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Insurance
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April 23, 2026
Senators Seek Oversight Of DOL Benefits Agency Probes
A pair of Republican senators introduced legislation that would require the U.S. Department of Labor's employee benefits arm to give Congress more information about its enforcement efforts, an action lawmakers say is necessary to ensure investigations are conducted in a timely manner.
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April 23, 2026
AIG Unit Denies Coverage For $5.4M Casino Sprinkler Repair
An AIG unit told a California federal court that it owes no coverage for a $5.4 million award against a subcontractor for the cost of repairing and replacing an allegedly defective sprinkler system in a Las Vegas hotel, saying that defective work did not constitute covered property damage.Â
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April 23, 2026
No Class Cert. Redo In United Healthcare Breast Surgery Fight
A New Jersey federal judge said a policy change by United Healthcare was not enough to make her rethink her denial of certification to a proposed class of patients who were allegedly systematically shut out of coverage for postmastectomy breast reconstruction.
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April 22, 2026
Florida Co. Accused Of $91M Fake Obamacare Scheme
The Federal Trade Commission accused a Florida company and its executives of operating a nationwide scheme selling fake Obamacare plans, alleging in a federal lawsuit unsealed Wednesday that they made at least $91 million by tricking people into purchasing fraudulent health benefits packages.
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April 22, 2026
Calif. Homeowners Say Allstate Deflated Rebuilding Costs
A group of California residents whose homes were destroyed in the January 2025 wildfires accused Allstate of deliberately deflating reconstruction cost estimates used to price homeowners policies, telling a state court that as a result, their properties are grossly underinsured and cannot be rebuilt without court intervention.
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April 22, 2026
Georgia Judge Faces DQ Bid Over Racial Bias Concerns
An attorney and his client in a personal injury case have asked that the chief judge for the Southern District of Georgia be recused, arguing that the federal judge made unfounded accusations that the lawyer was unethical in a separate case and has created "an appearance of personal and racial bias."
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April 22, 2026
Insurer Freed From Roofing Contractor's Wrongful Death Suit
An insurer for a roofing company owes no coverage for a wrongful death suit brought by the estate of a contractor who suffered a fatal fall on the job, a Kentucky federal court ruled, saying that the contractor was technically an employee and excluded under the insurance policy.
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April 22, 2026
Insurer Escapes Covering Ga. Atty In $750K Fraud Suit
A Georgia attorney's professional liability insurer owes no coverage for an underlying suit alleging the lawyer conspired with a client to enrich themselves from a litigation funding company by claiming a fictitious suit over a canceled FEMA contract, an Atlanta federal court has ruled, finding that making misrepresentations does not constitute "professional services" under the policy.
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April 22, 2026
Travelers Says Prior Claims Bar $2.3M Habitat Loss Coverage
A Travelers unit urged a Texas federal court to find it owed no coverage for a $2.3 million judgment entered against a real estate broker over claims it negligently permitted a contractor to enter a property and destroy a wildlife habitat.
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April 22, 2026
Life Policy With $21M Payout Voided As Illegal Life Wager
A Delaware federal court voided a life insurance policy as an unlawful wager on a now-deceased Florida woman's life, finding that Ameritas Life Insurance Corp. is entitled to retain the policy's $10 million death benefit and $11 million in premium payments.
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April 21, 2026
Amgen Faces ERISA Suit Over Health Plan Tobacco Surcharge
A former Amgen Inc. employee filed a proposed class action in California federal court Tuesday alleging the biotech company discriminatorily imposes an "egregiously high" $150-a-month surcharge on employees who use tobacco products, while failing to adequately notify them of reasonable pathways to avoid the fees, in violation of federal benefits law.
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April 21, 2026
Defendant Says Rx Software Was Guide For Docs, Not Fraud
A man accused of swindling Medicare out of nearly half a billion dollars was simply trying to make it easier for doctors to navigate labyrinthine Medicare regulations to get orthotic braces approved for their patients, his attorney told jurors in Florida federal court Tuesday.
