Judge: No Bodily Injury Alleged, No Coverage For Employee’s Suit Against McDonald’s

( September 12, 2025, 1:24 PM EDT) -- CHICAGO — A federal judge in Illinois granted a commercial general liability insurer’s motion for summary judgment and denied McDonald’s motion for summary judgment in the restaurant franchise’s breach of contract lawsuit seeking coverage for an underlying negligence action brought by an employee, determining that the underlying allegations fail to allege an actual physical injury to trigger coverage under the CGL policy....