Insurance UK

  • May 20, 2026

    Triple Lock Reform Could Save £19B A Year, Think Tank Says

    Britain's triple lock state pension is ripe for reform, a U.K. think tank has said, arguing the policy is becoming unaffordable and unfair to younger taxpayers and instead proposes a more targeted support for poorer retirees.

  • May 20, 2026

    Liberty Can't Up Burden On Policyholders For COVID Payout

    A London judge has rejected Liberty Mutual's bid to require a formally diagnosed case of COVID-19 to trigger cover for dozens of small and midsized businesses, saying on Wednesday that doing so would "render cover illusory." 

  • May 20, 2026

    UK Pensions Regulator Sets Out Rules On AI Use

    The retirement savings watchdog pushed out rules for pension bosses on the use of artificial intelligence on Wednesday after it emerged that almost all retirement schemes in the U.K. are using the new technology.

  • May 20, 2026

    Pension Sector Slow To Invest In UK Firms, VC Body Warns

    Most venture capital firms say they have faced difficulties getting backing from pension investors, despite assurances that the £250 billion ($335 billion) defined contribution sector will invest more in U.K. equities, a trade body has said.

  • May 20, 2026

    FCA Boosts Regulatory Support Program For Growing Firms

    The Financial Conduct Authority said Wednesday that it has expanded a support scheme for fast-growing companies as the U.K. looks to strengthen its position as a global hub for businesses and services in the sector.

  • May 19, 2026

    Flood Risk Could Stall Development In England, Insurer Says

    Parts of England are at risk of not being able to support future building and development because of floods unless the government takes a "more ambitious approach to flood resilience," a specialist insurer warned on Tuesday.

  • May 19, 2026

    Nord Stream Says Pinning Blast On Ukraine 'No Small Thing'

    The Swiss consortium behind a pipeline destroyed by sabotage in 2022 argued in the closing stages of a €580 million ($672 million) trial on Tuesday that it was "no small thing" to conclude the attack was carried out on Ukraine's behalf.

  • May 19, 2026

    FCA Warns Young Drivers Of Fake Insurance Found Online

    The Financial Conduct Authority told young drivers on Tuesday to be wary of ghost-broking scams online as it revealed that nearly half of young people on the road have bought car insurance through social media or messaging apps.

  • May 19, 2026

    Cyber Breaches Cost UK Firms £3.7B In Litigation Fallout

    Cyberattacks on businesses in Britain are estimated to have cost £3.7 billion ($5 billion) in litigation in 2025, an insurance broker has said, warning that many do not have sufficient cover to protect against legal and reputational damage caused by a major breach.

  • May 19, 2026

    Pensions Commission Report Points To New Policy Direction

    Higher retirement savings contributions and tougher rules on pension freedoms are probably on the cards, a former government minister said Tuesday, after a report found that 15 million people are not saving enough for later life.

  • May 19, 2026

    Insurers Blame Unreasonable Costs In $8.6M Ship Repair Row

    A group of insurers has said it is not liable to pay $8.6 million outstanding to the owner of an oil tanker damaged by a fire in its engine room because the owner allegedly took unreasonably expensive steps to repair the vessel.

  • May 18, 2026

    Retirement Savings Cliff Edge Looms, Pensions Body Warns

    Four in 10 adults in Britain are not saving enough for their retirement, according to a long-awaited report published on Tuesday.

  • May 18, 2026

    Treasury To Boost Lending With Ring-Fence Reforms

    HM Treasury said on Monday that it will introduce ring-fencing reforms it designed in collaboration with the Bank of England through its Enhancing Financial Services Bill, aiming to boost bank lending by £80 billion ($107 billion).

  • May 18, 2026

    Labor Market Shaping Gender Pension Disparity, DWP Says

    Women, particularly those from ethnic minority backgrounds, are more likely to experience sustained periods out of work and ultimately accrue lower private pension savings and income in retirement, the Department for Work and Pensions said in a report on Monday.

