General Liability

  • May 15, 2026

    Insurer Owes No Coverage In Ill. Genetic Testing Fraud Suit

    An insurer does not have to defend an embryo storage lab against a proposed class action alleging it used deceptive marketing to sell genetic testing services to IVF patients, because misleading promotion doesn't fall under the lab's coverage, an Illinois federal judge has ruled.

  • May 15, 2026

    Coach Not Covered In $10M Sex Abuse Case, NC Judge Says

    A North Carolina federal judge said a swimmer who won a $10 million judgment against a swim coach who sexually assaulted her cannot seek that payment from the coach's insurer because neither the coach nor the swim club he operated are covered under the policies.

  • May 15, 2026

    Big E Operator Says Insurers Can't Reject MMA Death Claim

    The operator of one of the largest state fairs in the U.S., known as The Big E, alleged in a lawsuit removed to federal court Friday that its insurers are wrongly relying on a list of policy exclusions to deny coverage for a wrongful death suit brought by the family of a mixed martial arts fighter, who died following an event at the Massachusetts fairgrounds in 2022.

  • May 14, 2026

    Policyholders Win In Calif. Water Leak Precedent Ruling

    Policyholder advocates won a victory when a state court said litigators can cite a recent ruling about water damage claims.

  • May 14, 2026

    PFAS Coverage Ruling Highlights Contamination Disputes

    The Second Circuit touched on a contentious area when it required insurers to defend a New York town in an environmental enforcement action regarding contamination by what are commonly known as forever chemicals.

  • May 14, 2026

    Insurer Says Denver Law Firm Let $825K Deal Go To Scammer

    An insurance defense law firm negligently allowed an $825,000 workers' compensation settlement to be sent to an impostor, forcing Chubb unit Federal Insurance Co. to replace the misdirected funds, according to a complaint filed in Colorado state court.

  • May 14, 2026

    Amazon Fire Suit Could Clarify Insurers' E-Commerce Liability

    A circuit court request that Minnesota's top court weigh in on whether Amazon is liable for a $3.8 million fire caused by a defective battery could add clarity on an insurer’s right to recovery in the e-commerce era.

  • May 14, 2026

    Albertsons Not Covered In Opioid Litigation, Del. Judge Says

    Albertsons isn't entitled to defense or indemnity for more than 100 suits accusing the pharmacy and grocery chain of fueling the opioid epidemic, a Delaware state court ruled, tracking the state high court's rulings in nearly identical disputes involving Rite Aid and CVS.

  • May 14, 2026

    Insurance Litigation Week In Review

    The New Jersey Supreme Court said an insurer didn't waive its right to deny coverage. The Texas Supreme Court ordered appraisal of a $40 million flood damage dispute. And the Colorado Supreme Court won't rehear a suit over insurers' noncooperation defense. Law360 has the past week's top insurance news.

  • May 13, 2026

    Denny's Franchisees Say Insurers Shirked Wage Suit Defense

    A group of Washington-based Denny's franchise operators said their Liberty Mutual insurers wrongfully refused coverage for a wage and hour class action, telling a federal court that they are entitled to recoup nearly $700,000 in costs they incurred to defend and settle the underlying suit.

  • May 13, 2026

    Insurer, Ex-Camp Counselor End Sex Abuse Coverage Suit

    An insurer for a summer camp operator and a former counselor accused of sexually abusing children have settled a dispute over coverage for the now-resolved civil suits brought against him, according to an order dismissing the case.

  • May 12, 2026

    Insurer Says No Coverage Above $1M For Injured Biker Row

    The insurer for an auto repossession company and one of its drivers told a Georgia federal court that it does not owe more than its $1 million limit in a case involving the driver hitting a child on a bike, saying the settlement demand from the child's family did not obligate the insurer to resolve the dispute.

  • May 12, 2026

    Insurer Needn't Cover Pre-Policy Losses, 8th Circ. Says

    A quadriplegic woman is not entitled to benefits under a long-term care policy, the Eighth Circuit affirmed, saying the policy expressly states that it does not cover the loss of ability to perform daily living activities that existed before it went into effect.

  • May 12, 2026

    Liberty Mutual Gets $103M Age Bias Verdict Cut To $20M

    A California judge slashed a $103 million jury verdict in favor of a former Liberty Mutual employee who said she was treated poorly and fired because of her age, concluding that the severity of the harassment she alleged did not warrant $83 million in punitive damages.

  • May 11, 2026

    Insurer Says Late Notice Warrants Repayment For Crash Deal

    The excess insurer for a construction company said it is entitled to recoup amounts it contributed to settle an underlying crash dispute that resulted in a $17.3 million verdict against its policyholder, telling a California federal court it was prejudiced by the company's "extremely late reporting" of the incident.

  • May 11, 2026

    Colorado Justices Decline To Rehear Insurer Cooperation Suit

    The Colorado Supreme Court denied Monday a policyholder's bid for the court to rehear his case after the justices dismissed his claims last month and limited the reach of a Colorado law addressing procedural requirements for insurers asserting failure-to-cooperate defenses against policyholders.

  • May 08, 2026

    Progressive Ducks $1M Crash Liability After Policy Reversal

    A Progressive unit had no duty to cover a $1 million default judgment stemming from a 2019 tractor-trailer crash because the truck involved had been retroactively removed from the insurer's commercial auto policy before the accident occurred, a South Carolina federal court ruled.

  • May 08, 2026

    Insurer Doesn't Owe Coverage For Missouri Tree-Cutting Suit

    A Missouri man is not entitled to coverage for a suit claiming he trespassed on a farm's property and cut down valuable trees, a federal court ruled, citing a policy exclusion for property damage arising out of the removal of vegetation.

