By George Hoare, James Stockman and Natalie Hendy ( October 20, 2026, 3:35 PM BST) -- On July 1, the Court of Appeal handed down its judgment in Houssein v. London Credit Ltd., dismissing the Housseins' appeal as borrowers and providing important guidance on two recurring issues in secured lending, namely what a borrower must do to stop contractual interest from continuing to accrue on a secured loan, and when a default interest provision will amount to an unenforceable penalty.[1]...
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