Insurance

  • April 16, 2026

    Lemonade To Pay $10.5M In Driver's License Data Breach Suit

    Lemonade will pay $10.5 million to settle with a proposed class of over 190,000 individuals who said the tech-forward insurer's online quote platform negligently disclosed their drivers' license numbers to cybercriminals, according to a preliminary approval motion filed Wednesday in New York federal court. 

  • April 16, 2026

    Timeshare Exit Patrons Nab Reversal In Coverage Denial Row

    A Washington federal judge held she made a "mistake" when she rejected arguments that an insurer acted in bad faith by declining to defend a now-defunct timeshare exit company from a consumer protection class action that yielded a $630 million deal.

  • April 16, 2026

    Delivery Co. Says Claim Errors Raised Auto Policy By $500K

    An Amazon delivery service provider told a Connecticut state court that two claims management services administrators inaccurately reported the provider was at fault for a collision that resulted in a $200,000 payout, causing its auto policy premiums to increase by more than $500,000 a year.

  • April 16, 2026

    4th Circ. Seeks Genworth's Take On 401(k) Suit Rehearing Bid

    The Fourth Circuit on Thursday sought Genworth Financial Inc.'s response to employee 401(k) participants who asked the court to rethink nixing class certification in their lawsuit alleging their retirement savings were bogged down by underperforming BlackRock Inc. target date funds.

  • April 16, 2026

    Progressive Beats Class Bid In Total-Loss Valuation Suit

    An Illinois federal judge declined to certify a class of Progressive Insurance customers who claimed the insurer underpaid on their total-loss vehicle claims by adding a downward pricing adjustment, ruling that the customers' experiences were too different to resolve in one case. 

  • April 16, 2026

    Mich. Insurance Co. Says Ex-Brokers Violated Noncompetes

    A Grand Rapids-based insurance and financial services company has sued two of its former California employees, accusing them of jumping to a direct competitor in violation of noncompete and nonsolicitation agreements tied to multimillion-dollar deals in which they sold their insurance businesses to the company. 

  • April 16, 2026

    Pa. Bakery Blasts Insurer Over Denied Collapse Coverage

    A Pittsburgh-area bakery told a Pennsylvania state court its insurer denied coverage for a collapsed fire escape without ever inspecting the property.

  • April 16, 2026

    Texas Judge Vacates IRS' Steep Microcaptive Reporting Rule

    A Texas federal judge vacated a tax code regulation designating microcaptive insurance transactions as listed transactions subject to deep scrutiny and hefty penalties, saying the Internal Revenue Service didn't prove that they are mostly for tax avoidance and not really for insurance.

  • April 15, 2026

    Insurer Must Cover Sex Assault Case, Conn. Agency Says

    A Connecticut municipal risk agency claimed a local town and board of education must receive coverage from National Interstate Insurance Co. after the town and board were named in an underlying school bus sexual assault lawsuit, the agency said in a federal lawsuit on Wednesday. 

  • April 15, 2026

    Risk Retention Group's $13M Arbitration Win Confirmed

    A pair of reinsurers must pay out a more than $13 million arbitration award issued to a risk retention group for its reimbursement of a policyholder's costs to correct federal financial filings, a Vermont federal court ruled, rejecting claims that the arbitrator was biased and improperly refused to relitigate coverage.

  • April 15, 2026

    Insurer Says No Coverage For Fatal Wash. Quarry Shooting

    An insurer has no duty to defend or indemnify a trucking company owner from civil claims following his conviction over the fatal shooting death of another man, the insurer told a Washington federal court.

  • April 15, 2026

    Insurer Needn't Defend Coach Sued For Sex Harassment

    American Strategic Insurance Corp. has no duty to defend a former high school basketball coach from civil claims that he sexually harassed a player and employee of his athletic business, a Washington federal judge said Tuesday, ruling that the coach's insurance policies "unambiguously exclude coverage."

  • April 15, 2026

    Uber, Liberty Mutual Say NY Fraud Ring Staged Car Crashes

    Uber and its auto insurer told a New York federal court that they are the victims of a scheme perpetrated by more than a dozen individuals who conspired to stage hit-and-run accidents and defraud the companies through sham personal injury claims and lawsuits.

