Insurance

  • May 12, 2026

    New Precedent Revives $6.6M IRS Penalty Fight, Broker Says

    An insurance broker asked a Pennsylvania federal court to consider new constitutionality arguments against the IRS penalty prepayment requirement to revive its challenge to $6.6 million in captive insurance tax penalties, arguing those claims rely on new legal precedent.

  • May 12, 2026

    Ga. Panel Revives Broker Negligence Suit Over $1M Deal

    A Georgia appellate panel revived a suit Tuesday brought by a shooting victim's widow against the insurance broker for the store where he was killed, reversing a trial court's ruling that the store couldn't assign its claims against the broker after a $1 million judgment.

  • May 12, 2026

    Insurer Needn't Cover Pre-Policy Losses, 8th Circ. Says

    A quadriplegic woman is not entitled to benefits under a long-term care policy, the Eighth Circuit affirmed, saying the policy expressly states that it does not cover the loss of ability to perform daily living activities that existed before it went into effect.

  • May 12, 2026

    Liberty Mutual Gets $103M Age Bias Verdict Cut To $20M

    A California judge slashed a $103 million jury verdict in favor of a former Liberty Mutual employee who said she was treated poorly and fired because of her age, concluding that the severity of the harassment she alleged did not warrant $83 million in punitive damages.

  • May 11, 2026

    NJ Justices Back Coverage Exclusion Reservation Of Rights

    The New Jersey Supreme Court on Monday said an insurer doesn't waive its right to rely on a policy exclusion after initially defending a claim, backing Berkley Insurance Co. in a coverage dispute stemming from self-dealing suits against a pharmaceutical company and its chairman.

  • May 11, 2026

    Insurer Says Late Notice Warrants Repayment For Crash Deal

    The excess insurer for a construction company said it is entitled to recoup amounts it contributed to settle an underlying crash dispute that resulted in a $17.3 million verdict against its policyholder, telling a California federal court it was prejudiced by the company's "extremely late reporting" of the incident.

  • May 11, 2026

    Colorado Justices Decline To Rehear Insurer Cooperation Suit

    The Colorado Supreme Court denied Monday a policyholder's bid for the court to rehear his case after the justices dismissed his claims last month and limited the reach of a Colorado law addressing procedural requirements for insurers asserting failure-to-cooperate defenses against policyholders.

  • May 11, 2026

    Mich. Providers Say Jury Must Weigh Allstate RICO Claims

    Medical providers accused of scheming to fraudulently bill for unnecessary or unrendered treatments under the Michigan No-Fault Act have asked a federal judge to reject Allstate's bid for a pretrial win, arguing a jury should decide whether the providers intended to defraud the insurer.

  • May 11, 2026

    Insurer Must Cover Water Damage At Ind. School, Court Told

    An Indiana-based Christian school said it is entitled to tap into more than $12 million in coverage for a sprinkler system leak and resulting water damage that left its building uninhabitable, telling a federal court that its insurer has wrongfully limited coverage to $10,000 under a flood sublimit.

  • May 11, 2026

    Catching Up With Delaware's Chancery Court

    The Delaware Chancery Court this past week handled a varied mix of settlement approvals, political office disputes, transaction fights, emergency injunction bids and questions over how far the court can go to preserve records for litigation outside Delaware.

  • May 11, 2026

    Agencies Pitch Employers Offering Voluntary Fertility Benefits

    Federal agencies overseeing employer-provided health coverage proposed new rules aimed at expanding workers' access to coverage for infertility treatments and related health conditions by letting employers offer voluntary fertility health benefit policies for procedures such as in vitro fertilization.

  • May 11, 2026

    ChatGPT Suit Points To Ups And Downs Of Pro Se AI Use

    A recent lawsuit against OpenAI highlights many of the hopes and anxieties about pro se litigants using generative artificial intelligence to churn out legal arguments. The technology raises concerns about confidentiality, hallucinations and ethical issues, but some access-to-justice advocates worry the lawsuit may hinder technology that might democratize legal services.

  • May 08, 2026

    Panama Beats Banesco Claim Over Public Works Bonds

    Panama has defeated a multimillion-dollar claim brought by the multinational financial institution Banesco, in which it accused the country of violating due process by arbitrarily seeking to redeem bonds guaranteeing certain unfulfilled public works contracts.

