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Insurance
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									September 25, 2025
									Avon Gets Ch. 11 Plan ApprovedA Delaware bankruptcy judge has confirmed Avon's Chapter 11 plan a few days after verbally agreeing to approve it. 
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									September 25, 2025
									US Olympic Org Beats Paralympian Abuse Coverage DisputeA Colorado federal court tossed an insurer's suit seeking to escape coverage for an underlying sexual abuse case against the U.S. Olympic and Paralympic Committee, saying the organization has no state citizenship for purposes of diversity jurisdiction. 
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									September 24, 2025
									9th Circ. Says Insurer's Removal Effort Was ReasonableAn insurer for a residential property owner had a reasonable basis to try to remove its coverage dispute over underlying shooting claims to Washington federal court, the Ninth Circuit ruled Wednesday, noting the owner even failed to identify the citizenship of all its members and partners. 
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									September 24, 2025
									UnitedHealth Fights Investor Suit Over DOJ's Merger ProbeUnitedHealth and its executives have asked a Minnesota federal judge to toss a proposed securities class action accusing it of, among many things, not disclosing that the U.S. Department of Justice had reopened an antitrust investigation into the health insurer, saying the complaint consists of unsupported "scattershot allegations." 
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									September 24, 2025
									Vehicle-Maker Says Ex-Worker Can't Bring Smoker-Fee SuitInternational Motors LLC, formerly Navistar, is looking to end a proposed class action by a former employee who claims its $50-a-month health insurance fee for workers who use tobacco violates federal law, telling an Illinois federal court that the harm he suffered was caused by his own refusal to quit smoking or try the company's smoke-free program. 
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									September 24, 2025
									Chubb Unit Says HVAC Co. Owes $2.5M For Conn. House FireAn HVAC company is responsible for more than $2.5 million in damage caused by a Christmas Day fire at a Connecticut home, a Chubb unit told a federal court, saying the company's work on a humidifier caused the blaze. 
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									September 24, 2025
									Helicopter Cos. Say Aetna 'Grasping At Straws' In $20M FightThree Aetna entities have "trumped up" their counterclaims against six air ambulance operators that are suing insurers for $20 million in Connecticut federal court, according to a dismissal motion that says the allegations of dirty dealing are preempted. 
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									September 24, 2025
									Ill. Judge Sends $7.6M DOJ Deal Coverage Dispute To VirginiaA consulting firm must litigate its suit seeking coverage for a $7.6 million settlement with the U.S. Department of Justice in Virginia, where it is based, an Illinois federal court ruled, finding that Virginia is the more convenient forum and the better place to apply state law. 
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									September 24, 2025
									Primary Carrier Failed To Settle Before $3M Verdict, Suit SaysA Berkshire Hathaway unit serving as primary insurer for a commercial property owner failed to adequately defend the owner in a worker injury lawsuit, exposing both the owner and its tenant to a $3 million jury verdict, an excess insurer told a Florida federal court. 
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									September 24, 2025
									Pa. Insurance Co. Promotes Associate To General CounselPennsylvania-based Patriot Growth Insurance Services has promoted one of its associate general counsels to serve as the company's top in-house attorney, in one of several recent elevations within its leadership team. 
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									September 23, 2025
									Fla. Panel Upholds Verdict For Insurer In Bad Faith DisputeA Florida state appeals court affirmed the verdict in favor of an insurance company in a widow's lawsuit alleging its conduct following her husband's death led to a $13.5 million excess judgment, saying a jury was given proper instructions. 
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									September 23, 2025
									Mich. Panel Says Driver's Food Delivery Work Voids CoverageA Progressive Insurance unit was entitled to rescind an auto policy it issued to a woman seeking coverage for an August 2021 accident since she falsely declared in her insurance application that she didn't work for a food delivery service, a Michigan state appeals court ruled. 
