General Liability

  • July 22, 2026

    Pause Coverage Fight In Boy's Death, Mich. Judge Told

    Counsel for a 5-year-old Michigan boy killed in a January 2025 hyperbaric chamber fire asked a Michigan federal judge on Wednesday to pause a lawsuit from Nationwide Insurance, which is seeking a declaration that it is not responsible for covering the fatal incident.

  • July 22, 2026

    Software Co. Freed From Insurer's $2.5M Indemnity Dispute

    A maker of vehicle valuation software needn't cover the $2.5 million that an insurer paid in connection with a class action alleging that its former affiliate underpaid claims for totaled vehicles, a New York federal court ruled, finding that the insurer has no enforceable subrogation rights.

  • July 21, 2026

    Pa. Justices Deny Insurance Exclusion In Sex Trafficking Law

    Pennsylvania's laws against human trafficking don't translate into a "public policy" that justifies insurers denying coverage to a Philadelphia hotel accused of turning a blind eye to trafficking, the state's Supreme Court ruled Tuesday.

  • July 20, 2026

    AIG Unit Must Face Trial Over Allocation Of Crash Settlement

    A dispute between an AIG unit and another insurer over coverage for a trucking company's crash settlement will proceed to trial to determine the allocation of the deal, an Ohio federal court said, declining to decide whether the company was liable for the crash as a motor carrier or broker.

  • July 20, 2026

    4th Circ. Remands Models' Image-Misuse Coverage Fight

    An insurance company's coverage dispute with a Virginia Beach restaurant accused by a group of models of misappropriating their images was sent back to the district court Monday by the Fourth Circuit to determine if the lawsuit became moot when the restaurant settled with the models.

  • July 20, 2026

    Immunity Shields Conn., Ex-Enviro Chief From Coverage Fight

    A Connecticut federal court dropped the state and its former environmental commissioner from a dispute over coverage for a developer accused of unlawfully encroaching on and destroying public land, finding that the state defendants are shielded by the Eleventh Amendment's grant of sovereign immunity.

  • July 17, 2026

    Plumbing Co.'s Policy Doesn't Cover Family Row, Court Told

    A sibling dispute over the treatment of their widowed father and his property is not covered under a plumbing company's insurance policy, an insurer told a Washington federal court, saying the owner of the company is not an insured for his own actions outside of managing the business.

  • July 16, 2026

    Unstable NYC Building Promises Complex Claims Process

    A structural failure that threatened a major collapse at a 37-story Manhattan building undergoing an office-to-residence conversion promises to trigger a complicated insurance claims process. Here, Law360 looks at some of the major questions at stake following the July 7 incident.

  • July 16, 2026

    Ga. Tort Overhaul Brings Hope For Stabilized P&C Insurance

    A year after Georgia passed landmark changes to its tort claims system, insurance experts break down the benefits that carriers and policyholders are seeing from the overhaul and what they hope to see next.

  • July 16, 2026

    More Subrogation? Experts Parse Reported Climate Suit Trend

    Researchers at the London School of Economics see more climate change-related subrogation litigation on the horizon. Insurance experts aren’t as confident the industry has the appetite to take on complex cases and knotty causation theories.

  • July 16, 2026

    Insurance Litigation Week In Review

    Insurance brokers are not exempt from New Jersey's Consumer Fraud Act, a Chubb unit properly limited coverage for "business property" destroyed in a fire and Golden Corral can't reverse its 5-year-old COVID-19 coverage loss. Here, Law360 looks at the past week's top insurance news.

  • July 16, 2026

    Geico Gets Final OK On $2.6M Injury Coverage Deal In Wash.

    A Washington federal judge signed off on a $2.6 million settlement between Geico and a class of hundreds of drivers resolving a dispute over whether the insurer improperly withheld drivers' personal injury protection coverage by asserting they reached "maximum medical improvement."

