Property

  • July 29, 2025

    Insurer Says Misrepresentations Void Real Estate Co.'s Policy

    Material misrepresentations in a commercial real estate firm's insurance renewal application mean the insurer has no duty to defend the firm or a former director against a $6.5 million claim related to the sale of a client's properties, the insurer told an Indiana federal court.

  • July 28, 2025

    Electrolux Range's Defect Led To Fire, Insurer Tells Court

    Three Electrolux companies manufactured ranges with a foreseeable defect that allowed the products to unintentionally activate, a property insurer told a Connecticut federal court as it sought to recover the claim payout for a homeowner's kitchen fire.

  • July 28, 2025

    Insurer Must Cover Runoff Settlement, Auto Co. Says

    An automobile auction company told a Texas federal court that a Liberty Mutual unit must indemnify a settlement reached over underlying claims that the company caused storm water runoff in neighboring properties when it cleared several parcels of land for car and machinery storage.

  • July 25, 2025

    Nationwide Urges Mich. Justices To Let Unitary Tax Win Stand

    Entities of Nationwide urged the Michigan Supreme Court to reject the state tax agency's arguments that the insurance company's affiliates are required to file taxes as separate entities instead of as a unitary group that can share credits among its members.

  • July 24, 2025

    Renewed Bid For National Reinsurer May Not Rein In Costs

    A revamped legislative proposal to create a national reinsurer would significantly change the federal government's role in insurance markets, but experts say it's not clear that the program would effectively address insurance cost and availability issues.

  • July 24, 2025

    Lincoln National Beats Investor Suit Over $2.6B Loss, For Now

    A Pennsylvania federal judge on Thursday tossed with leave to amend a proposed securities class action alleging that Lincoln National Corp. misled investors about its financial health before reporting a $2.6 billion net loss in 2022, finding that the investors didn't specify when Lincoln National had access to certain data and studies.

  • July 24, 2025

    Silica Injury Claims Reemerge As Pollutant Trend To Watch

    In what is considered by some as “the next asbestos,” lawsuits alleging injury due to silica exposure are ramping up and the way in which they unfold may bring coverage questions under commercial general liability policies center stage, policyholder attorney Jeff Kiburtz of Pillsbury Winthrop Shaw Pittman LLP told Law360. Here, he shares his optimism for policyholders' success in litigating these claims and why he believes this topic is one to watch in the CGL industry.

  • July 24, 2025

    Insurer Asks 4th Circ. To Nix $1.1M Roof Damage Verdict

    An insurer specializing in covering religious organizations asked the Fourth Circuit to set aside a $1.1 million jury verdict it faces over roof damage that a North Carolina church said was caused by snow, arguing the lower court's jury instructions adopted the wrong causation standard.

  • July 24, 2025

    Insurance Litigation Week In Review

    The Second Circuit ruled that a former New York state official is immune from the National Rifle Association's First Amendment suit, the Eighth Circuit said a Minnesota bar isn't entitled to nearly $2 million for an arson, and the Eleventh Circuit affirmed a Georgia church's $1.75 million coverage win. Here, Law360 takes a look at the past week's top insurance news.

  • July 23, 2025

    8th Circ. Denies Bar Owner Coverage For Ex-Husband's Arson

    An insurer for a Minnesota bar has no duty to cover a nearly $2 million fire intentionally caused by one of the owners, the Eighth Circuit ruled, rejecting the other co-owner's argument that the "innocent co-insured doctrine" extended to the bar's corresponding corporate entities.

  • July 22, 2025

    9th Circ. Rejects Gun Club's Bid For Permitting Cost Coverage

    An insurer for a Washington shooting club had no duty to cover roughly $400,000 in costs to secure proper site development permits after county officials won a public nuisance lawsuit against the club, the Ninth Circuit ruled, finding the club can't be covered for its deliberate actions.

  • July 21, 2025

    Insurer Can't Get New Trial After $1.75M Loss, 11th Circ. Says

    The Eleventh Circuit on Monday upheld a $1.75 million verdict a Georgia church won against its insurance company in a storm damage coverage dispute, ruling that the insurer largely abandoned its defenses against the judgment before the case ever landed in front of the appellate panel.