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									September 23, 2025
									$6.6M IRS Civil Fraud Penalty Ruled ConstitutionalA Pennsylvania federal judge upheld a $6.6 million civil fraud tax penalty against an insurance broker over its captive deductions, ruling Tuesday that the Internal Revenue Service's assessment of the penalty without a jury trial was constitutional. 
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									September 23, 2025
									Insurer Can Seek Reimbursement For $1M PIP PaymentsA Michigan appellate panel on Monday affirmed a $1 million judgment for Farmers Insurance Exchange, finding it had the right to pursue reimbursement from another insurer after paying no-fault personal protection insurance benefits to an injured driver through a state-run claims program. 
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									September 23, 2025
									Insurer Needn't Cover $3.3M Securities Scam SettlementsAn insurer for a securities broker-dealer does not owe coverage for $3.3 million the company paid to settle claims that an employee defrauded clients, a New York federal court ruled Tuesday, finding that the settlements are not a direct loss covered under the company's policy. 
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									September 23, 2025
									No Early Out For NY Firm In Insurer's Malpractice Coverage SuitA New York-based law firm cannot throw out an insurance company's lawsuit seeking to be let off the hook from covering the firm against a malpractice claim, a Philadelphia federal judge has found, determining that factual questions in the case meant early dismissal was not an option. 
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									September 23, 2025
									Dentists Denied Class Certification In $13B Delta Dental SuitAn Illinois federal court refused to certify a class of dentists in multidistrict litigation targeting an alleged $13 billion antitrust scheme by Delta Dental and its members, finding that dental insurance markets are local, not national in scope. 
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									September 23, 2025
									Law Firms Sued Over La. Hurricane Claim Fee SchemeTwo law firms and certain attorneys engaged in a scheme to "grossly and blatantly" inflate damages estimates for hurricane-related property insurance claims in order to "collect an exorbitant fee which they would all share," a group of seven Louisiana residents told a Louisiana federal court. 
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									September 23, 2025
									Insurers Say Marine Cos. Owe $1.8M For Cargo CollapseMarine engineering, logistics and surveying companies are on the hook for nearly $1.8 million after a government contractor's equipment was damaged during transit from Washington to Hawaii, insurers for the contractor told a Washington federal court. 
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									September 22, 2025
									Homeowners Want Allstate Denied Exit In 'Dead' Expert CaseA couple is fighting to continue their homeowner water damage coverage claims in Texas federal court against Allstate, in a case brought by a Houston lawyer accused of presenting testimony from a dead expert witness in the case. 
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									September 22, 2025
									Jury Must Decide Much Of Ida Coverage Row, Judge SaysTravelers Property Casualty Co. of America can't secure a pre-trial win over much of a seafood wholesaler's loss claims from Hurricane Ida, a Louisiana federal court ruled Monday, finding the insurer's reading of an "extended business income" provision in the wholesaler's property policy rendered it "functionally meaningless." 
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									September 22, 2025
									Contractor's Insurers Owe $7M For Bridal Shop Fire, Suit SaysA bridal shop said a contractor's insurers must pay their combined $7 million policy limits toward a $38 million judgment in an underlying suit over a fire caused by the contractor's demolition work at another property, according to a complaint removed to New York federal court Monday. 
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									September 22, 2025
									Credit Union, Insurers End Embezzlement Coverage DisputeA credit union seeking coverage for $5.5 million in embezzled funds agreed to end a suit accusing its fidelity bond insurers of secretly amending policy language to avoid coverage for "virtually any catastrophic loss," according to a notice filed Monday in Georgia federal court. 
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									September 22, 2025
									Porsche Crash Suit Isn't Double Recovery, Conn. Justices ToldA Porsche driver who suffered property damage losses after another man struck him wouldn't score a double recovery if allowed to challenge Nationwide, his own insurer, for separately pursuing the driver allegedly at fault, the Connecticut Supreme Court heard Monday. 
