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Consumer Protection
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November 13, 2025
2nd Circ. Backs Chase In Suit Over Fraud Denial Mistake
The Second Circuit determined on Thursday that JPMorgan Chase Bank NA is shielded from liability under the Electronic Fund Transfer Act for mistakenly denying a customer's fraud claim, finding the bank established a bona fide error defense.
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November 13, 2025
Google Sues Cybercriminals Over Global Phishing Scams
Google has sued foreign cybercriminals behind phishing scams that claim to represent the U.S. Postal Service and the New York City government's website, among others, accusing them of texting millions of Americans phony messages that lure them into providing their payment information and other personal data.
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November 13, 2025
Verizon Says High Court Must Solve FCC Fine Circuit Split
Verizon is hoping that the court of last resort will take up its case challenging the $46.9 million fine that the Federal Communications Commission slapped it with after the company was found to have been selling off people's location data and the Second Circuit ruled the fine would stay in place.
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November 13, 2025
Bank Regulators Preview Timelines For Planned Fintech Rules
Federal banking regulators say they're focused on executing their fintech rulemaking agendas in the coming months, with the Federal Deposit Insurance Corp. planning to circulate a stablecoin licensing regime by year's end and the Federal Reserve intending to provide fintechs easier access to its payment rails by the close of next year.
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November 13, 2025
2nd Circ. Upholds NY's Ban On Selling Diet Pills To Minors
The Second Circuit on Thursday rejected a trade group's bid to block a New York law that bars companies from selling weight loss and muscle-building supplements to minors, finding the group likely won't win its First Amendment challenges and retailers' "speculative predictions" of lost sales aren't enough to show irreparable harm.
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November 13, 2025
Hemp Policy At Crossroads After Government Reopening Bill
Hemp industry advocates are pledging to use the one-year gap between enactment and implementation of the government funding agreement, which effectively recriminalized most hemp-derived THC products, to craft new regulatory legislation that stops short of a full ban.
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November 13, 2025
FCC Looks To Avoid 'Red Flag' Reg Hurdles In Space
The Federal Communications Commission says it envisions a framework for the fast-growing space industry that rejects heavy-handed regulations, which a top official on Thursday likened to British 19th-century "red flag laws" putting the brakes on the early auto industry.
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November 13, 2025
OCC Must Deny Sony Bank's Crypto Charter Bid, Critics Say
Banking and community interest groups are urging the Office of the Comptroller of the Currency to reject Sony Bank's bid to charter a cryptocurrency-focused offshoot, warning it could exceed the agency's authority and risk skirting longstanding banking system safeguards.
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November 13, 2025
NC Biz Court Bulletin: Rulings Spotlight Coverage Clashes
The North Carolina Business Court plowed into the fourth quarter with two big decisions in insurance disputes that involved $50 million in COVID-19-related losses at a chain of outlet malls, and an industrial accident at a Nucor Corp. iron plant in Louisiana.
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November 13, 2025
CVS Reaches Deal In 'Non-Drowsy' Labeling Class Action
A woman has agreed to settle her proposed class action against CVS Pharmacy accusing it of deceptively marketing its flu medicine as "non-drowsy" when it contained a drug known to cause drowsiness.
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November 13, 2025
Feds Launch Interagency Crypto Scam Task Force
The FBI, the U.S. Department of Justice and D.C. federal prosecutors have teamed up to launch a task force that will focus on cryptocurrency scams the government says originate from criminal networks in Southeast Asia and bilk millions out of their digital currency each year.
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November 13, 2025
Donor Info Subpoena Chills Speech, Anti-Abortion Org Says
An organization that operates anti-abortion pregnancy centers told the U.S. Supreme Court on Thursday that New Jersey is undermining its own subpoena power in a bid to avoid constitutional review of its request for information about the group's donors.
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November 13, 2025
Broadcasters Ramp Up Pressure To Limit C-Band Rework
Broadcasters have long been concerned about relocating their satellites from the upper C-band airwaves, but they're even less pleased to see the scope of the Federal Communications Commission plan now that it's been released, according to a new filing.
