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Insurance
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December 11, 2025
FEMA's Freeze On Disaster Mitigation Funds Ruled Unlawful
The Trump administration unlawfully terminated Federal Emergency Management Agency funds intended to pay for disaster mitigating projects, a Massachusetts federal judge ruled Thursday, describing the case as an "unlawful executive encroachment on the prerogative of Congress to appropriate funds" for specific purposes.
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December 11, 2025
Failed ACA Credit Extension Votes Leave Costs In Limbo
The Senate failed Thursday to pass procedural votes on two healthcare proposals to address the upcoming lapse in the Affordable Care Act's enhanced premium tax credits, including a proposal by Democrats to extend the subsidies for three years.
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December 11, 2025
Ga. Judge Joins Geico Call Center Actions Ahead Of Deal
A Georgia federal judge agreed Thursday to consolidate a pair of class actions accusing Geico of shorting its call center workers on pay for pre- and post-shift work, clearing the way for settlements that were reached in late October.
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December 11, 2025
4 Firms Guide PE-Backed Avocet's $500M Launch, First Deal
A new insurance-focused investment firm called Avocet Partners has been launched with the backing of a $500 million investment from Oaktree Capital Management LP and Lane42 Investment Partners LLC, Avocet announced Thursday.
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December 11, 2025
Longtime Aon Leader Takes GC Spot At Howden US
Global insurance group Howden has appointed a longtime leader at professional services firm Aon to the role of general counsel for Howden's U.S. retail broking and advisory business.
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December 11, 2025
Insurance Shifts Push Homeowners Toward Resilient Roofing
Increasingly devastating storms and more wide-ranging hail damage in areas that traditionally have not faced such perils are squeezing homeowners' insurers and pushing homeowners to look for ways to strengthen their homes and mitigate out-of-pocket costs. Jon Abernathy, director of contractor engagement for Tamko Building Products LLC, which manufactures reinforced roofing products, spoke to Law360 on the insurance concerns that factor into conversations about improved roofing products and maintenance.
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December 10, 2025
Retailer Not Covered In Ghost Gun Suits, 2nd Circ. Affirms
Two AIG units have no duty to defend or indemnify a Texas-based firearm retailer accused of contributing to gun violence by selling unfinished components used to assemble what are known as ghost guns, the Second Circuit affirmed Wednesday, saying the underlying claims do not allege harm caused by an accident.
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December 10, 2025
Crypto Bankruptcy Trust Can Tap D&O Policy, Judge Rules
A Texas bankruptcy judge has found that a directors and officers liability insurer was wrong to refuse a reasonable $4.65 million settlement demand from the trustee overseeing the wind-down of former cryptocurrency data miner Compute North Holdings, but that the court can't force the carrier to accept it.
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December 10, 2025
4th Circ. Hints $166M Fight Could Create Circuit Split
In questioning counsel for an insolvent Dutch insurance company trying to confirm a $166 million arbitral award against convicted insurance mogul Greg Lindberg, two Fourth Circuit judges quipped the insurer likely wants to avoid a circuit split over interpreting the Federal Arbitration Act and keep the case out of the U.S. Supreme Court.
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December 10, 2025
Fla. Mall Says Insurer's Theft Claim Denial Lacks Evidence
An shopping center in Orlando, Florida, hit a QBE Insurance unit with a complaint in federal district court alleging the insurer has no basis for denying its claim of over $850,000 in damages after the mall's property was vandalized.
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December 10, 2025
Macquarie Capital Plugs $150M Into Insurance Brokerage Biz
Insurance brokerage platform Enterprise Risk Associates on Wednesday announced that it received a $150 million investment from Macquarie Capital Principal Finance that will be used to support its acquisition-driven growth strategy across insurance distribution verticals.
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December 10, 2025
5th Circ. Reinstates $1M Verdict In LSD Injury Coverage Suit
A split Fifth Circuit reversed a Texas federal court's decision undoing a jury verdict that put a home insurer on the hook for a $1 million injury settlement between a man who became a quadriplegic after taking LSD and the owners of the home where he ingested the drugs.
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December 10, 2025
4th Circ. Icy To Reviving Retired Miners' Health Coverage Fight
The Fourth Circuit seemed disinclined Wednesday to reopen a dispute over lifetime retirement health and life insurance benefits from a proposed class of retired coal miners, as two judges knocked the coal company's attempt to pick apart the results of a seven-day bench trial that broadly favored them.
