General Liability
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April 24, 2026
Full 6th Circ. Nixes Class Cert. In State Farm Vehicle Value Suit
The full Sixth Circuit on Friday reversed the certification of a class of 90,000 State Farm policyholders in a suit claiming the insurer systematically undervalues totaled vehicles, finding the insurer has a right to present unique evidence for specific class members.
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April 24, 2026
Chinese Bank Must Face Aon Unit's Reinsurance Fraud Suit
China's largest bank can't avoid an Aon PLC subsidiary's suit seeking to hold the bank liable for its alleged role in a multibillion-dollar reinsurance fraud scheme, a New York state court ruled, allowing all but one negligence claim to move forward.
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April 23, 2026
Affordable Housing Pros See Promise In NYC-Backed Insurer
A New York City-backed program to offer property and liability insurance to affordable housing operators is a promising approach to reducing a key operating cost for landlords that don't have the flexibility of market-rate operators to increase rents, affordable housing experts said, but details of the plan remain scant.
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April 23, 2026
9th Circ. Revives County's $162M Environmental Coverage Bid
The Ninth Circuit on Thursday revived a California county's suit seeking coverage of up to $162 million for environmental remediation efforts at an airport, reversing a lower court ruling that the policies were capped by an annual limit.
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April 23, 2026
Pa. Risk Pool Clarifies Coverage Hole For ICE Deals
An insurance risk pool in Pennsylvania is tightening policy exclusions for claims related to local law enforcement supporting federal immigration officials.
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April 23, 2026
Transport Co. Says Broker, Insurer Cost It Gov't Contract
An insurance broker submitted forged documents while obtaining an adjustment on a transportation company's insurance policy, causing it to lose coverage it needed to do business with a Washington, D.C., regional transit agency, according to a complaint filed in D.C. federal court.
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April 23, 2026
AIG Unit Denies Coverage For $5.4M Casino Sprinkler Repair
An AIG unit told a California federal court that it owes no coverage for a $5.4 million award against a subcontractor for the cost of repairing and replacing an allegedly defective sprinkler system in a Las Vegas hotel, saying that defective work did not constitute covered property damage.
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April 23, 2026
Insurance Litigation Week In Review
State Farm doesn't owe uninsured motorist coverage, an Ameritas policy is an illegal life wager, and a Georgia attorney accused of fraud isn't entitled to professional liability coverage. Law360 has the past week's top insurance news.
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April 22, 2026
Insurer Freed From Roofing Contractor's Wrongful Death Suit
An insurer for a roofing company owes no coverage for a wrongful death suit brought by the estate of a contractor who suffered a fatal fall on the job, a Kentucky federal court ruled, saying that the contractor was technically an employee and excluded under the insurance policy.
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April 21, 2026
Kemper Sued Over Hack Of More Than 13M Records
Kemper Corp. was hit with at least three proposed class actions Monday in Illinois federal court by former employees who alleged that the insurance giant failed to stop a preventable cyberattack led by the hacking group known as ShinyHunters last week that released more than 13 million records and their sensitive information on the dark web.
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April 21, 2026
Insurer Says Firm Owes $2.2M For Botched Representation
A Wisconsin-based insurer has sued the law firm it hired to defend an auto policyholder in a crash suit, telling a California federal court that the firm's inadequate representation has cost it more than $2.2 million.
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April 21, 2026
Solar Contractor Drops $31M Bond Dispute With Zurich
A solar energy contractor agreed to drop its suit accusing a pair of Zurich insurers of defaulting on a $30.9 million bond that guaranteed the performance of a subcontractor working on a solar plant in Klickitat County, Washington.
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April 17, 2026
Fla. Jury Finds No Insurer Bad Faith In Lodge Shooting Claim
The insurer for a Florida lodge did not act in bad faith when handling an estate's claim over a fatal shooting that occurred at the Fort Pierce property in 2015, a federal jury found.
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April 16, 2026
Timeshare Exit Patrons Nab Reversal In Coverage Denial Row
A Washington federal judge held she made a "mistake" when she rejected arguments that an insurer acted in bad faith by declining to defend a now-defunct timeshare exit company from a consumer protection class action that yielded a $630 million deal.
