Employee Ineligible For Retroactive LTD Benefits, Federal Judge Says

( May 8, 2025, 9:34 AM EDT) -- TACOMA, Wash. — A Washington federal judge ruled that a former employee who retroactively filed a long term disability (LTD) claim after multiple diagnoses failed to prove that she was disabled under the terms of her policy on her employment termination date, rendering her ineligible for benefits and prompting the judge to grant the insurer’s motion for judgment, deny the former employee’s cross-motion and deny her request to supplement the administrative record...