  • May 08, 2026

    Calif. Hits GM With Record $12.75M Data Privacy Penalty

    General Motors has agreed to pay $12.75 million — the largest penalty imposed to date under California's data privacy law — and halt its sale of geolocation and driver behavior data to consumer reporting agencies to resolve claims that it illegally kept and handed off this information to a pair of data brokers, California's attorney general and several other state enforcers announced Friday.

  • May 08, 2026

    Texas Justices Order Appraisal In $40M Flood Damage Dispute

    Texas' highest court on Friday conditionally granted a mandamus petition by insurers seeking to compel appraisal in litigation over roughly $40 million in water damage to a Dallas property owned by a real estate development group.

  • May 08, 2026

    6th Circ. Backs Ex-Fed Worker's Long COVID Benefits Denial

    The Sixth Circuit backed a win for the Federal Reserve Bank of Cleveland, its long-term disability plan, and a benefit management company in a former Cleveland Fed employee's suit seeking additional benefits for long-haul COVID symptoms, holding a lower court properly applied New York state contract law in reaching its decision. 

  • May 08, 2026

    Transpo Tracker: Boeing 737 Max, John Deere Deal

    In our latest Law360 Transportation Tracker, Boeing is still contending with litigation associated with the 737 Max 8 jets, while a proposed $99 million class settlement could end farmers' right-to-repair claims against agricultural equipment maker John Deere and an appeals court decertified a class of 90,000 State Farm policyholders accusing the insurer of systematically undervaluing totaled vehicles.

  • May 08, 2026

    Fla. Panel Revives Homeowners' Storm Damage Suit

    A Florida appeals court on Friday revived a couple's suit claiming their home insurer wrongfully refused to fully pay a claim for storm damage, saying the lower court erroneously disposed of the case based on the insurer's pretrial motion to exclude the couple's evidence of damages.

  • May 08, 2026

    Progressive Ducks $1M Crash Liability After Policy Reversal

    A Progressive unit had no duty to cover a $1 million default judgment stemming from a 2019 tractor-trailer crash because the truck involved had been retroactively removed from the insurer's commercial auto policy before the accident occurred, a South Carolina federal court ruled.

  • May 08, 2026

    Insurer Doesn't Owe Coverage For Missouri Tree-Cutting Suit

    A Missouri man is not entitled to coverage for a suit claiming he trespassed on a farm's property and cut down valuable trees, a federal court ruled, citing a policy exclusion for property damage arising out of the removal of vegetation.

  • May 07, 2026

    Insurance Co. Says Fraudster Can't Arbitrate $524M Claim

    An insurance company has urged a Puerto Rico federal court to throw out pro se litigation filed by disgraced insurance mogul Greg Lindberg, who wants to arbitrate claims related to a $524 million judgment as he awaits sentencing later this month on a massive fraud conviction.

  • May 07, 2026

    Insurer Owes No Coverage For Mall Pollution, Fla. Judge Says

    A Florida federal judge ruled an insurance company doesn't have to provide coverage to the owner of a California shopping center contaminated with dry cleaner chemicals, finding that benefits were properly denied under site development and pollution exclusions in the policy issued by the insurer. 

  • May 07, 2026

    Colo. Jury Asked To Award I-70 Project Contractor $32.5M

    A New York engineering and design firm that contracted to reconstruct a 10-mile stretch of Interstate 70 in Denver asked a Colorado state jury to award it $32.5 million for breaches it says a subcontractor made during the project's course.

  • May 07, 2026

    Insurer 'Arbitrarily' Cut NC Farmers' Coverage, Court Told

    A crop insurance provider owes two farmers for the cost of arbitration proceedings and other damages they suffered after the insurer tried to halve their recovery for a tobacco crop-related loss, according to a complaint filed in North Carolina federal court.

  • May 07, 2026

    Conn. Diocese Settles Abuse Defense Suit Against Travelers

    The bankrupt Norwich Roman Catholic Diocesan Corp. has reached a settlement with its insurer in a Connecticut state court lawsuit alleging the insurer improperly bailed on defense coverage for a sexual abuse case just days before the start of a trial.

Expert Analysis

  • Legal Risks Rise As Construction-Site Drone Use Soars

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    Construction companies using drones face mounting legal risks as Federal Aviation Administration compliance requirements tighten, remote identification capabilities expand and proposed rules move toward organizational accountability, making it crucial to update contracts, schedules, safety protocols and data-governance practices now to avoid future liability, say attorneys at Cozen.

  • 4 Emerging Approaches To AI Protective Order Language

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    Over the last year, at least five federal district courts have issued or analyzed specific protective order provisions restricting the use of generative artificial intelligence platforms with protected materials, establishing that proactive AI-specific provisions are now standard practice and demonstrating that no single model works for every case, says Joel Bush at Kilpatrick.