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November 13, 2025
Tribe Scores Early Win Against Michigan Fruit Processor
A Michigan federal judge has ruled that a fruit-processing company illegally discharged millions of gallons of untreated wastewater into wetlands that feed Michigan's Grand Traverse Bay, granting an early win to a Native American tribe and two local environmental nonprofit groups.
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November 13, 2025
4th Circ. Won't Review Reversal Of Car Valuation Class Cert.
The full Fourth Circuit refused to review a decision revoking a Progressive policyholder's class certification win after finding she lacked standing to pursue her breach of contract claims over adjustments the insurer makes when calculating the actual cash value of a totaled vehicle.
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November 13, 2025
Davis Polk, Skadden Guide Grayscale IPO Filing
Digital currency investment platform Grayscale Investments Inc. indicated plans for an initial public offering in a November securities filing prepared by Davis Polk & Wardwell LLP and Skadden Arps Slate Meagher & Flom LLP.
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November 13, 2025
Ex-FCC Members Say Carr's Abusing News Distortion Policy
Nearly a dozen former Federal Communications Commission officials — including seven once-commissioners — told the agency that it ought to repeal its news distortion policy "in full," accusing the head of the FCC of using the policy to police speech.
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November 13, 2025
Wells Fargo Must Face Mortgage Borrowers' Fee Claims
Wells Fargo can't shed a proposed class action alleging it improperly charged mortgage borrowers certain fees and failed to properly remediate the issue, according to a ruling by a San Francisco federal judge, which also trimmed some claims.
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November 13, 2025
BofA Says Bid To Revive Fake Account Claim Is Deficient
Bank of America said consumers who accuse the bank of opening unauthorized credit card accounts in their names should not be allowed to amend their complaint to fix the issues a North Carolina federal court found with their Fair Credit Reporting Act claims, saying the suit's same pleading defects would remain.
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November 13, 2025
Injured Riders Ask Justices To Block NJ Transit's Immunity
Three injured riders from Pennsylvania and New York asked the U.S. Supreme Court to reject New Jersey Transit's bid to escape two negligence suits on interstate sovereign immunity grounds, arguing that the transit agency is legally distinct from the State of New Jersey and should not be insulated from being sued in courts outside the state.
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November 13, 2025
Chemours Urges 4th Circ. To Lift River Pollution Injunction
The Chemours Co. FC LLC on Wednesday asked the Fourth Circuit to strike down an injunction blocking the company from continuing to discharge forever chemicals into the Ohio River.
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November 13, 2025
Google Says Latest EU Probe Attacks Anti-Spam Efforts
Google said on Thursday that a new investigation launched by European enforcers into the tech giant's compliance with recently enacted rules for digital markets targets a practice designed to keep spam from infiltrating search results.
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November 13, 2025
3rd Circ. Says Quest Didn't Eavesdrop In Data Privacy Suit
The Third Circuit on Thursday upheld a win for Quest Diagnostics, which beat a class action alleging it inappropriately shared patient data with Meta Platforms through ad tracking software on its website, with the court reasoning that information was not unlawfully collected because it wasn't obtained through eavesdropping.
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November 13, 2025
Mobile Biz Asks Congress To Nix Military's Spectrum Right
Congress needs to toss a provision wrapped into the Senate's version of the defense authorization bill that allows the military to reject certain spectrum allocations to the private sector, a top wireless industry advocate said Thursday.
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November 13, 2025
BofA Double-Charges Autopay Users Who Pay Early, Suit Says
Bank of America does not adjust automatic payments on credit cards when customers pay off their statement balance in the middle of a billing cycle and ends up charging them a second time, despite there being no outstanding balance, according to a proposed class action filed Tuesday in Illinois federal court.
Expert Analysis
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Series
Law School's Missed Lessons: Client Service
Law school teaches you how to interpret the law, but it doesn't teach you some of the key ways to keeping clients satisfied, lessons that I've learned in the most unexpected of places: a book on how to be a butler, says Gregory Ramos at Armstrong Teasdale.
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How The FTC Is Stepping Up Subscription Enforcement
Despite the demise of the Federal Trade Commission's click-to-cancel rule in July, the commission has not only maintained its regulatory momentum, but also set new compliance benchmarks through recent high-profile settlements with Match.com, Chegg and Amazon, say attorneys at Holland & Knight.