  • May 07, 2026

    State Farm's Calif. License At Stake Over LA Fire Response

    State Farm's ability to continue to operate in California is in question following a state investigation into its handling of Los Angeles fire claims and allegations the insurer repeatedly violated state consumer protection laws.

  • May 07, 2026

    AI Reshaping Brokers' Work, Lockton Data Head Says

    AI is delivering efficiency and new capabilities to insurance brokers. Claude Yoder, the chief data, analytics and digital officer for Lockton, spoke to Law360 about the role of AI in placing policies, aggregating AI data, and how a data-driven approach for identifying gaps in the market can help drive insurance product innovations.

  • May 07, 2026

    Liberty Left Client Info Vulnerable To Hackers, Suit Alleges

    Liberty Mutual Insurance Co. faces a proposed consumer class action alleging it failed to effectively safeguard private information for current and former clients after hackers claimed they stole information and sought a ransom payment.

  • May 07, 2026

    Insurer Needn't Cover Real Estate Co.'s $330K Arbitration Bill

    An insurer is not on the hook for more than $330,000 in defense costs that a commercial real estate company and its manager incurred in arbitration with investors, a Washington federal court ruled Thursday, saying the company failed to show that the costs arose from covered fiduciary duty claims.

  • May 07, 2026

    NJ Justices Bar PI Damages For 'Collectible' Future Med Bills

    New Jersey's highest court unanimously ruled that the state's no-fault insurance scheme for victims of automobile accidents bars claimants from asking a jury to award future medical expenses if those projected costs fall within their personal injury coverage limits.

  • May 07, 2026

    Insurance Litigation Week In Review

    Two Chubb insurers must defend an upstate New York town against an environmental contamination claim, a German shipping company and a marine insurer will pay $17 million for damage to a coral reef near Puerto Rico, and a court found the North Carolina Department of Insurance properly revoked an appraiser's license. Here, Law360 takes a look at the past week's top insurance news.

  • May 06, 2026

    AIG Says Homeowners Waived Bid For New Damages Trial

    An AIG unit fought against a new trial this week in a dispute over the claims process for damage from Hurricane Irma to a $95 million oceanfront mansion, arguing that the homeowners failed to prove compensable damages at trial and waived their right to a new trial.

Expert Analysis

  • Time To Fix The Accountability Gap In Freight Logistics

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    In Montgomery v. Caribe Transport, the U.S. Supreme Court must resolve an urgent question: whether freight broker selection in trucking accidents is categorically protected — meaning unreasonable safety decisions are insulated from liability — or subject to accountability under traditional negligence principles, says Amanda Demanda at Amanda Demanda Injury Lawyers.

  • Appellate Strategy Lessons From Pa. Excess Coverage Ruling

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    In FedEx v. National Union Fire Insurance, a Pennsylvania state court recently set forth a clear holding that policyholders may recover postjudgment interest under excess liability insurance policies only when the policy language expressly allows, offering important takeaways for planning appeals, say attorneys at Hunton.

  • Madison Capital Action Displays SEC's Emphasis On Process

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    The U.S. Securities and Exchange Commission's recent enforcement action against Madison Capital reflects the SEC's view that when market conditions materially change, valuation methodologies must be reassessed in real time, highlighting the importance of internal processes, say attorneys at Lankler Siffert & Wohl.

  • 6th Circ. Can Extend Insurance Valuation Clarity Beyond Auto

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    In rehearing Clippinger v. State Farm, the Sixth Circuit can align itself with the recent drumbeat of other circuits rejecting class certification of auto total loss claims and set standards that apply to similar claims brought under homeowners and other types of insurance policies, say attorneys at Jackson Walker.

  • Reel Justice: 'Mercy' And Private Surveillance As Evidence

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    The near-future depicted in the film “Mercy” reminds attorneys that private surveillance networks are becoming central to the evidentiary ecosystem, shaping what prosecutors can obtain, what defendants must explain and what jurors may interpret as objective truth, says Veronica Finkelstein at Wilmington University.

  • AVOID Act Creates 3rd-Party Litigation Risks For Transpo Cos.

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    New York's Avoiding Vexatious Overuse of Impleading to Delay Act, which takes effect next month, will require new risk management strategies from transportation companies as it attempts to drastically change the scope of third-party litigation while failing to address practical realities of civil disputes, says Steven Saal at Lucosky Brookman.

  • Witness AI Usage Is The Next Privilege Battle In Civil Litigation

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    Fact and expert witnesses now have immediate access to artificial intelligence systems capable of simulating deposition questioning, recommending answers and more, but this preparation occurs privately, invisibly and frequently under the mistaken assumption that it is harmless, says Bill Kanasky at Courtroom Sciences and Billy Davis at Taylor Nelson.

  • How 2 Decisions Reframed Witness-Centered Trials

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    The recent Maryland federal jury verdict in U.S. v. Goldstein and the U.S. Supreme Court decision in Villarreal v. Texas suggest that the traditional paradigm of American civil trial practice, with its emphasis on witness performance and assertive advocacy, may not reflect the ideal approach for the modern courtroom, says Joshua Robbins at Crowell & Moring.

  • Meta Coverage Ruling Could Erode Broad Duty To Defend

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    A Delaware court recently decided that Meta's insurers need not defend the company from lawsuits alleging addictive platform design — a troubling decision for policyholders that, if upheld, warns that insureds' business decisions can be weaponized to deny a duty to defend, say attorneys at Anderson Kill.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • Calif. Case Could Lead To A Redefined Pollution Exclusion

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    In recently agreeing to hear Montrose Chemical v. Superior Court, the California Supreme Court will decide whether a court should consider extrinsic evidence offered by a party to prove its interpretation of the insurance policy language, opening the door to a different definition of "sudden" in insurance policies' pollution exclusions, say attorneys at Pillsbury.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.