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April 16, 2026
Ye's UK Entry Denial Prompts Event Coverage Questions
The cancellation of a London-based music festival after the rapper Ye was denied entry into the United Kingdom has prompted insurance experts to theorize whether his past conduct will complicate event cancellation coverage for the festival.
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April 16, 2026
Progressive Beats Class Bid In Total-Loss Valuation Suit
An Illinois federal judge declined to certify a class of Progressive Insurance customers who claimed the insurer underpaid on their total-loss vehicle claims by adding a downward pricing adjustment, ruling that the customers' experiences were too different to resolve in one case.
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April 16, 2026
Insurance Litigation Week In Review
A Vermont court confirmed a $13 million arbitration win, a Washington federal court relieved an insurer from defending a former coach accused of sexual harassment, and a Colorado federal court denied a quick win in a storm damage dispute. Law360 has the past week's top insurance news.
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April 15, 2026
Insurer Must Cover Sex Assault Case, Conn. Agency Says
A Connecticut municipal risk agency claimed a local town and board of education must receive coverage from National Interstate Insurance Co. after the town and board were named in an underlying school bus sexual assault lawsuit, the agency said in a federal lawsuit on Wednesday.
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April 15, 2026
Insurer Says No Coverage For Fatal Wash. Quarry Shooting
An insurer has no duty to defend or indemnify a trucking company owner from civil claims following his conviction over the fatal shooting death of another man, the insurer told a Washington federal court.
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April 15, 2026
Risk Agency Drops Munich Re Suit Over Sex Abuse Coverage
A Connecticut municipal risk financing agency has dropped a short-lived federal lawsuit seeking coverage from Munich Reinsurance America Inc. in an underlying sexual abuse lawsuit against a local school board.
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April 15, 2026
Uber, Liberty Mutual Say NY Fraud Ring Staged Car Crashes
Uber and its auto insurer told a New York federal court that they are the victims of a scheme perpetrated by more than a dozen individuals who conspired to stage hit-and-run accidents and defraud the companies through sham personal injury claims and lawsuits.
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April 14, 2026
Judge Revives Gas Station's Contamination Coverage Suit
A Washington federal court revived a gas station operator's suit accusing its insurer of wrongfully refusing to cover litigation over groundwater contamination, finding that a 2016 ruling on the insurer's duty to remediate environmental pollution at the operator's former gas stations does not preclude the current dispute.
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April 13, 2026
Insurer Says Coverage Barred For Alleged Nitrous Oxide Sales
Admiral Insurance Co. has no duty to defend or indemnify a group of smoke shops from claims they illegally sold nitrous oxide canisters to individuals, allegedly resulting in several fatal car accidents, the insurer told a Michigan federal court.
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April 13, 2026
Water Damage Fight Belongs In Kansas, Travelers Says
A coverage dispute over water damage that a Kansas-based senior living community sustained when a sprinkler burst is in the wrong state, a Travelers unit told a Colorado federal court, seeking to toss the Colorado statutory and common-law bad faith claims and transfer the dispute to Kansas.
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April 13, 2026
Law Firm, Insurer Say Cos. Must Pay For Crane Crash Losses
Florida law firm Johnson Pope and its insurer have sued a group of companies involved in the construction of a 46-story luxury condominium tower in St. Petersburg, telling a state court they are entitled to recover losses they incurred after a crane fell and damaged the firm's office space.
Climate-Insurance Bills Gain Steam In California, Hawaii
Lawmakers in California and Hawaii are advancing insurance bills that would create new causes of actions against oil companies and expand last-resort coverage. Here, Law360 Insurance Authority breaks down the developments.
NY Auto Rate Plan Better For Session, Not Budget, Experts Say
New York's budget is stalled in part by Gov. Kathy Hochul's push to change auto insurance laws. Experts are split on whether her proposed comparative fault system would work or even belongs in the budget.
Meta Faces Steep Coverage Test For Verdicts After Del. Ruling
Jury verdicts that Meta harmed young peoples' mental health will add a significant cost dimension to insurance coverage disputes over such cases. A Delaware finding that Meta isn't covered for certain underlying claims will likely keep insurers from making payments.
Expert Analysis
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5 Trial Lessons You Learn By Losing
Exploring insights that are usually gained only after trial loss can expose the gaps between what we intend to communicate and what lands with the fact-finder, including why being right isn't always a win and how winning a cross‑examination can help you lose your case, says Allison Rocker at Baker & McKenzie.