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December 10, 2025
Akerman Hires DOJ Civil Division Lawyer For Healthcare Team
Akerman LLP has brought on a former member of the U.S. Department of Justice's Civil Division, who will be joining the healthcare practice group as a partner in the firm's Washington, D.C., office, according to an announcement on Tuesday.
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December 10, 2025
Del. Supreme Court Backs AMC's $99.3M D&O Coverage Bid
The Delaware Supreme Court has upheld a Superior Court ruling that AMC Entertainment Holdings Inc. can seek directors and officers insurance coverage for its $99.3 million share-based settlement of a 2023 stockholder lawsuit, rejecting Midvale Indemnity Co.'s bid to block recovery tied to the company's preferred-equity conversion and reverse stock split.
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December 09, 2025
AmTrust Says Insurer Must Cover Securities Suit Losses
A British insurance company wrongfully denied excess directors and officers coverage for underlying securities fraud litigation, AmTrust says in a suit filed in New York federal court Monday, saying the insurer must provide coverage since its primary policy and other excess policies have already been exhausted.
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December 09, 2025
USAA Says Class Action 'Impossible' In Medical Billing Suit
Two USAA units are fighting class certification in a lawsuit accusing the insurer of underpaying auto crash-related medical bills through the use of third-party claims software, arguing the patients' healthcare claims are too dissimilar to be litigated as a group.
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December 09, 2025
NJ Drugmaker, Chubb Settle $6.5M Defense Costs Suit
A New Jersey pharmaceutical company and Chubb have reached a settlement to end a lawsuit alleging the insurer owes nearly $6.5 million in outstanding legal fees stemming from a multibillion-dollar arbitration dispute over the development of a COVID-19 drug, according to a stipulation of dismissal from the companies.
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December 09, 2025
Insurer Needn't Cover $5.8M Naval Base Defect Award
A general contractor can't recover $5.8 million from a subcontractor's Liberty Mutual insurer for an arbitration award over defective work on a naval base project, a Florida federal court ruled Monday, finding that the insurer had no duty to indemnify either company.
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December 09, 2025
Medical Appliance Co. Seeks Coverage For SEC Investigation
A Connecticut-based medical device technology company told a federal court that its insurer wrongfully denied coverage for an investigation by the Securities and Exchange Commission, alleging in a new lawsuit that the federal government's inquiry into the company's insured members triggered its directors and officers policy.
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December 09, 2025
Marsh Rival Wants Out Of Employee Poaching Scheme Suit
An insurance company accused by Marsh & McLennan Agency of poaching an employee has asked a Manhattan federal judge to dismiss Marsh's suit, saying the court had no jurisdiction because the claims had not been sufficiently tied to New York.
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December 09, 2025
REIT Wants Early Win For Its Antitrust MDL Coverage Suit
A multifamily real estate investment trust asked a Colorado federal court for an early win in its suit seeking insurance coverage for antitrust multidistrict litigation against the REIT, property management software company RealPage Inc. and several multifamily landlords.
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December 09, 2025
3rd Circ. Won't Let Post-Gazette Duck Benefits Injunction
A Third Circuit panel is standing by its decision to let an injunction against the Pittsburgh Post-Gazette remain active while the newspaper appeals, saying it won't reconsider its Nov. 24 refusal to stay an injunction requiring the paper to restore its workers' pre-2020 benefits.
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December 09, 2025
Insurer Berkshire Faces $750K Claim Over Navy Project Bill
An electrical subcontractor asked a Virginia federal court to help it collect nearly $750,000 from Berkshire Hathaway Specialty Insurance Co. under a payment bond for work at a Navy facility in Chesapeake.
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December 08, 2025
Confluence Health Refunds $1.8M Following Wash. AG's Probe
Central Washington healthcare operator Confluence Health has refunded more than $1.8 million to low-income patients who paid for hospital care despite being eligible for financial assistance under the state's Charity Care Act, Washington Attorney General Nick Brown announced Monday.
Expert Analysis
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How Choice Of Law Won The Day In NC Biz Court COVID Case
The North Carolina Business Court recently ruled for policyholders in Tanger Properties v. ACE American Insurance, a business interruption lawsuit arising from the pandemic-related closure of Tanger outlet centers, underscoring the significant role that choice of law plays in insurance coverage disputes, say attorneys at Hunton.