  • May 18, 2026

    UK Regulators Set Out Program To Boost Digital Assets

    U.K. financial regulators published proposals on Monday to support businesses in the sector to develop and accelerate the digitalization of shares or bonds and its infrastructure.

  • May 18, 2026

    Gov't Urged To Provide Assets For Pensions Investment Push

    The government must provide a stream of investment opportunities for pension funds if it wants the £3 trillion ($4 trillion) sector to invest more in the U.K. economy, a trade body said Monday.

  • May 18, 2026

    Prudential To Buy 75% Of Indian Insurer Bharti For $370M

    Prudential PLC said Monday that it will acquire a 75% stake in Indian rival Bharti Life Insurance Co. Ltd. for 35 billion rupees ($370 million) to expand into one of the world's fastest-growing markets.

  • May 18, 2026

    Growing Life Expectancy Creates 'Difficult' Pension Questions

    More than a quarter of girls and almost a fifth of boys born in 2049 in the U.K. are expected to live to at least 100 years of age, according to official data, which experts have said poses "difficult questions" for policymakers and the pension industry.

  • May 15, 2026

    UK Litigation Roundup: Here's What You Missed In London

    The past week in London has seen singer Rita Ora be sued by her management company, the billionaire Gertner brothers file a part 8 claim and Stephenson Harwood lodge a debt claim against a member of the Bulgari jewelry dynasty. Here, Law360 looks at these and other new claims in the U.K.

  • May 15, 2026

    AmTrust Gets OK To Fight Ruling Capping Sompo Claim

    AmTrust persuaded a court Friday to allow it to challenge a decision capping its bid to hold an insurer of two defunct law firms liable for £15 million ($20 million) paid out under a failed litigation funding system.

  • May 15, 2026

    Number Of People Cashing In UK Pensions Rises By 29%

    The number of people withdrawing their retirement savings in full has increased by almost a third over the past seven years, a pensions provider said Friday, raising concerns about the adequacy of long-term savings.

  • May 15, 2026

    ICO Tells Cos. To Tighten Defenses Against AI Cyberattacks

    Britain's Information Commissioner's Office has said all businesses must take "proactive steps" to address the evolving and growing threat of artificial intelligence-powered cyberattacks.

  • May 15, 2026

    BlackRock Fund To Let Pension Plans Access Private Markets

    BlackRock has launched a new fund aimed at giving defined contribution pension savers broader access to private market investments, amid building momentum in the U.K. to channel more retirement savings into so-called productive finance assets.

  • May 15, 2026

    Insurers Call For UK Building Reform To Cut Claims Costs

    The government must push ahead with building reforms before insurers can slash the price of cover for those living in high rise flats, a trade body has said.

  • May 15, 2026

    Ex-Chair Of Law Firm Group Fights £1.1M Guarantee Claim

    The former executive chair of the collapsed Metamorph Group of law firms has said he does not owe approximately £1.1 million ($1.5 million) to two insurers under personal guarantees, arguing that money he authorized for release to them discharged his obligations.

Expert Analysis

  • How Anthropic's Mythos May Upend Defense Cyber Rules

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    Anthropic’s recent announcement that Claude Mythos, an AI general-purpose language model, could soon enable virtually anyone to exploit vulnerabilities in major web browsers and operating systems marks an imminent increase in threat levels that current defense cybersecurity regulations were not designed to navigate, say attorneys at Fluet.

  • Lessons From ESMA's Record €1.4M Trade Repository Fine

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    The European Securities and Markets Authority's recent fine against REGIS-TR for data and procedure breaches under Market Infrastructure and Securities Financing Regulations demonstrates that a license confers no immunity from sanctions, and that dually registered trade repositories face a greater financial exposure in the event of noncompliance, say lawyers at White & Case.

  • Why SRA Is Cracking Down On 'No Win, No Fee' Law Firms

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    Harriet Gamper at the Solicitors Regulation Authority discusses the regulator’s recent warning notice concerning "no win, no fee" arrangements in high-volume consumer claims, aimed at offering lawyers clarity in understanding their obligations following findings that many law firms were failing in their duty to protect clients' best interests.