  • July 18, 2025

    Law360 Names 2025's Top Attorneys Under 40

    Law360 is pleased to announce the Rising Stars of 2025, our list of more than 150 attorneys under 40 whose legal accomplishments belie their age.

  • July 17, 2025

    Top Legal Developments That Could Impact LA Fire Aftermath

    While the full consequences of a series of devastating wildfires that struck Los Angeles in January are still becoming clear, insurance experts and attorneys have pointed to a series of lawsuits and decisions as having important implications for the city's recovery.

  • July 17, 2025

    Insurer Says No Coverage For $1.7M Apartment Damage

    A property insurer for an apartment complex owner told a Washington federal court it owes no coverage for a "wind-driven rain" claim that the owner said totals more than $1.7 million in repair costs, alleging that the owner's prior insurer already denied coverage for the same claim.

  • July 17, 2025

    Insurance Litigation Week In Review

    Florida's insurer of last resort was hit with a lawsuit over its use of arbitration, an insurer sought to limit its coverage exposure for 175 silica injury lawsuits to a single policy and the Ninth Circuit issued a no-coverage ruling concerning a $58.5 million judgment over mishandled bodily remains. Here, Law360 takes a look at the past week's top insurance news.

  • July 17, 2025

    Mass Deportations Could Raise Insurance Costs, Profs Say

    The Trump administration's mass deportation program could increase costs for insurance carriers and homeowners by reducing the number of undocumented immigrants so critical to the construction industry, business and insurance professors say.

  • July 16, 2025

    Travelers Avoids Bad Faith Claim In Yacht Damage Dispute

    A Travelers unit did not act in bad faith when handling a yacht owner's claim for coverage after its yacht was destroyed during Hurricane Irma, a Florida federal court ruled Wednesday, saying, at the time, it was unclear whether Florida law or federal maritime law applied.

  • July 16, 2025

    Insurer Says LA Property Owner's Coverage Capped At $1.8M

    An insurer said it has paid all benefits owed to a property owner seeking an additional $2.1 million in coverage for fire damage, telling a California federal court Wednesday that the owner is trying to hold it responsible for its own failure to adequately insure the property.

  • July 15, 2025

    Calif. Homeowners Win Cert. In State Farm Underpayment Suit

    A California federal court certified a class of nearly 200,000 homeowners alleging State Farm systematically underpaid property insurance claims in violation of the state's insurance code, ruling Tuesday that the plaintiffs offered a feasible methodology for calculating damages classwide and demonstrated that class members are identifiable.

  • July 15, 2025

    Medicaid Cuts Pose 'Frontal Assault,' Penn Law Prof Says

    Allison K. Hoffman, a health insurance regulation expert at the University of Pennsylvania Carey Law School, talks about the wide-ranging impacts of the cuts coming to Medicaid funding.

  • July 15, 2025

    These Firms Worked On The Top First-Half Real Estate Deals

    A&O Shearman and Stibbe are among the more than 20 law firms that scored work on the 10 largest global real estate mergers and acquisitions of the first half, a period that saw three transactions above $4 billion.

  • July 15, 2025

    State Farm 'Maliciously' Denied Property Coverage, Court Told

    A California property owner accused State Farm of "maliciously" denying its property insurance claim in a lawsuit removed to federal court, further alleging that the insurer intentionally ignored evidence of the extent of the property damage.

  • July 11, 2025

    Homeowners Must Take Water Damage Coverage Suit To Trial

    A suit brought by Illinois homeowners seeking more than $5 million in coverage for damage caused by a burst pipe during an extreme temperature drop is headed to trial after an Illinois federal court found that too many issues of material fact remain unresolved.

  • July 11, 2025

    Florida Insurer Sued For Alleged Bias In Arbitration Process

    A 92-year-old Miami resident has brought a petition against one of Florida's largest property insurers over redirecting disputes away from courts and into state arbitration hearings, described as forums with biased administrative law judges who shield the company from legal liability. 

