General Liability
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January 28, 2026
Law360 Seeks Members For Its 2026 Editorial Boards
Law360 is looking for avid readers of our publications to serve as members of our 2026 editorial advisory boards.
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January 27, 2026
Driver Must Repay Trucking Co.'s Insurer $4M For Crash Deal
A driver must repay a trucking company's insurer the $4 million it paid toward a $10 million settlement of suits stemming from a fatal multivehicle crash, a Georgia federal court ruled Tuesday, finding that the driver and trucking company were joint tortfeasors for purposes of contribution.
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January 27, 2026
$1M Payout For Shooting Sought In Bad Faith, Insurer Says
An insurer for a company that provided security at a North Carolina apartment complex where a resident was fatally shot doubled down on counterclaims that a pair of Allied World insurers withheld critical information leading up to a settlement with the resident's estate.
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January 27, 2026
Insurer Says No More Coverage For $4M Trafficking Judgment
An insurer said it owes no additional coverage to a Wyndham hotel franchisee that was ordered to pay the hotel chain over $4 million for settling an underlying sex trafficking suit, telling a Pennsylvania federal court that payment is limited to $100,000.
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January 26, 2026
Chubb Policies May Provide Coverage In Kiwanis Abuse Fight
A Washington federal court has largely rejected efforts by child sex abuse survivors to broaden coverage for a $21 million settlement resolving claims against a Kiwanis International-affiliated boys foster home, but found that limited coverage may be available under a Chubb unit's policies.
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January 26, 2026
Helmet Co. Says AIG Unit Must Defend It From Defect Claims
Lexington Insurance Co. ignored a helmet designer's repeated requests for coverage in a lawsuit alleging that product defects caused a helmet to come off a motorcycle rider's head during a collision, the manufacturer told a California federal court.
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January 26, 2026
Ore. Co. Not Covered In Apartment Defect Row, Insurer Says
An insurer said it has no duty to defend or indemnify a waterproofing subcontractor against claims stemming from moisture intrusion at an Oregon apartment complex, telling a federal court that there is a dispute whether the alleged property damage occurred during the policy period.
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January 26, 2026
Insurer Says Primary Carrier Reneged On Defense Coverage
A primary insurer owes reimbursement of defense costs for several underlying lawsuits brought against a property owner and construction company that were additional insureds, another carrier told a New York federal court, arguing that the primary insurer previously agreed to offer coverage but reneged without reason.
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January 23, 2026
Munich Re Faces Lawsuit Over Reinsurance Dispute
A Connecticut municipal risk financing agency filed a declaratory action in federal court demanding coverage from Munich Reinsurance America Inc. for negligence litigation set for trial this year concerning the alleged sexual abuse of a former public school student.
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January 23, 2026
Insurer Must Cover Ga. Gas Co. Over Explosion, 7th Circ. Says
A Georgia gas company facing a lawsuit over its role in a gas line explosion counts as an additional insured under its subcontractors' excess insurance policy, a unanimous Seventh Circuit panel has ruled, upholding a lower court's decision.
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January 23, 2026
Ill. Justices Deem Permits 'Irrelevant' To Pollution Exclusion
Whether emissions are allowed under a permit is "irrelevant" when determining whether a commercial general liability policy's pollution exclusion applies to a claim made over those emissions, the Illinois Supreme Court ruled Friday.
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January 22, 2026
Top LA Fire Issues Implicated In Trio Of New Insurance Bills
Three recent insurance bills in California could significantly change coverage outcomes for policyholders in the wake of disasters and help address some of the issues that have most vexed homeowners following last year's fires in Los Angeles, while adding to a raft of newly enacted insurance laws, pros say.
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January 22, 2026
Forms Meant To Tackle Social Inflation Cause Confusion
Commercial general liability policyholders will soon see provisions limiting coverage for damage awards and requiring disclosures of third-party litigation funding as insurers combat what they see as drivers of litigation expenses and insurance costs — but experts say these changes may create new issues.
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January 22, 2026
Life Insurer Calls NASCAR Driver's $8.5M Suit 'Inflammatory'
NASCAR driver Kyle Busch and his wife failed to pay the premiums on hefty life insurance policies and let them lapse rather than hold on to them long enough for their value to grow, Pacific Life Insurance Co. argued Thursday in seeking an early exit from the couple's suit claiming the policies were a sham.