  • April 14, 2026

    Penn National Says No Coverage In Property Sale Fraud Suit

    Pennsylvania National Mutual Casualty Insurance Co. told a North Carolina federal judge it should have no duty to indemnify a businessowner policyholder accused in an underlying lawsuit of knowingly hiding a water leak in a residential property to induce someone into buying it, arguing Monday there's no coverage for damages resulting from alleged misrepresentations.

  • April 14, 2026

    Judge Revives Gas Station's Contamination Coverage Suit

    A Washington federal court revived a gas station operator's suit accusing its insurer of wrongfully refusing to cover litigation over groundwater contamination, finding that a 2016 ruling on the insurer's duty to remediate environmental pollution at the operator's former gas stations does not preclude the current dispute.

  • April 14, 2026

    7th Circ. Suggests High Court Ruling Supports Ark. PBM Rule

    The Seventh Circuit appeared reluctant Tuesday to revive a union fund's challenge to an Arkansas rule making health plans disclose pharmacy compensation and pay fees, with judges pointing to a 2020 U.S. Supreme Court ruling that permitted state cost regulations on pharmacy benefit managers.

  • April 14, 2026

    General Mills Urges Coverage For Ultraprocessed Food Suits

    General Mills said it is entitled to defense and indemnity for a series of suits claiming it injured consumers through the distribution of ultraprocessed foods, telling a Pennsylvania federal court that its Liberty Mutual and Chubb insurers lack legitimate grounds to contest their coverage obligations.

  • April 14, 2026

    Vehicle Co. Inks $150K Deal To End Tobacco Fee Suit

    International Motors LLC, formerly Navistar, has agreed to pay $150,000 to resolve a suit claiming the company illegally charged workers an extra $600 a year if they used tobacco without giving them a proper avenue to dodge the fee, according to an Illinois federal court filing.

  • April 13, 2026

    Insurer Says Coverage Barred For Alleged Nitrous Oxide Sales

    Admiral Insurance Co. has no duty to defend or indemnify a group of smoke shops from claims they illegally sold nitrous oxide canisters to individuals, allegedly resulting in several fatal car accidents, the insurer told a Michigan federal court.

  • April 13, 2026

    Hyundai Eyes Exit In Insurer Car-Theft Bellwether Trial

    Hyundai Motor America has asked a California federal judge to wipe out State Automobile Mutual Insurance Co.'s claims ahead of a bellwether trial next month seeking to hold the automaker liable for allegedly selling theft-prone vehicles that heightened the risk of insurance claims.

  • April 13, 2026

    Water Damage Fight Belongs In Kansas, Travelers Says

    A coverage dispute over water damage that a Kansas-based senior living community sustained when a sprinkler burst is in the wrong state, a Travelers unit told a Colorado federal court, seeking to toss the Colorado statutory and common-law bad faith claims and transfer the dispute to Kansas.

  • April 13, 2026

    No Early Win For HOA In Storm Coverage Suit

    A Denver-area homeowners association hasn't shown conclusively that losses during a 2018 hailstorm were incurred during its policy period or that its insurer failed to investigate the complex's claim, a Colorado federal judge ruled while denying the association an early win in its lawsuit over denied coverage.

  • April 13, 2026

    Symetra Inks $44.4M Deal With AME Church Employees

    Symetra Life Insurance Co. will pay $44.4 million to end multidistrict litigation from a class of African Methodist Episcopal Church workers who alleged that mismanagement of their annuity retirement plan allowed a rogue employee to embezzle $90 million, according to filings in Tennessee federal court.

  • April 13, 2026

    Law Firm, Insurer Say Cos. Must Pay For Crane Crash Losses

    Florida law firm Johnson Pope and its insurer have sued a group of companies involved in the construction of a 46-story luxury condominium tower in St. Petersburg, telling a state court they are entitled to recover losses they incurred after a crane fell and damaged the firm's office space.

  • April 10, 2026

    Tax Deal Coverage Row Must Precede Tort Claims, Judge Says

    A Georgia federal judge won't allow a conservation easement entity to litigate tort claims against its insurance broker while arbitrating a dispute with its insurer over coverage for an IRS settlement, ruling that those claims could only be sorted out after an initial coverage determination.