Expert Analysis

  • 30 Years Later: 2nd Circ.'s Road To Arbitral Preemption

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    The Second Circuit's recent decision in Lloyds of London v. 3131 Veterans Blvd. overturns its own 1995 precedent and squares its position with decades of circuit court jurisprudence holding that international arbitration agreements must take primacy over state anti-arbitration insurance laws, say attorneys at Linklaters.

  • What Disparate Impact Order Means For Insurers' AI Use

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    A recent executive order seeking to bar disparate impact theory conveys a meaningful policy shift, but does not alter the legal status of federal antidiscrimination law or enforceability of state laws, such as those holding insurers accountable for using artificial intelligence in a nondiscriminatory matter, say attorneys at Eversheds Sutherland.

  • 4 Ways To Leverage A Jury's Underdog Perceptions

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    Counsel should consider how common factors that speak to their client's size, power, past challenges and alignment with jurors can be presented to try and paint their client as a sympathetic underdog, says Ken Broda-Bahm at Persuasion Strategies.

  • Why Hiring Former Jurors As Consultants Can Be Risky

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    The defense team's decision to hire former juror Victoria George in the high-profile retrial of Karen Read shines a spotlight on this controversial strategy, which raises important legal, ethical and tactical questions despite not being explicitly prohibited, says Nikoleta Despodova at ND Litigation.

  • Calif. Smoke Claim Ruling Gives Insurers Support On Denials

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    Far from being an outlier among ash, soot and smoke coverage cases, a California appellate court's recent opinion in Gharibian v. Wawanesa General Insurance reinforces the principle that policyholders must establish entitlement to coverage as a threshold matter, while supporting denials of coverage for meritless claims, says Kyle Espinola at Zelle.

  • How Attys Can Use A Therapy Model To Help Triggered Clients

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    Attorneys can lean on key principles from a psychotherapeutic paradigm known as the "Internal Family Systems" model to help manage triggered clients and get settlement negotiations back on track, says Jennifer Gibbs at Zelle.

  • How Attorneys Can Make The Most Of A Deposition Transcript

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    With recent amendments to federal evidence rules now in effect, it’s more important than ever to make sure that deposition transcripts are clear and precise, and a few key strategies can help attorneys get the most out of a transcript before, during and after a deposition, says Allison Rocker at Baker McKenzie.

  • Navigating Florida's Bad Faith Reforms After Appellate Ruling

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    A Florida appellate court's recent decision is among the first to interpret two significant amendments to the state's insurance bad faith law, and its holding that one of the statutes could not apply retroactively may affect insurers' interpretation of the other statute, say attorneys at Cozen O'Connor.

  • Key Questions When Mediating Environmental Disputes

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    As the U.S. Environmental Protection Agency implements dramatic regulatory changes, companies seeking to use mediation to manage increased risks and uncertainties around environmental liabilities should keep certain essential considerations in mind to help reach successful outcomes, says Edward Cohen at Thompson Coburn.

  • Understanding How Jurors Arrive At Punitive Damage Awards

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    Much of the rising trend of so-called thermonuclear verdicts can be tied to punitive damages amounts that astonish the imagination, so attorneys must understand the psychological underpinnings that drive jurors’ decision-making calculus on damages, says Clint Townson at Townson Litigation.

  • Notable Q1 Updates In Insurance Class Actions

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    The first quarter of 2025 was filled with the refinement of old theories in the property and casualty space, including in vehicle valuation, time to seek appraisal and materials depreciation, says Mathew Drocton at BakerHostetler.

  • Takeaways From Alaska Justices' Pollution Exclusion Ruling

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    A recent Alaska Supreme Court ruling that a total pollution exclusion in a homeowners policy didn't bar coverage for carbon monoxide poisoning shows that even when policy language appears unambiguous on its face, courts can still consider the reasonable expectations of an insured to determine applicability, say attorneys at Hunton.

  • Strategies To Help Witnesses Manage Deposition Anxiety

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    During and leading up to deposition, witnesses may experience anxiety stemming from numerous sources and manifesting in a variety of ways, but attorneys can help them mitigate their stress using a few key methods, say consultants at Courtroom Sciences.

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