative Developments

    Author Photo

    Per- and polyfluoroalkyl substances have become a significant M&A concern amid new trends in settlements and state laws, and potential buyers must find ways to evaluate potential related risks, say attorneys at Debevoise.

  • How To Counter 7 Logical Fallacies In Legal Arguments

    Author Photo

    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

  • Reel Justice: 'Sentimental Value' And Witness Anxiety

    Author Photo

    "Sentimental Value" reminds us that anxiety can interfere with performance, but unlike actors, witnesses cannot rehearse their lines or control the script, so a lawyer's role is not to eliminate stress, but to create conditions where the accuracy of a witness's testimony survives under pressure, says Veronica Finkelstein at Wilmington University.

  • Mind The Gap: Crafting D&O Straddle Coverage For M&A

    Author Photo

    A recent Florida federal court decision highlights an often-overlooked risk for those negotiating directors and officers insurance coverage for mergers and acquisitions: the potential for so-called straddle claims, falling in the gap between tail and go-forward coverage, say attorneys at Reed Smith.

  • 4th Circ. D&O Ruling Shows Why Textual Policy Args Are Best

    Author Photo

    The Fourth Circuit's recent decision in favor of the insurer in Navigators Insurance v. Under Armour highlights how plain-text policy interpretation protects party autonomy and improves predictability to the benefit of both insurers and insureds, say attorneys at Zelle.

  • Clarifying A Persistent Misconception About Settlement Talks

    Author Photo

    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.

  • Tick, Tock: Maximizing The Clock, Regardless Of Trial Length

    Author Photo

    Whether a judge grants more or less time for trial than an attorney hoped for, understanding how to strategically leverage the advantages and attenuate the disadvantages of each scenario can pay dividends in juror attentiveness and judicial respect, says Clint Townson at Townson Litigation.

  • How Policy Differences Affect Recovery From Cyberattacks

    Author Photo

    Careful attention to policy language and real-world operational realities can mean the difference between a partial and a full recovery after a cyberincident — particularly, how long the insurance policy will cover lost income and extra expenses incurred, and when that period ends, says Scott Godes at Barnes & Thornburg.

  • What To Know About Project-Specific Professional Liability

    Author Photo

    The ongoing rebuild of the Francis Scott Key Bridge is an example of a construction megaproject that may call for project-specific professional liability insurance, a specialized product that must be negotiated with care, especially when it comes to its multiple claims provisions, say attorneys at Maslon.

  • How Insurers Are Wording AI Exclusions

    Author Photo

    Artificial intelligence exclusions are now available for use in insurance policies, meaning corporate risk managers must determine how those exclusions are interpreted and applied, and how they define AI, says David Kroeger at Jenner & Block.

  • State Of Insurance: Q4 Notes From Illinois

    Author Photo

    In 2025's last quarter, Illinois’ appellate courts weighed in on overlapping homeowners coverages for water-related damages, contractual suit limitation provisions in uninsured motorist policies, and protections for genetic health information in life insurance underwriting, while the Department of Insurance sought nationwide homeowners' insurance data from State Farm, says Matthew Fortin at BatesCarey.