  • Navigating Insurance And Contract Risks Amid Hormuz Crisis

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    The Strait of Hormuz has become a legal choke point where contractual obligations, insurance coverage and international law intersect, underscoring for maritime lawyers the importance of proactive contract drafting, rigorous policy review and close engagement with clients, say attorneys at Holland & Knight.

  • Heppner Ruling Left AI Privilege Risk For Lawyers Unresolved

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    While a New York federal judge’s recent ruling in U.S. v. Heppner resolved a privilege question surrounding client-side artificial intelligence use, it did not address how to mitigate the risks that can arise when confidential information enters the operative context of an AI system used by an attorney, says Jianfei Chen at Quarles & Brady​​​​​​​.

  • The Ethics And Practicalities Of Representing AI Agents

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    With autonomous artificial intelligence agents now able to take action without explicit instructions from — or the awareness of — their human owners, the bar must confront whether existing frameworks like informed consent and client privilege will be sufficient on the day an AI agent calls seeking counsel, say attorneys at Morrison Cohen.

  • Notable Q1 Updates In Insurance Class Actions

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    Notable insurance class action decisions from the first quarter of the year included reminders about the statute of limitations as a key defense for claims relating to allegedly deficient forms, the importance of focus on the specific contract at issue and further guidance on the contours of Rule 23, says Kevin Zimmerman at BakerHostetler.

  • Safeguarding RWI Coverage As Materiality Focus Persists

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    As first-quarter broker claims reports reveal that materiality disputes remain a key driver of representations and warranties insurance claims, the scarce case law in this area indicates that including a materiality scrape provision in an RWI policy may aid policyholders with recovery, say attorneys at Reed Smith.

  • Series

    Speed Jigsaw Puzzling Makes Me A Better Lawyer

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    My passion for speed puzzling — I can complete a 500-piece jigsaw puzzle in under 50 minutes — has sharpened my legal skills in more ways than one, with both disciplines requiring patience, precision and the ability to keep the bigger picture in mind while working through the details, says Tazia Statucki at Proskauer.

  • Documenting Business Purpose After IRS' 10th Circ. Win

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    Following the Tenth Circuit’s recent Liberty Global v. U.S. decision, which held the economic substance doctrine does not require a threshold relevancy determination, taxpayers can prepare for potential audits by maintaining contemporaneous documentation and taking other steps that demonstrate the business purpose of transactions, say attorneys at Crowell & Moring.

  • AI Data Center Boom May Spur Wave Of Toxic Tort Suits

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    Nascent litigation matters against data center operators, set against limited government regulation and a growing body of public health research, suggests we may be on the cusp of an era of mass toxic tort claims, with a liability framework firmly rooted in precedent from other industries, says Benjamin Heller at RFZ Law.

  • How Geopolitical Risk Affects Data Center Coverage

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    Escalating tensions with Iran risk disrupting the energy and infrastructure inputs that support data center operations, raising insurance coverage concerns for operators affected by events far outside their physical footprints, say attorneys at McGuireWoods.

  • 2 AI Snafus Show Why Attys Can't Outsource Judgment

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    The recent incident involving Sullivan & Cromwell where citations in a filed motion were fabricated by artificial intelligence, as well as a punitive ruling from the Sixth Circuit in U.S. v. Farris, demonstrate that the obligation to supervise AI has belonged and always will belong to lawyers, says John Powell at the Kentucky School Boards Association.

  • Series

    Playing Magic: The Gathering Makes Me A Better Lawyer

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    The competitive card game Magic: The Gathering offers me a training ground for the strategic thinking skills crucial to litigation, challenging me to adapt to oft-updated rules, analyze text as complicated as any statute and anticipate my opponent’s next moves, says Christopher Smith at Lash Goldberg.

  • State Of Insurance: Q1 Notes From Illinois

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    Matthew Fortin at BatesCarey discusses notable insurance developments in Illinois, including the state Supreme Court's highly anticipated Griffith Foods v. National Union Fire Insurance ruling, two bulletins from the Department of Insurance directed at public adjusters and a Seventh Circuit decision precluding a "super excess" tier of coverage.

  • Improving Well-Being In Law, 10 Years After Landmark Study

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    An important 2016 study revealed significant substance abuse and mental health issues among lawyers, and while the findings helped normalize the conversation around these topics, a decade later, structural change is still needed, says Denise Robinson at PLI.

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