  • How UK Securitization Reforms Will Affect Industry

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    The Prudential Regulation Authority’s recent proposals to reform securitization requirements will offer greater structuring flexibility, reduced operational complexity and lower compliance costs, although with the rationale for imposing stand-alone obligations on institutional investors not clear, dissenting voices are likely, say lawyers at Skadden.

  • Striking A Balance Between AI Innovation And Regulation

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    The Financial Conduct Authority's recent consultation on the impact of artificial intelligence on financial services highlights the debate between regulators, the government and industry over whether current regulatory frameworks can balance innovation with risk management, say lawyers at Womble Bond.

  • FCA Enforcement Newsletter Reflects Shift Toward Openness

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    The Financial Conduct Authority’s inaugural Enforcement Watch newsletter provides clarity on the cases the regulator is opening and highlights its approach to early communication of enforcement activity, offering a welcome insight into its emerging priorities, says David Hamilton at Howard Kennedy.

  • FCA's Investment Regime May Prove A Double-Edged Sword

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    The Financial Conduct Authority’s final rules on consumer composite investments intend to support retail investors in making more informed decisions while affording firms greater flexibility, but continuing with opaque methodologies will require greater operational and compliance effort in the short term, say lawyers at Fried Frank.

  • How FCA's Client Reforms May Boost Investment Access

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    The Financial Conduct Authority’s recent proposals to reform the professional client categorization regime and simplify conflicts of interest rules are likely to be welcomed, although firms will need to navigate the increased responsibility that comes with greater flexibility, say lawyers at Skadden.

  • Consolidation Of Lloyd's Bylaws Will Be Useful For Members

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    Lloyd’s of London’s recent consolidation of its bylaws will make the rules governing its market more accessible, providing immediate results as well as the necessarily flexible framework to address the future needs of its participants, say lawyers at Skadden.

  • 4 Securities Trends For Pension Trustees To Watch In 2026

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    With the U.K. signaling it will soon demand more active fiduciary stewardship from pension trustees, British and EU fund managers must follow key trends in mass securities litigation, investment disclosures, and U.S. enforcement that could require intervening for their investors in 2026, say lawyers at Labaton Keller.

  • 10 Financial Regulatory Changes To Prepare For In 2026

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    A number of changes in the financial regulatory sphere are due this year, from targeted support to payment safeguarding and a new consumer composite investments regime, and firms should plan to address the policies and regulatory strategies relevant to them, say lawyers at Womble Bond.

  • FCA Enforcement Trends In 2025 And Expectations For 2026

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    The Financial Conduct Authority’s clear intention in 2025 to conduct fewer, faster investigations and reinforce transparency is likely to continue in 2026, with a dual-pronged approach of targeted enforcement and assertive supervision to fight crime, support growth and help consumers as its priorities, say lawyers at WilmerHale.

  • Judicial AI Guidance Update Shows Caution Still Prevails

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    The judiciary’s recently updated guidance on the use of artificial intelligence warns judges and tribunal members about misinformation and white text manipulation, providing a reminder that AI tools cannot replace direct engagement with evidence and reflecting a broader concern about their application when handling confidential material, say lawyers at Hogan Lovells.

  • How Russia Sanctions Trajectory Is Affecting UK Legal Sector

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    The proliferation of U.K. and European Union sanctions targeting Russia has led to a vast increase in legislative provisions, and lawyers advising affected businesses should expect a complex and evolving legal landscape for the foreseeable future, says Rob Dalling at Jenner & Block.

  • Navigating Legal Privilege Issues When Using AI

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    The recent explosion in artificial intelligence has led to prompts and AI outputs that may be susceptible to disclosure in proceedings, and it is important to apply familiar principles to assess whether legal privilege may apply to these interactions, say lawyers at HSF.

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