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EU Regulators Report Rapid Growth In Fintech Testing

Law360, London (January 7, 2019, 8:22 PM GMT) -- Most European Union financial regulators have launched programs to test new financial technology products offered by banks and insurance companies but are concerned they could be creating a two-tier market for fintech products, according to a report published Monday by the bloc’s top supervisors.

The report by the European Supervisory Authorities, or ESAs — the EU’s top banking, securities and insurance regulators — found the number of fintech innovation centers established by the bloc’s national regulators has grown rapidly since they were first established in 2014.

To date, 21 member states have established so-called innovation hubs, and five EU countries have...

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