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Insurance
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									October 24, 2025
									Builder Awarded $1.4M In Subcontractor, Surety Breach SuitA Florida state court awarded the general contractor for a luxury high-rise condominium in St. Petersburg nearly $1.4 million in damages after finding that a framing and drywall subcontractor and its payment and performance bond surety breached their respective contracts. 
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									October 24, 2025
									Minn. Court Backs Insurer In Hail Damage Coverage DisputeA Hanover Insurance unit has no duty to cover a Minnesota school district for hail damage to the roofs of both its schools, a Minnesota federal court ruled, finding an exclusion barring coverage for "cosmetic damage" applied. 
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									October 23, 2025
									Ga. Panel Says Statute Noncompliance Dooms Crash DealThe Georgia Court of Appeals reversed a trial court order granting a man's motion to enforce a settlement agreement in a personal injury suit where he was accused of hitting someone with his truck, finding the agreement wasn't a "valid offer capable of being accepted." 
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									October 23, 2025
									State Farm, Auto Shop End Customer Interference RowState Farm and a Tesla-approved auto repair shop asked a Maryland federal court Thursday to formally dismiss the repair shop's lawsuit accusing the insurer of defamation and interfering with its business by dissuading its insureds from using its services. 
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									October 23, 2025
									Motocross Co., Insurer Settle Injury Coverage DisputeA motocross event company and insurer have settled a coverage dispute over underlying claims that a child attending a 2022 championship event was paralyzed while swimming in an on-site creek, according to a filing in Tennessee federal court. 
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									October 23, 2025
									Judge Orders State Farm To Restart Paying PIP Claims To Co.A Florida state judge has ordered State Farm to pay out benefits for its insureds to an automobile-crash-focused healthcare company, ruling that the insurer cannot unilaterally stop paying all of its policyholders' crash medical benefits to a provider unless it convinces a court that the provider is ineligible. 
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									October 23, 2025
									Electric Co. Says Contractor Owes $5M For Denver Airport JobAn electric infrastructure company accused a contractor in Colorado state court Wednesday of withholding over $5 million in payments for work completed in an expansion project at the Denver International Airport. 
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									October 23, 2025
									Geico Avoids Atty Fees In Florida Providers' SuitsGeico doesn't need to pay attorney fees or costs across two dozen lawsuits from medical providers that accused the insurer of insufficiently reimbursing them for diagnostic services performed, a Florida state appeals court ruled, agreeing with the company that various county judges' awards deprived it of due process. 
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									October 23, 2025
									Bradley Arant Adds Atlanta Attys From CFPB, In-House RoleBradley Arant Boult Cummings LLP has boosted the firm's growing Atlanta office with the assistant litigation deputy for the Consumer Financial Protection Bureau and the senior corporate counsel at GoTo Foods, the parent company of brands like Cinnabon. 
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									October 23, 2025
									Eaton To Defend Interest Rates, Fees Paid After 2012 InversionEaton is preparing to defend the interest rates and guarantee fees paid by entities in the U.S. to their newly formed Irish parent after the company's 2012 acquisition and inversion at a U.S. Tax Court trial scheduled to start Nov. 3. 
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									October 22, 2025
									Novo Nordisk Paid Patient Benefits, Not Bribes, Jury HearsNovo Nordisk Inc. paid benefits to patients with a rare form of hemophilia and not bribes as a group of plaintiffs in an alleged kickback scheme have claimed, a Washington jury was told Wednesday during emotional testimony on the third day of a multiweek trial. 
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									October 22, 2025
									State Farm Says Deal Offer Is Enforceable Under Ga. StatuteState Farm Mutual Automobile Insurance Co. urged the Georgia Court of Appeals on Wednesday to find that a purported $25,000 settlement it reached with a man involved in a crash is enforceable because it accepted all the "material terms" outlined in a state statute related to settling automobile injury claims. 
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									October 22, 2025
									4th Circ. Seems Wary Of Under Armour's $100M Coverage WinThe Fourth Circuit didn't seem convinced Wednesday that it should affirm a lower court's finding that government investigations into Under Armour are unrelated to a securities class action against the sportswear company and thus trigger an additional $100 million in directors and officers coverage from Under Armour's excess insurers. 
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									October 22, 2025
									NJ Justices To Hear 3rd Circ.'s UIM Coverage QuestionsNew Jersey's justices will help the Third Circuit consider whether a resident can recover up to the full $2 million limit in his employer's auto policy with Zurich rather than its $15,000 limit for underinsured motorists, the New Jersey Supreme Court announced Wednesday, taking up two certified questions. 
