Insurance UK

  • November 07, 2025

    UK Driving Tests Must Include Scam Avoidance, Aviva Says

    Aviva on Friday called for the driving test to teach avoiding scams, and that social media platforms should only allow insurance adverts by brokers and insurers that are registered with the financial watchdog, amid concerns over sales of fake policies.

  • November 07, 2025

    'Name And Shame' Test Case Ruling Could Embolden FCA

    Financial services companies should be ready to engage with consumers when faced with enforcement action, in a lesson from a test case of the reasoning behind a Financial Conduct Authority decision to "name and shame" a company that could encourage bolder naming actions, lawyers said.

  • November 07, 2025

    Seller Denies Hiding Info Ahead Of Deal In £20M Dispute

    The former owner of a company bought by a subsidiary of an American technology and security conglomerate has denied that he withheld a string of alleged issues with the business ahead of the sale and is not liable for more than £20 million ($26.3 million) claimed.

  • November 07, 2025

    Gov't Quizzed Over Arbitration In Pension Surplus Disputes

    The government has been asked to consider a formal arbitration body to navigate future disputes between businesses and savers over who benefits from an estimated £160 billion in excess pension funds.

  • November 07, 2025

    UK Litigation Roundup: Here's What You Missed In London

    This past week in London has seen Big Technologies file fresh claims against its ousted chief executive, West Ham United FC sue Arthur J. Gallagher Insurance for breach of duty, and RSM UK face a new claim over a company's administration. Here, Law360 looks at these and other new claims in the U.K. 

  • November 07, 2025

    Broker Settles $18.7M Fraud Row With Mexican Insurance Co.

    A London-based insurance broker and a Mexican reinsurance business have agreed to settle their $18.7 million row, sparked by the North American company accusing one of the British business' agents of faking documents for non-existent arrangements and pocketing the cash.

  • November 07, 2025

    EU Watchdog Highlights High Distribution Costs Of Funds

    Almost half of what European retail investors pay to invest in mutual funds goes to distributors rather than fund managers, partly because of "opaque" practices, the bloc's financial watchdog has said in its first report assessing fund costs.

  • November 06, 2025

    UK Pensions Watchdog Wraps Decade-Long Case Against ITV

    The Pensions Regulator said Thursday that it has finalized its deal with ITV that means the British broadcaster will now provide full pension benefits to members of the Box Clever retirement savings plan, concluding one of the watchdog's longest running cases.

  • November 06, 2025

    UK Pensions Body Warns Gov't Over Removing Tax Breaks

    Millions of workers could lose out on hundreds of pounds a year if the government moves to end tax breaks on pension contributions, a trade body said Thursday in a stark warning to policymakers.

  • November 06, 2025

    Insurers Back UK Gov't's Financial Inclusion Plan

    ​The Association of British Insurers said Thursday that it supports the government's recently launched plan to improve access to financial services and boost households' economic resilience.

  • November 06, 2025

    UK Pension Deals To Hit £550B By 2035, Study Finds

    The U.K. pension risk-transfer market is heading for an unprecedented decade of growth, with total buy-in and buyout volumes projected to hit a high watermark of £550 billion ($720 billion) by 2035, a retirement consultancy said Thursday.

  • November 06, 2025

    Pulse, Nirvana Merge To Form Specialty MGA Platform

    Managing general agent Pulse Insurance Ltd. said it has completed its planned merger with Nirvana after being given the green light from the Financial Conduct Authority.

  • November 06, 2025

    Pinsent Masons Steers Shipping Co. On £70M Pension Deals

    Danish international shipping and logistics company DFDS AS has completed two bulk purchase annuity transactions worth a combined £70.4 million ($92.2 million) with Just Group PLC, the financial services company disclosed on Thursday.

  • November 05, 2025

    Gov't Says It Will Bring Tech Giants Into Financial Regulation

    Big technology companies could be brought within the scope of U.K. financial regulation by next year, a minister said, after the government came under pressure from lawmakers over its response to last month's Amazon cloud outage.

  • November 05, 2025

    BoE Vows To Make Captive Insurance Regime Competitive

    The Bank of England said Wednesday it would ensure that its new regime to allow corporations to set up captive insurance companies would be internationally competitive.

