( June 17, 2025, 9:51 AM EDT) -- CHARLESTON, W. Va. — In a dispute over fire damage coverage regarding alleged arson and fraud, a split West Virginia appellate court reversed and remanded a lower court’s ruling that denied the homeowners insurer with a setoff for contractual damages by the amount paid by the insurer to satisfy the homeowners’ mortgage, finding that the insurer preserved its right for a setoff....