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GHG Endangerment Finding Repeal Brings New Legal Risks
The U.S. Environmental Protection Agency's 2009 determination that greenhouse gases endanger public health and welfare anchored a matrix of regulation across multiple sectors — and the recent repeal of that finding has fundamentally destabilized the legal landscape governing industrial emissions, corporate liability and climate-related risk management, says Tanya Nesbitt at Thompson Hine.
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Insurer Lessons From 1st Wave Of GenAI Coverage Rulings
Several pending cases target the issue of whether generative AI may appropriately replace human professional decision-making, and though each case is still in discovery, the decisions thus far provide insurers with guidance on how courts may view these claims, say attorneys at Simpson Thacher.
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What GCs Should Consider Before Tendering TM Litigation
When a trademark lawsuit lands on a general counsel's desk, the instinct is to tender it to the insurer, but that model often breaks down in intellectual property litigation, where the stakes extend far beyond defense costs to injunctions, forced rebranding and permanent market constraints, says Bill Wagner at Taft.
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Lockdown To Ledger: COVID Rulings Inform Crypto Coverage
As cryptocurrencies move deeper into mainstream financial markets, courts tasked with determining whether traditional insurance policies respond to digital asset losses have been evaluating coverage through the analytical framework of COVID-19 business interruption litigation, with one key recurring theme, say attorneys at Kennedys.
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Time To Fix The Accountability Gap In Freight Logistics
In Montgomery v. Caribe Transport, the U.S. Supreme Court must resolve an urgent question: whether freight broker selection in trucking accidents is categorically protected — meaning unreasonable safety decisions are insulated from liability — or subject to accountability under traditional negligence principles, says Amanda Demanda at Amanda Demanda Injury Lawyers.
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Appellate Strategy Lessons From Pa. Excess Coverage Ruling
In FedEx v. National Union Fire Insurance, a Pennsylvania state court recently set forth a clear holding that policyholders may recover postjudgment interest under excess liability insurance policies only when the policy language expressly allows, offering important takeaways for planning appeals, say attorneys at Hunton.
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Madison Capital Action Displays SEC's Emphasis On Process
The U.S. Securities and Exchange Commission's recent enforcement action against Madison Capital reflects the SEC's view that when market conditions materially change, valuation methodologies must be reassessed in real time, highlighting the importance of internal processes, say attorneys at Lankler Siffert & Wohl.
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6th Circ. Can Extend Insurance Valuation Clarity Beyond Auto
In rehearing Clippinger v. State Farm, the Sixth Circuit can align itself with the recent drumbeat of other circuits rejecting class certification of auto total loss claims and set standards that apply to similar claims brought under homeowners and other types of insurance policies, say attorneys at Jackson Walker.
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Reel Justice: 'Mercy' And Private Surveillance As Evidence
The near-future depicted in the film “Mercy” reminds attorneys that private surveillance networks are becoming central to the evidentiary ecosystem, shaping what prosecutors can obtain, what defendants must explain and what jurors may interpret as objective truth, says Veronica Finkelstein at Wilmington University.
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AVOID Act Creates 3rd-Party Litigation Risks For Transpo Cos.
New York's Avoiding Vexatious Overuse of Impleading to Delay Act, which takes effect next month, will require new risk management strategies from transportation companies as it attempts to drastically change the scope of third-party litigation while failing to address practical realities of civil disputes, says Steven Saal at Lucosky Brookman.
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Witness AI Usage Is The Next Privilege Battle In Civil Litigation
Fact and expert witnesses now have immediate access to artificial intelligence systems capable of simulating deposition questioning, recommending answers and more, but this preparation occurs privately, invisibly and frequently under the mistaken assumption that it is harmless, says Bill Kanasky at Courtroom Sciences and Billy Davis at Taylor Nelson.
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How 2 Decisions Reframed Witness-Centered Trials
The recent Maryland federal jury verdict in U.S. v. Goldstein and the U.S. Supreme Court decision in Villarreal v. Texas suggest that the traditional paradigm of American civil trial practice, with its emphasis on witness performance and assertive advocacy, may not reflect the ideal approach for the modern courtroom, says Joshua Robbins at Crowell & Moring.