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January 22, 2026
The Biggest Legal, Regulatory Developments From LA Fires
California's insurance landscape was permanently altered early last year after a series of deadly blazes broke out in the Los Angeles area that continues to challenge efforts to mitigate a statewide crisis associated with high insurance costs and low availability. Here, Law360 looks at a timeline of some of the most important insurance legal and regulatory events that followed the fires.
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January 22, 2026
Insurance Litigation Week In Review
Under Armour's coverage for claims over its public financial forecasts and accounting practices is capped at $100 million, an insurer lost its appeals in two cases stemming from a $40 million drunk driving verdict and an AIG unit doesn't have to pay FedEx $200 million in post-judgment interest. Here, Law360 takes a look at the past week's top insurance news.
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January 22, 2026
Agency Not Covered For Injury Suit Over Fraud, Carrier Says
A construction policy insurer agency and its owner aren't owed coverage for an underlying personal injury lawsuit, its professional liability carrier told a New York federal court, alleging a third-party lawsuit accusing the owner of fraud and misappropriating insurance funds triggered an exclusion in its professional liability policy.
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January 21, 2026
Firm Seeks To Toss Suit Alleging Hurricane Claim Fee Scheme
A law firm urged a Louisiana federal court Wednesday to toss a proposed class action over an alleged scheme to collect exorbitant fees on hurricane-related property insurance claims, saying the complaint fails to plead a certifiable class and involves a "smorgasbord" of individualized legal malpractice claims.
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January 21, 2026
FedEx Loses $200M Interest Claim Against AIG Unit
A Pennsylvania state judge Wednesday said an AIG unit won't have to pay FedEx $200 million in post-judgment interest following a fatal crash involving one of its drivers, but allowed bad faith and promissory estoppel claims to move forward against the insurer because those claims require a trial.
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January 21, 2026
Insurer Says It Owes No More In $2.2M Wrongful Death Suit
An excess insurer told a Kentucky federal court that a policy exclusion precludes it from covering the rest of a $2.2 million judgment against a hotel found liable for a man's fatal burns from a shower.
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January 21, 2026
Mining Supplier Not Covered In Bogus Parts Suit, Insurer Says
An insurer said it has no duty to defend or indemnify a mining equipment parts supplier against claims that it sold counterfeit parts to a reseller, telling a Montana federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.
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January 20, 2026
DC Circ. Doubts If EPA Had To Quantify Costs In PFAS Rule
The D.C. Circuit on Tuesday seemed to favor the U.S. Environmental Protection Agency's position that public comments were properly solicited before labeling two forever chemicals as hazardous substances, and expressed skepticism that the agency should have done a more rigorous analysis of clean-up costs for businesses.
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January 20, 2026
Law360 Names Firms Of The Year
Eight law firms have earned spots as Law360's Firms of the Year, with 48 Practice Group of the Year awards among them, achieving milestones such as high-profile litigation wins at the U.S. Supreme Court and 11-figure merger deals.
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January 20, 2026
Cos. Seek Coverage For Military Housing Mold, Defects Suits
A property management company and an affiliated investment company have alleged in Pennsylvania federal court that subsidiaries of insurance giants Starr and Allianz wrongfully denied them coverage for suits filed over allegedly poor military housing conditions.
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January 20, 2026
4th Circ. Caps Under Armour's Insurance Coverage At $100M
Under Armour's public financial forecasts and its accounting practices are a single claim under its insurers' excess policy language because they are "logically or causally related," the Fourth Circuit found Tuesday, overturning a trial court's ruling and capping the sportswear company's coverage at $100 million.
Litigation Costs, Mental Health Risks Strain Coverage For Jails
Liability policies for certain county jails aren't being renewed due to their failure to ensure statewide standards and excessive claims, prompting a review of county policies and available funding, experts say.
Tariff-Driven Cost Increases Shift Focus To Property Limits
Construction costs remain high, partly because of tariffs, and questions remain as to the breadth of coverage available under property policies. Law360 spoke to Reed Smith LLP partners Richard P. Lewis and Nicholas M. Insua about their belief that first-party property policies' tariff-related construction cost increases are covered by replacement cost provisions.
Top General Liability Rulings From The 2nd Half Of 2025
The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.
Litigation Costs, Mental Health Risks Strain Coverage For Jails
Liability policies for certain county jails aren't being renewed due to their failure to ensure statewide standards and excessive claims, prompting a review of county policies and available funding, experts say.
Tariff-Driven Cost Increases Shift Focus To Property Limits
Construction costs remain high, partly because of tariffs, and questions remain as to the breadth of coverage available under property policies. Law360 spoke to Reed Smith LLP partners Richard P. Lewis and Nicholas M. Insua about their belief that first-party property policies' tariff-related construction cost increases are covered by replacement cost provisions.