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Colo. Law Brings Some Equilibrium To Condo Defect Reform
Colorado's American Dream Act, effective next year, does not eliminate litigation risk for developers entirely, but it does introduce a process, some predictability and a more holistic means for parties to resolve condominium construction defect claims, and may improve the state's housing shortage, says Bob Burton at Winstead.
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What To Expect After FDA Warnings To GLP-1 Compounders
The U.S. Food and Drug Administration's recent warning letters to companies advertising compounded versions of GLP-1 medications raise questions not just about the enforcement outlook for marketing such products, but also about the future of drug compounding as a whole, say attorneys at Spencer Fane.
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How Financial Cos. Can Prep As NYDFS Cyber Changes Loom
Financial institutions supervised by the New York State Department of Financial Services can prepare for two critical cybersecurity requirements relating to multifactor authentication and asset inventories, effective Nov. 1, by conducting gap analyses and allocating resources to high-risk assets, among other steps, say attorneys at Pillsbury.
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Series
Adapting To Private Practice: 3 Tips On Finding The Right Job
After 23 years as a state and federal prosecutor, when I contemplated moving to a law firm, practicing solo or going in-house, I found there's a critical first step — deep self-reflection on what you truly want to do and where your strengths lie, says Rachael Jones at McKool Smith.
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Strategies For Defending Banks In Elder Abuse Cases
Several recent cases demonstrate that banks have plenty of tools to defend against claims they were complicit in financial abuse of older adults, but financial institutions should also continue to educate customers about third-party scams before they happen, say attorneys at Troutman.
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AG Watch: Va. Race Spotlights Consumer Protection Priorities
Ahead of the state's attorney general election, Virginia companies should assess how either candidate's approach could affect their compliance posture, with incumbent Jason Miyares promising a business-friendly atmosphere that prioritizes public safety and challenger Jay Jones pledging to focus on economic justice and corporate accountability, says Chuck Slemp at Cozen O’Connor.
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A Look At Project Crypto's Plans For Digital Asset Regulation
U.S. Securities and Exchange Commission Chairman Paul Atkins' recent announcement of Project Crypto, an agencywide initiative to modernize federal securities regulations, signals a significant shift toward a more flexible regulatory framework that would shape the future of the U.S. digital asset market, say attorneys at WilmerHale.
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Breaking Down The Intersection Of Right-Of-Publicity Law, AI
Jillian Taylor at Blank Rome examines how existing right-of-publicity law governs artificial intelligence-generated voice-overs, deepfakes and deadbots; highlights a recent New York federal court ruling involving AI-generated voice clones; and offers practical guardrails for using AI without violating the right of publicity.
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Series
Painting Makes Me A Better Lawyer
Painting trains me to see both the fine detail and the whole composition at once, enabling me to identify friction points while keeping sight of a client's bigger vision, but the most significant lesson I've brought to my legal work has been the value of originality, says Jana Gouchev at Gouchev Law.
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NY AML Rules Get Crypto Rebrand: What It Means For Banks
A recent letter from the New York State Department of Financial Services outlining how banks can use blockchain analytics in anti-money laundering efforts is a reminder that crypto activity is not exempted from banks' role in keeping the financial system safe, says Katherine Lemire at Lankler Siffert.
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What's At Stake At High Court For Presidential Removal Power
Two pending U.S. Supreme Court cases —Trump v. Slaughter and Trump v. Cook — raise fundamental questions about the constitutional separation of powers, threaten the 90-year-old precedent of Humphrey's Executor v. U.S. and will determine the president's authority to control independent federal agencies, says Kolya Glick at Arnold & Porter.
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3 Trends From AI-Related Securities Class Action Dismissals
A review of recently dismissed securities class actions centering on artificial intelligence highlights courts' scrutiny of statements about AI's capabilities and independence, and sustained focus on issues that aren't AI-specific, say attorneys at Alston & Bird.
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5 Evolving Marketing Risks That Finance Cos. Should Watch
Financial services providers should beware several areas where consumer protection regulators are broadening their scrutiny of modern marketing practices, such as the use of influencer testimonials or advertisements touting artificial intelligence-powered products, so they can better adapt to changing expectations for compliance, say attorneys at Hinshaw.