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Tracking The Evolution Of AI Insurance Regulation In 2025
As artificial intelligence continues to transform the insurance industry, including underwriting, pricing, claims processing and customer engagement, state regulators, led by the National Association of Insurance Commissioners, are increasing oversight to ensure that innovation does not outpace consumer protections, say attorneys at Fenwick.
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Series
Knitting Makes Me A Better Lawyer
Stretching my skills as a knitter makes me a better antitrust attorney by challenging me to recalibrate after wrong turns, not rush outcomes, and trust that I can teach myself the skills to tackle new and difficult projects — even when I don’t have a pattern to work from, says Kara Kuritz at V&E.
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Series
The Biz Court Digest: Welcome To Miami
After nearly 20 years in operation, the Miami Complex Business Litigation Division is a pioneer upon which other jurisdictions in the state have been modeled, adopting many innovations to keep its cases running more efficiently and staffing experienced judges who are accustomed to hearing business disputes, say attorneys at King & Spalding.
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6 Ways To Nuke-Proof Litigation As Explosive Verdicts Rise
As the increasing number of nuclear verdicts continues to reshape the litigation landscape, counsel must understand how to create a multipronged defense strategy to anticipate juror expectations and mitigate the risk of outsize jury awards, say attorneys at Norton Rose.
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What Law Firm Liability Risks In 2025 Signal For Year To Come
Trends and statistics reveal that law firms of all sizes and practice areas remained attractive litigation targets this year, so firms must take concrete steps to avoid professional liability risks in the year to come, say Douglas Richmond and Andrew Ricke at Lockton Companies.
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1st-Of-Its-Kind NIL Claim Raises Liability Coverage Questions
The University of Georgia Athletic Association recently sought to compel arbitration against former UGA football player Damon Wilson in a first-of-its-kind legal action for breach of a name, image and likeness contract, highlighting questions around student-athlete employment classification and professional liability insurance coverage, says Sarah Abrams at Baleen Specialty.
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AI Evidence Rule Tweaks Encourage Judicial Guardrails
Recent additions to a committee note on proposed Rule of Evidence 707 — governing evidence generated by artificial intelligence — seek to mitigate potential dangers that may arise once machine outputs are introduced at trial, encouraging judges to perform critical gatekeeping functions, say attorneys at Lankler Siffert & Wohl.
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Series
The Law Firm Merger Diaries: Getting The Message Across
Communications and brand strategy during a law firm merger represent a crucial thread that runs through every stage of a combination and should include clear messaging, leverage modern marketing tools and embrace the chance to evolve, says Ashley Horne at Womble Bond.
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Opinion
Horizontal Stare Decisis Should Not Be Casually Discarded
Eliminating the so-called law of the circuit doctrine — as recently proposed by a Fifth Circuit judge, echoing Justice Neil Gorsuch’s concurrence in Loper Bright — would undermine public confidence in the judiciary’s independence and create costly uncertainty for litigants, says Lawrence Bluestone at Genova Burns.
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11th Circ. Ruling Stresses Economic Reality In Worker Status
The Eleventh Circuit's recent worker classification decision in Galarza v. One Call Claims, reversing a finding that insurance adjusters were independent contractors, should remind companies to analyze the actual working relationship between a company and a worker, including whether they could be considered economically dependent on the company, say attorneys at Ogletree.
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10 Commandments For Agentic AI Tools In The Legal Industry
Though agentic artificial intelligence has demonstrated significant promise for optimizing legal work, it presents numerous risks, so specific ethical obligations should be built into the knowledge base of every agentic AI tool used in the legal industry, says Steven Cordero at Akerman LLP.
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Class Actions At The Circuit Courts: December Lessons
In this month's review of class action appeals, Mitchell Engel at Shook Hardy discusses recent rulings and identifies practice tips from cases involving securities, takings, automobile insurance, and wage and hour claims.
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11th Circ.'s 6-Step Review May Be Ripe For Insurer Challenge
In its recent decision in Johnson v. Reliance Standard Life Insurance, the Eleventh Circuit utilized an unwieldy six-step approach to abuse-of-discretion review to find coverage in a disability benefits suit, a standard that creates subtle cognitive bias and that insurers should seek to overturn, says Scott Garosshen at Robinson & Cole.
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Series
Preaching Makes Me A Better Lawyer
Becoming a Gospel preacher has enhanced my success as a trial lawyer by teaching me the importance of credibility, relatability, persuasiveness and thorough preparation for my congregants, the same skills needed with judges and juries in the courtroom, says Reginald Harris at Stinson.