  • July 15, 2026

    NJ Justices Rule Fraud Law Applies To Insurance Brokers 

    Insurance brokers, producers and agents are not exempt from the Consumer Fraud Act under an exception for semiprofessionals, the New Jersey Supreme Court held Wednesday, reviving a neurosurgeon's allegation his insurance broker negligently failed to obtain sufficient disability insurance for him after he developed a vision condition.

  • July 14, 2026

    Auto Policy Doesn't Cover Tour Bus Assault Cases, Court Told

    An auto insurer told a Texas federal court on Tuesday that it has no duty to defend or indemnify a Mexican band or its members against three lawsuits brought by former crew members who say they were sexually assaulted on a tour bus by the lead musician's son.

  • July 14, 2026

    Insurer Ducks Models' Advertising Claims Against Strip Club

    A Connecticut federal judge has handed Clear Blue Specialty Insurance Co. a win in six professional models' attempts to access a strip club's $1 million policy pursuant to a settlement in an underlying false association and false advertising lawsuit, saying an exclusion for "exhibitions and related marketing" insulates the insurer.

  • July 13, 2026

    Philly Apartment Co. Sues Chubb For Concrete Spill Coverage

    A Chubb unit allegedly wrongfully denied coverage to a Philadelphia apartment building owner hit with claims it violated Pennsylvania real estate law by failing to inform residents about repair plans following a concrete spill, according to a complaint recently removed to federal court.

  • July 13, 2026

    NC Co.'s $9.8M Indemnity Payment Not Covered, Insurers Say

    A building products manufacturer is not entitled to coverage after reimbursing its financial adviser $9.8 million for defense and settlement costs incurred in litigation over a take-private transaction, the company's excess directors and officers insurers told a North Carolina federal court.

  • July 10, 2026

    Texas Co.'s Defense Of UAE Unit Not Covered, Insurer Says

    An excess insurer said it owes no coverage to an environmental company for costs incurred in defending its United Arab Emirates-based subsidiary against arbitration in Singapore, telling a Delaware state court that the subsidiary does not qualify as an insured under the policy.

  • July 09, 2026

    Smucker's 6th Circ. Win Could Be A Double-Edged Sword

    The Sixth Circuit found that an alleged salmonella outbreak that possibly contaminated J.M. Smucker Co. peanut butter constituted a single occurrence, freeing the company from paying a big retainer but potentially binding other policyholders to mixed future outcomes.

  • July 09, 2026

    Insurer Says Freight Cos. Blew Coverage Of $59M Judgment

    An insurer defending two freight companies as they appeal a $59 million personal injury judgment against them urged a New Jersey federal court to find they aren't owed any coverage because, the insurer alleged, they went behind the insurer's back by working with the injured motorist.

  • July 09, 2026

    3 Top CGL Rulings From The First Half Of 2026

    The start of 2026 saw courts grapple with some of the most notable general liability claims trends, including social media addiction, sex trafficking and long-tail pollutant exposure. Law360 Insurance Authority breaks down three noteworthy decisions.

  • July 09, 2026

    Akerman Adds Holland & Knight Risk Atty In Miami

    Akerman LLP has grown its transactional risk practice in Miami with the addition of an attorney from Holland & Knight LLP, the firm said Thursday.

  • July 09, 2026

    Mo. Court Finds Shooting Suit Coverage Limited To $50K

    An apartment complex insurer owes at most $50,000 in coverage for a lawsuit over a shooting in the complex's parking lot that resulted in a bystander's death, a Missouri federal court ruled, rejecting arguments that an assault and battery policy endorsement required "intent."

  • July 09, 2026

    Insurance Litigation Week In Review

    An uninsured motorist coverage exclusion in a specialty auto policy is enforceable under Alabama law. An alleged salmonella outbreak is a single occurrence. Under Armour needn't pay prejudgment interest. Law360 has the past week's top insurance news.

  • July 08, 2026

    NC Biz Court Told Insurers Owe Coverage To E-Commerce Co.

    Insurers under Nationwide and Lloyd's of London are facing a suit in the North Carolina Business Court from a digital marketing company alleging the insurers owe it for costs it incurred defending itself from claims it invaded users' privacy.