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									October 22, 2025
									Sinkhole Coverage Dispute Up To Jury To Decide, Judge SaysA construction company and its insurer must go to trial over whether the company's invitation to a mediation constituted a defense tender for a now-settled counterclaim relating to a sinkhole discovered in December 2022 at a Seattle ship canal project, a Washington federal court ruled. 
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									October 22, 2025
									NC Biz Court Bulletin: COVID Coverage, A Suspect SignatureThe North Carolina Business Court has rounded the corner into fall with insurance disputes over COVID-19 coverage at a chain of outlet malls and the theft of over $900,000 in legal THC reportedly stolen from a warehouse in the Southwest. 
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									October 21, 2025
									Novo Nordisk Says Officials Not Qualified To Doubt Drug BillsAttorneys for Novo Nordisk Inc. on Tuesday sought to undercut witness testimony that Medicaid claims in Washington state for the company's hemophilia drug NovoSeven were shockingly high, leading one state auditor to suspect fraud. 
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									October 21, 2025
									Hertz Fights Colorado Law Labeling It As Insurer In High CourtAttorneys for the opposing parties in Hertz's Colorado Supreme Court petition contending it should not be considered an insurer under Colorado statute argued for dramatically differing readings of the state's insurance laws during oral argument Tuesday. 
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									October 21, 2025
									NC Court Asked To Ignore Fla. Case In Lindberg Receiver RowAn insurer seeking to collect on a $524 million arbitration award against convicted insurance mogul Greg Lindberg urged a North Carolina state appeals court not to take judicial notice of his lawsuit in Florida federal court challenging the award, noting the Fourth Circuit already upheld it. 
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									October 21, 2025
									5th Circ. Revives Oil Co.'s Faulty Cement Coverage SuitThe Fifth Circuit revived an oil and gas producer's suit seeking coverage for a settlement it reached with a bankrupt oilfield services firm over faulty cement, saying a Texas federal court incorrectly tossed the company's duty to defend and indemnify claims against certain underwriters at Lloyd's of London. 
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									October 21, 2025
									Nationwide Settles $3.8M Ga. Storm Damage DisputeNationwide Insurance and a Georgia property owner reached a settlement Monday to end claims that the insurer tried to lowball the owner on $3.8 million worth of storm damage with an offer of less than $8,000. 
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									October 21, 2025
									Mich. AG Can Step Into Fire Insurance Policy ChallengeThe Michigan attorney general can intervene in a dispute over the constitutionality of the state's Fire Insurance Withholding Program, which allows participating municipalities to withhold part of a property owner's insurance payout until fire-damaged property is repaired, a federal court ruled. 
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									October 21, 2025
									Finance Co. Says Chubb Must Pay Its Part Of $5M Wire LossFinancial services company Robert W. Baird & Co. told a Wisconsin federal court that a Chubb unit has wrongly refused to cover any of the company's more than $5 million loss stemming from fraudulent wire instructions, noting that AIG, its primary insurer, already paid a $2.5 million sublimit. 
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									October 21, 2025
									Pa. Justices Will Probe 'Ambiguous' Auto Policy ExclusionThe Pennsylvania Supreme Court will consider whether insurance policy language blocking coverage for injuries "arising out of" the ownership or use of "autos" was unclear enough to be interpreted in favor of granting coverage for an accident involving a small terminal tractor truck. 
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									October 20, 2025
									Novo Nordisk Trial Kicks Off Over Kickback AllegationsLawyers in a federal whistleblower lawsuit against drugmaker Novo Nordisk Inc. on Monday offered to take jurors "behind the curtain" of what they claimed was an illegal scheme by the pharmaceutical company to bribe doctors and patients in order to boost sales of a pricey hemophilia drug, NovoSeven. 
Expert Analysis
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								Series Traveling Solo Makes Me A Better Lawyer  Traveling by myself has taught me to assess risk, understand tone and stay calm in high-pressure situations, which are not only useful life skills, but the foundation of how I support my clients, says Lacey Gutierrez at Group Five Legal. 
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								Opinion DOJ's Tracing Rule For Pandemic Loan Fraud Is Untenable  In conducting investigations related to COVID-19 relief fraud, the government's assertion that loan proceeds are nonfungible and had to have been segregated from other funds is unsupported by underlying legislation, precedent or the language establishing similar federal relief programs, say Sharon McCarthy, Jay Nanavati and Lasya Ravulapati at Kostelanetz. 