  • November 05, 2025

    Gunnercooke Guides £96M Ford-Sponsored Pension Deal

    L&G said Wednesday it has finalized a £96 million ($125 million) pension plan buy-in for Ford Motor Co., to secure the retirement benefits of more than 1,000 U.K. members.

  • November 05, 2025

    Amlin Dodges $47M Award Over 'Pay First' Clause In Ship Row

    The owner of a vessel that ran aground cannot overturn a judgment finding that MS Amlin Marine NV doesn't have to pay out to a company it insured because the insolvent business failed to pay a $47 million arbitration award, an appeals court ruled Wednesday.

  • November 05, 2025

    Insurer Sampo To Roll Out Share Buyback Worth Up To €150M

    Finnish insurer Sampo PLC said on Wednesday it will begin a new €150 million ($172 million) share repurchase program with a view to lowering its share capital.

  • November 05, 2025

    Marine Insurer Sues To Block Claim Over Deadly Sea Collision

    Two insurance businesses have sued an Italian provider of offshore support vessels to prevent the company from claiming any legal liabilities or costs as indemnity after a tugboat sank and left five of its crew dead.

  • November 04, 2025

    SMEs Fight Liberty Mutual On 'Discovery' Wording And COVID

    A group of businesses on Tuesday argued that Liberty Mutual Insurance should pay out for disruption caused by COVID-19 and subsequent lockdowns, on the opening day of the latest trial in a series of cases to examine insurance firms' policies in the wake of the pandemic. 

  • November 04, 2025

    UK Pension Dashboards 'On Course' As Final Deadline Looms

    The U.K.'s flagship online pension dashboard project is still on track with now less than a year to go before the final deadline, the agency responsible confirmed.

  • November 04, 2025

    BDO Hit With $102M Claim For 'Negligent' Audits Of Insurer

    The liquidators of an insurance company have hit BDO LLP with a negligence claim of more than $100 million, arguing that inadequate audits concealed the true financial picture of the defunct business.

  • November 04, 2025

    Gov't Urged To Bring 'Major Changes' To Pension Tax Plans

    The government should give "much more thought" to its plans to apply inheritance tax to wealth transferred through pensions to ensure the proposals are implemented fairly and effectively, a retirement consultancy has said.

  • November 04, 2025

    Canada Life Completes £41M AG Barr Pension Buy-In

    Insurance and financial services company Canada Life said Tuesday it has finalized a pension plan buy-in worth £41 million ($54 million) with Scottish drinks maker A.G. Barr, in a bulk purchase annuities transaction co-steered by Shepherd and Wedderburn.

  • November 04, 2025

    FCA Faces Balancing Act In Response To Super Complaint

    The City watchdog could be forced to walk a thin line between protecting consumers on the one hand and upholding the government's economic growth agenda on the other — as it draws up a response to a landmark "super complaint" into the insurance sector.

Expert Analysis

  • The Art Of Corporate Apologies: Crafting An Effective Strategy

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    Public relations challenges often stop companies from apologizing amid alleged wrongdoing, but a recent U.K. government consultation seeks to make this easier, highlighting the importance of corporate apologies and measures to help companies balance the benefits against the potential legal ramifications, says Dina Hudson at Byfield Consultancy.

  • Dissecting Recent Developments Against The Misuse Of NDAs

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    The U.K. government's recent plans to nullify nondisclosure agreements that prevent victims from reporting crimes should remind lawyers to proactively consider the necessity of such agreements, especially in light of the Solicitors Regulation Authority's warning notice on drafting improper NDAs, say Clare Davis and Macaela Joyes at RPC.

  • What To Know About The Russia-Stranded Plane Ruling

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    The High Court's recent decision in Zephyrus Capital Aviation v. Fidelis Underwriting, rejecting reinsurers' U.K. jurisdiction challenges in claims over stranded planes in Russia, has broad implications for cross-border litigation involving exclusive jurisdiction clauses, says Samantha Zaozirny at Browne Jacobson.

  • 3 Notable Pensions Reforms In Spring Budget

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    The U.K. government’s spring budget introduced reforms to improve pension outcomes through the value for money framework and the lifetime provider model, as well as to encourage investments in Britain — three interlinked areas that could pressure trustees and providers to rethink how they approach investments, say Liz Ramsaran and Marcus Fink at DWF.