Expert Analysis

  • What GCs Should Consider Before Tendering TM Litigation

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    When a trademark lawsuit lands on a general counsel's desk, the instinct is to tender it to the insurer, but that model often breaks down in intellectual property litigation, where the stakes extend far beyond defense costs to injunctions, forced rebranding and permanent market constraints, says Bill Wagner at Taft.

  • Lockdown To Ledger: COVID Rulings Inform Crypto Coverage

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    As cryptocurrencies move deeper into mainstream financial markets, courts tasked with determining whether traditional insurance policies respond to digital asset losses have been evaluating coverage through the analytical framework of COVID-19 business interruption litigation, with one key recurring theme, say attorneys at Kennedys.

  • Time To Fix The Accountability Gap In Freight Logistics

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    In Montgomery v. Caribe Transport, the U.S. Supreme Court must resolve an urgent question: whether freight broker selection in trucking accidents is categorically protected — meaning unreasonable safety decisions are insulated from liability — or subject to accountability under traditional negligence principles, says Amanda Demanda at Amanda Demanda Injury Lawyers.

  • Appellate Strategy Lessons From Pa. Excess Coverage Ruling

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    In FedEx v. National Union Fire Insurance, a Pennsylvania state court recently set forth a clear holding that policyholders may recover postjudgment interest under excess liability insurance policies only when the policy language expressly allows, offering important takeaways for planning appeals, say attorneys at Hunton.

  • Madison Capital Action Displays SEC's Emphasis On Process

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    The U.S. Securities and Exchange Commission's recent enforcement action against Madison Capital reflects the SEC's view that when market conditions materially change, valuation methodologies must be reassessed in real time, highlighting the importance of internal processes, say attorneys at Lankler Siffert & Wohl.

  • 6th Circ. Can Extend Insurance Valuation Clarity Beyond Auto

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    In rehearing Clippinger v. State Farm, the Sixth Circuit can align itself with the recent drumbeat of other circuits rejecting class certification of auto total loss claims and set standards that apply to similar claims brought under homeowners and other types of insurance policies, say attorneys at Jackson Walker.

  • Reel Justice: 'Mercy' And Private Surveillance As Evidence

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    The near-future depicted in the film “Mercy” reminds attorneys that private surveillance networks are becoming central to the evidentiary ecosystem, shaping what prosecutors can obtain, what defendants must explain and what jurors may interpret as objective truth, says Veronica Finkelstein at Wilmington University.

  • AVOID Act Creates 3rd-Party Litigation Risks For Transpo Cos.

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    New York's Avoiding Vexatious Overuse of Impleading to Delay Act, which takes effect next month, will require new risk management strategies from transportation companies as it attempts to drastically change the scope of third-party litigation while failing to address practical realities of civil disputes, says Steven Saal at Lucosky Brookman.

  • Witness AI Usage Is The Next Privilege Battle In Civil Litigation

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    Fact and expert witnesses now have immediate access to artificial intelligence systems capable of simulating deposition questioning, recommending answers and more, but this preparation occurs privately, invisibly and frequently under the mistaken assumption that it is harmless, says Bill Kanasky at Courtroom Sciences and Billy Davis at Taylor Nelson.

  • How 2 Decisions Reframed Witness-Centered Trials

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    The recent Maryland federal jury verdict in U.S. v. Goldstein and the U.S. Supreme Court decision in Villarreal v. Texas suggest that the traditional paradigm of American civil trial practice, with its emphasis on witness performance and assertive advocacy, may not reflect the ideal approach for the modern courtroom, says Joshua Robbins at Crowell & Moring.

  • Meta Coverage Ruling Could Erode Broad Duty To Defend

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    A Delaware court recently decided that Meta's insurers need not defend the company from lawsuits alleging addictive platform design — a troubling decision for policyholders that, if upheld, warns that insureds' business decisions can be weaponized to deny a duty to defend, say attorneys at Anderson Kill.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.