Expert Analysis

  • Meta Coverage Ruling Could Erode Broad Duty To Defend

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    A Delaware court recently decided that Meta's insurers need not defend the company from lawsuits alleging addictive platform design — a troubling decision for policyholders that, if upheld, warns that insureds' business decisions can be weaponized to deny a duty to defend, say attorneys at Anderson Kill.

  • How Data Centers Can Prep For Legal Challenges Amid War

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    Amid conflict in the Middle East, data centers may now be exposed to state-level kinetic threats, creating significant legal, regulatory and contractual implications, so operators should update their legal and operational frameworks in order to withstand future disruptions and meet the regulator expectations, say attorneys at Baker Botts.

  • Series

    Coaching Soccer Makes Me A Better Lawyer

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    Coaching youth soccer for my 7-year-old son's team has sharpened how I communicate with clients, prepare witnesses, work within teams and think about leadership, making me a more thoughtful and effective lawyer in many ways, says Joshua Holt at Smith Currie.

  • Series

    Law School's Missed Lessons: The Human Element

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    Law school teaches you to quickly apply intellect and logic when handling a legal issue, but every fact pattern also involves a person, making the ability to balance expertise with empathy critical to the growth of relationships with clients, colleagues and adversaries, says Rachel Adcox at Adcox Strategies.

  • How DExit, Mandatory Arbitration Could Alter IPO Outlook

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    As companies continue to leave Delaware and the U.S. Securities and Exchange Commission begins allowing companies to implement mandatory arbitration provisions, these developments could have a major impact on the initial public offering, securities class action, and directors and officers insurance landscapes, says Walker Newell at Arthur J. Gallagher & Co.

  • Human Diligence Crucial As AI Raises Real Estate Fraud Risks

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    A recent title fraud warning from Florida officials demonstrates that artificial intelligence has lowered the barrier to committing complex property scams, forcing real estate industry stakeholders and attorneys to prioritize contextual review in transactions, says Neil Cohen at Barsh and Cohen.

  • How Cos. Should Prepare For NY RAISE Act Compliance

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    With the New York Responsible AI Safety and Education Act taking effect March 19, state regulators will expect subject artificial intelligence governance policies to understand whether appropriate safeguards and protocols are in place to prevent or mitigate discriminatory or adverse outcomes by frontier models, says Michael Paulino at Gordon Rees.

  • The Benefits Of Choosing A Niche Practice In The AI Age

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    As artificial intelligence becomes increasingly accessible, lawyers with a niche practice may stand out as clients seek specialized judgment that automation cannot replicate, but it is important to choose a niche that is durable, engaging and a good personal fit, says Daniel Borneman at Lowenstein Sandler.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Series

    Podcasting Makes Me A Better Lawyer

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    Podcasting has changed how I ask questions and connect with people, sharpening my ability to listen without interrupting or prejudging, and bringing me closer to what law is meant to be: a human profession grounded in understanding, judgment and trust, says Donna DiMaggio Berger at Becker.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • Calif. Case Could Lead To A Redefined Pollution Exclusion

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    In recently agreeing to hear Montrose Chemical v. Superior Court, the California Supreme Court will decide whether a court should consider extrinsic evidence offered by a party to prove its interpretation of the insurance policy language, opening the door to a different definition of "sudden" in insurance policies' pollution exclusions, say attorneys at Pillsbury.

  • Series

    Volunteering With Scouts Makes Me A Better Lawyer

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    Serving as an assistant scoutmaster for my son’s troop reaffirmed several skills and principles crucial to lawyering — from the importance of disconnecting to the value of morality, says Michael Warren at McManis Faulkner.

  • Series

    Law School's Missed Lessons: In Court, It's About Storytelling

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    Law school provides doctrine, cases and hypotheticals, but when lawyers step into the courtroom, they must learn the importance of clarity, credibility, memorability and preparation — in other words, how to tell simple, effective stories, say Nicholas Steverson and Danielle Trujillo at Wheeler Trigg, and Lisa DeCaro at Courtroom Performance.

  • Aligning Microsoft Tools With NYC Bar AI Recording Guidance

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    The New York City Bar Association’s recently issued formal opinion, providing ethical guidance on artificial intelligence-assisted recording, transcription and summarization, raises immediate questions about data governance and e-discovery for companies that use Microsoft 365 and Copilot, say Staci Kaliner, Martin Tully and John Collins at Redgrave.

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