  • UK Arbitration Ruling Offers Tips On Quelling Bias Concerns

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    An English court's recent decision in H1 v. W to remove an arbitrator because of impartiality concerns offers several lessons on mitigating bias, including striking a balance between arbitration experience and knowledge of a particular industry, and highlights the importance of careful arbitrator appointment, says Paul-Raphael Shehadeh at Duane Morris.

  • Bias Ruling Offers Guidance On Disqualifying Arbitrators

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    An English court's recent decision in H1 v. W, removing an arbitrator due to bias concerns, reaffirms practical considerations when assessing an arbitrator's impartiality, and highlights how ill-chosen language by an arbitrator can clear the high bar for disqualification, say Andrew Connelly and Ian Meredith at K&L Gates.

  • Insurance Policy Takeaways From UK Lockdown Loss Ruling

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    An English court's recent decision in Unipolsai v. Covea, determining that insurers' losses from COVID-19 lockdowns were covered by reinsurance, highlights key issues on insurance policy wordings, including how to define a "catastrophe" in the context of the pandemic, says Daniel Healy at Brown Rudnick.

  • What COVID Payout Ruling Means For Lockdown Loss Claims

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    While the High Court's recent COVID-19 payout decision in Gatwick v. Liberty Mutual, holding that pandemic-related regulations trigger prevention of access clauses, will likely lead to insurers accepting more business interruption claims, there are still evidentiary challenges and issues regarding policy limits and furlough, say Josianne El Antoury and Greg Lascelles at Covington.

  • Spartan Arbitration Tactics Against Well-Funded Opponents

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    Like the ancient Spartans who held off a numerically superior Persian army at the Battle of Thermopylae, trial attorneys and clients faced with arbitration against an opponent with a bigger war chest can take a strategic approach to create a pass to victory, say Kostas Katsiris and Benjamin Argyle at Venable.

  • Top Court Hire Car Ruling Affects 3rd-Party Negligence Cases

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    The U.K. Supreme Court's recent decision in Armstead v. Royal & Sun Alliance, finding that an insurer was responsible for lost car rental income after an accident, has significant implications for arguing economic loss and determining burden of proof in third-party negligence cases that trigger contractual liabilities, say lawyers at Macfarlanes.

  • Unpacking The Building Safety Act's Industry Overhaul

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    Recent updates to the Building Safety Act introduce a new principal designer role and longer limitation periods for defects claims, ushering in new compliance challenges for construction industry stakeholders to navigate, as well as a need to affirm that their insurance arrangements provide adequate protection, say Zoe Eastell and Zack Gould-Wilson at RPC.

  • A Rare Look At Judicial Interpretation Of LEG Exclusions

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    A Florida federal court’s order last month in Archer Western-De Moya v. Ace American Insurance and an earlier decision from a D.C. federal court offer insight into how courts may interpret defects exclusion clauses developed by the London Engineering Group — filling a void in case law in the area, says Jonathan Bruce at Holman Fenwick.

  • Ruling In FCA Case Offers Tips On Flexible Work Requests

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    In Wilson v. Financial Conduct Authority, the Employment Tribunal recently found that the regulator's rejection of a remote work request was justified, highlighting for employers factors that affect flexible work request outcomes, while emphasizing that individual inquiries should be considered on the specific facts, say Frances Rollin, Ella Tunnell and Kerry Garcia at Stevens & Bolton.

  • Breaking Down The New UK Pension Funding Regs

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    Recently published U.K. pension regulations, proposing major changes to funding and investing in defined benefit pension schemes, raise implementation considerations for trustees, including the importance of the employer covenant, say Charles Magoffin and Elizabeth Bullock at Freshfields.

  • Decoding UK Case Law On Anti-Suit Injunctions

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    The English High Court's forthcoming decision on an anti-suit injunction filed in Augusta Energy v. Top Oil last month will provide useful guidance on application grounds for practitioners, but, pending that ruling, other recent decisions offer key considerations when making or resisting claims when there is an exclusive jurisdiction clause in the contract, says Abigail Healey at Quillon Law.

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