Top General Liability Rulings From The 2nd Half Of 2025
The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.
Expert Analysis
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State Of Insurance: Q4 Notes From Pennsylvania
Last quarter in Pennsylvania, a Superior Court ruling underscored the centrality of careful policy drafting and judicial scrutiny of exclusionary language, and another provided practical guidance on the calculation of attorney fees and interest in bad faith cases, while a proposed bill endeavored to cover insurance gaps for homeowners, says Todd Leon at Marshall Dennehey.
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Reel Justice: 'Die My Love' And The Power Of Visuals At Trial
The powerful use of imagery to capture the protagonist’s experience of postpartum depression in “Die My Love” reminds attorneys that visuals at trial can persuade jurors more than words alone, so they should strategically wield a new federal evidence rule allowing for illustrative aids, says Veronica Finkelstein at Wilmington University.
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ISO's 'Litigation Funding Mutual Disclosure' Is Unenforceable
The Insurance Services Office has recently rolled out a "litigation funding mutual disclosure" form for optional use in policies, but the form is not only unnecessary but also unenforceable for four reasons, says Fiona Chaney at Omni Bridgeway.
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What To Know About NY's Drastic 3rd-Party Practice Changes
Last month, New York Gov. Kathy Hochul signed a law establishing new time limits for the commencement of third-party actions, which will have dramatic effects on insurance defense practice, particularly cases involving construction site accidents or claims of premises liability, says Shawn Schatzle at Lewis Brisbois.
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Key Trends In PFAS Regulation And Litigation For 2026
As 2026 begins, the legal and regulatory outlook for per- and polyfluoroalkyl substances is defined less by sweeping federal initiatives and more by incremental adjustments, judicial guardrails and state-driven regulations — an environment in which proactive risk management and close monitoring of policy developments will be essential, say attorneys at MG+M.
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Judges Carry Onus To Screen Expert Opinions Before Juries
Recent Second Circuit arguments in Acetaminophen Products Liability Litigation implied a low bar for judicial gatekeeping of expert testimony, but under amended Rule 702 of the Federal Rules of Evidence, judges must rigorously scrutinize expert opinions before allowing them to reach juries, says Lee Mickus at Evans Fears.
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4 California Insurance Law Decisions To Know From 2025
California continued to shape the national insurance landscape in 2025, issuing a series of decisions that may recalibrate claims handling, underwriting strategy and policy drafting in areas from property damage claims after a wildfire to automobile coverage for delivery drivers in the gig economy, say attorneys at Nicolaides Fink.
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5 Coverage Considerations For Couture And Cosmetics Cos.
Fashion, beauty and cosmetic companies getting ready for 2026 shouldn't neglect important insurance considerations, including stand-alone policies for specialized risk and check-ins with supply chain partners on policy requirements, say attorneys at K&L Gates.
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7 Strategies To Optimize Impact Of Direct Examination
Direct examination is a make-or-break opportunity to build a witness’s credibility, so attorneys should adopt a few tactics — from asking so-called trust-fall questions to preemptively addressing weaknesses — to drive impact and retention with the fact-finder, says Allison Rocker at Baker McKenzie.
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What Trump Order Limiting State AI Regs Means For Insurers
Last week's executive order seeking to preclude states from regulating artificial intelligence will likely have minimal impact on insurers, but the order and related congressional activities may portend a federal expectation of consistent state oversight of insurers' AI use, says Kathleen Birrane at DLA Piper.
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Tapping Into Jurors' Moral Intuitions At Trial
Many jurors approach trials with foundational beliefs about fairness, harm and responsibility that shape how they view evidence and arguments, so attorneys must understand how to frame a case in a way that appeals to this type of moral reasoning, says Steve Wood at Courtroom Sciences.
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How Choice Of Law Won The Day In NC Biz Court COVID Case
The North Carolina Business Court recently ruled for policyholders in Tanger Properties v. ACE American Insurance, a business interruption lawsuit arising from the pandemic-related closure of Tanger outlet centers, underscoring the significant role that choice of law plays in insurance coverage disputes, say attorneys at Hunton.
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Tracking The Evolution Of AI Insurance Regulation In 2025
As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims processing and customer engagement, state regulators, led by the National Association of Insurance Commissioners, are increasing oversight to ensure that innovation does not outpace consumer protections, say attorneys at Fenwick.