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									September 22, 2025
									McDonald's, UK Insurer Entity To End $5.5M Coverage FightMcDonald's and a London-based insurer entity formally asked an Illinois federal court to terminate their dispute over the fast-food chain's claim for more than $5.5 million in outstanding coverage for property damage stemming from a high-speed vehicle crash. 
Expert Analysis
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								Series Law School's Missed Lessons: Skillful Persuasion  In many ways, law school teaches us how to argue, but when the ultimate goal is to get your client what they want, being persuasive through preparation and humility is the more likely key to success, says Michael Friedland at Friedland Cianfrani. 
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								Litigation Inspiration: How To Respond After A Loss  Every litigator loses a case now and then, and the sting of that loss can become a medicine that strengthens or a poison that corrodes, depending on how the attorney responds, says Bennett Rawicki at Hilgers Graben. 
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								What Calif. Insurance Ruling Means For Smoke Damage Limits  As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith. 
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								The Metamorphosis Of The Major Questions Doctrine  The so-called major questions doctrine arose as a counterweight to Chevron deference over the past few decades, but invocations of the doctrine have persisted in the year since Chevron was overturned, suggesting it still has a role to play in reining in agency overreach, say attorneys at Crowell & Moring. 
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								'Loss' Policy Definition Is Key For Noncash Settlements  A recent Delaware decision in AMC Entertainment v. XL Specialty Insurance, holding that the definition of loss includes noncash settlement payments, is important to note for policyholders considering other settlement options — like two other class actions that recently settled for vouchers, say attorneys at Reed Smith. 
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								Series Playing Mah-Jongg Makes Me A Better Mediator  Mah-jongg rewards patience, pattern recognition, adaptability and keen observation, all skills that are invaluable to my role as a mediator, and to all mediating parties, says Marina Corodemus. 
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								Lively-Baldoni Saga Highlights Insurance Coverage Gaps  The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co. 
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								Series Law School's Missed Lessons: Navigating Client Trauma.jpg)  Law schools don't train students to handle repeated exposure to clients' traumatic experiences, but for litigators practicing in areas like civil rights and personal injury, success depends on the ability to view cases clinically and to recognize when you may need to seek help, says Katie Bennett at Robins Kaplan. 
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								Challenging A Class Representative's Adequacy And Typicality  Recent cases highlight that a named plaintiff cannot certify a putative class action unless they can meet all the applicable requirements of the Federal Rules of Civil Procedure, so defendants should consider challenging a plaintiff's ability to meet typicality and adequacy requirements early and often, say attorneys at Womble Bond. 
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								Yacht Broker Case Highlights Industry Groups' Antitrust Risk  The Eleventh Circuit recently revived class claims against the International Yacht Brokers Association, signaling that commission-driven industries beyond real estate are vulnerable to antitrust challenges after the National Association of Realtors settled similar allegations last year, says Miles Santiago at the Southern University Law Center and Alex Hebert at Southern Compass. 
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								Opinion Juries Are Key In Protecting The Rule Of Law  Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson. 
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								Opinion 4 Former Justices Would Likely Frown On Litigation Funding  As courts increasingly confront cases involving hidden litigation finance contracts, the jurisprudence of four former U.S. Supreme Court justices establishes a constitutional framework that risks erosion by undisclosed financial interests, says Roland Eisenhuth at the American Property Casualty Insurance Association. 
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								How Attys Can Use AI To Surface Narratives In E-Discovery  E-discovery has reached a turning point where document review is no longer just about procedural tasks like identifying relevance and redacting privilege — rather, generative artificial intelligence tools now allow attorneys to draw connections, extract meaning and tell a coherent story, says Rose Jones at Hilgers Graben. 
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								How To Strengthen A Case By Mastering Expert Witness Prep  A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie. 
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								A Look At Florida's New Protected Series LLC Legislation  A new law in Florida enhances the flexibility of using limited liability companies as the entities of choice for most privately held businesses, moving Florida into a small group of states with reliable uniform protected series legislation for series LLCs, says Louis Conti at Holland & Knight.