Insurance Claim Means Higher Rates, Consumer Group Says

By Martin Croucher (January 12, 2022, 4:06 PM GMT) -- Insurance policyholders who have made a claim on their policy are likely to pay over 50% more for their cover than those who have never claimed, according to research by a consumer group on Wednesday.

Which? said it had compared quotes from customers on a price comparison site and found that home insurance customers who have claimed once on their policy typically pay an average of £252 ($345) a year, compared with £161 for those who have no claims — a 56% rise.

Those who have claimed twice are typically quoted an average of £359 for their annual premium, an increase...

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