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								Series Law School's Missed Lessons: Client Service  Law school teaches you how to interpret the law, but it doesn't teach you some of the key ways to keeping clients satisfied, lessons that I've learned in the most unexpected of places: a book on how to be a butler, says Gregory Ramos at Armstrong Teasdale. 
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								How Financial Cos. Can Prep As NYDFS Cyber Changes Loom  Financial institutions supervised by the New York State Department of Financial Services can prepare for two critical cybersecurity requirements relating to multifactor authentication and asset inventories, effective Nov. 1, by conducting gap analyses and allocating resources to high-risk assets, among other steps, say attorneys at Pillsbury. 
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								Series Adapting To Private Practice: 3 Tips On Finding The Right Job  After 23 years as a state and federal prosecutor, when I contemplated moving to a law firm, practicing solo or going in-house, I found there's a critical first step — deep self-reflection on what you truly want to do and where your strengths lie, says Rachael Jones at McKool Smith. 
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								What 2 Recent Rulings Mean For Trafficking Liability Coverage  Two recent federal district court decisions add to a growing number of courts concluding that Trafficking Victims Protection Reauthorization Act claims may trigger coverage under commercial general liability policies, rejecting insurer arguments regarding public policy and exclusion defenses, says Joe Cole at Shumaker. 
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								Civil Maritime Nuclear Sector Poised For Growth, Challenges  The maritime industry now stands on the verge of a nuclear-powered renaissance, with the need for clean energy, resilient power generation and decarbonized logistics driving demand for commercial maritime nuclear technology — but these developments will raise significant new legal, regulatory and technical questions, say attorneys at Holland & Knight. 
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								Series Painting Makes Me A Better Lawyer  Painting trains me to see both the fine detail and the whole composition at once, enabling me to identify friction points while keeping sight of a client's bigger vision, but the most significant lesson I've brought to my legal work has been the value of originality, says Jana Gouchev at Gouchev Law. 
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								Understanding And Managing Jurors' Hindsight Bias  Hindsight bias — wherein events seem more predictable after the fact than they were beforehand — presents a persistent cognitive distortion in jury decision-making, but attorneys can mitigate its effects at trial through awareness, repetition and framing, say consultants at Courtroom Sciences. 
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								Hybrid Claims In Antitrust Disputes Spark Coverage Battles.png)  Antitrust litigation increasingly includes claims for breach of warranty, product liability or state consumer protection violations, complicating insurers' reliance on exclusions as courts analyze whether these are antitrust claims in disguise, says Jameson Pasek at Caldwell Law. 
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								Better Crypto Insurance Is Attainable Amid Regulatory Shifts  With regulatory clarity improving and insurance carriers taking an increasingly constructive approach, crypto industry participants can improve their insurance coverage and pricing if finance, legal and compliance teams take specific steps, say Walker Newell and Jacob Sawyer at Woodruff-Sawyer. 
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								Protecting Sensitive Court Filings After Recent Cyber Breach  In the wake of a recent cyberattack on federal courts' Case Management/Electronic Case Files system, civil litigants should consider seeking enhanced protections for sensitive materials filed under seal to mitigate the risk of unauthorized exposure, say attorneys at Redgrave. 
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								Series NC Banking Brief: All The Notable Legal Updates In Q3-(1).jpg)  There were several impactful changes to the financial services landscape in North Carolina in the third quarter of the year, including statutory updates, enforcement developments from Office of the Commissioner of Banks, and notable mergers, acquisitions and branch expansions, say attorneys at Moore & Van Allen. 
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								Series Judging Figure Skating Makes Me A Better Lawyer  Judging figure skating competitions helps me hone the focus, decisiveness and ability to process complex real-time information I need in court, but more importantly, it makes me reengage with a community and my identity outside of law, which, paradoxically, always brings me back to work feeling restored, says Megan Raymond at Groombridge Wu. 
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								Looking Beyond Property Damages For Wildfire Survivors  Personal injury attorneys seeking compensation for victims of wildfires like those in Los Angeles County must carefully apply a multidisciplinary approach that looks beyond obvious property loss to the full spectrum of damages, considering factors like emotional distress, disruption of community and the psychological toll of displacement, says Farid Yaghoubtil at Downtown L.A. Law Group.