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April 21, 2026
Chevron's $52M Iran Oil Loss Not Covered, Insurers Say
Primary insurers for Chevron urged a California federal court to find that they owe no coverage for nearly $52 million worth of crude oil that was taken by the Iranian government in March 2024, saying their combined marine cargo and war risks policy does not cover losses caused by confiscation.
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April 21, 2026
Judge Eyes Ballot Deadline In Feud Over BJ's Climate Study
A Massachusetts federal judge on Tuesday said he's eager to cut to the chase in a dispute over whether BJ's Wholesale Club must allow shareholders to vote on a climate study proposal, suggesting the case could be resolved ahead of a looming proxy ballot deadline.Â
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April 21, 2026
2nd Circ. Chilly To Additional Discovery In Cigna Pension Suit
The Second Circuit on Tuesday seemed reluctant to restart proceedings in a long-running suit against Cigna from retirees who challenged changes to their pensions, appearing unwilling to upend a decision to turn down post-judgment discovery in the class action.
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April 21, 2026
Kemper Sued Over Hack Of More Than 13M Records
Kemper Corp. was hit with at least three proposed class actions Monday in Illinois federal court by former employees who alleged that the insurance giant failed to stop a preventable cyberattack led by the hacking group known as ShinyHunters last week that released more than 13 million records and their sensitive information on the dark web.Â
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April 21, 2026
Insurer Says Firm Owes $2.2M For Botched Representation
A Wisconsin-based insurer has sued the law firm it hired to defend an auto policyholder in a crash suit, telling a California federal court that the firm's inadequate representation has cost it more than $2.2 million.
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April 21, 2026
10th Circ. Says Insurer Owes No Coverage For Rollover Crash
State Farm doesn't owe uninsured motorist coverage to two women who were hurt in a rollover crash after one swerved to avoid a pedestrian on an interstate, the Tenth Circuit ruled, finding their injuries weren't sufficiently connected to the operation of an uninsured vehicle.
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April 21, 2026
Solar Contractor Drops $31M Bond Dispute With Zurich
A solar energy contractor agreed to drop its suit accusing a pair of Zurich insurers of defaulting on a $30.9 million bond that guaranteed the performance of a subcontractor working on a solar plant in Klickitat County, Washington.
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April 20, 2026
Wash. Justices Won't Be Asked About Reed Hein Insurer Fight
A Washington federal judge on Monday denied two consumers' bid to certify insurance coverage questions to the Evergreen State's highest court in a lawsuit accusing insurers of failing to defend a now-defunct timeshare exit company from an unfair business practices class action that resulted in a $630 million deal.Â
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April 20, 2026
School Shooting Claims Belong In Arbitration, Lloyd's Says
Lloyd's of London underwriters have asked a federal judge to order the School Board of Broward County, Florida, to arbitrate its claims for coverage of settlements due to a high school shooting that resulted in the murders of 17 people in 2018 on Valentine's Day.
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April 20, 2026
Insurer Rips Hyundai's Early Exit Bid In Theft Bellwether Trial
State Automobile Mutual Insurance Co. has told a California federal judge that a jury must hear all its claims in a bellwether trial next month as it seeks to hold Hyundai Motor America liable for allegedly selling theft-prone vehicles that heightened the risk of insurance claims.
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April 20, 2026
Insurer Intentionally Avoiding $200M Loan Claim, Court Told
A litigation funding firm has accused its insurer of wrongfully refusing to pay out its policy's guaranteed $200 million in coverage for an unpaid loan, saying the insurer buried it in duplicative and burdensome information requests to avoid paying a valid claim.
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April 20, 2026
Justices Won't Review Doctor's Captive Insurance Tax Fight
The U.S. Supreme Court won't review the Internal Revenue Service's rejection of a Texas doctor's claim to $1 million in tax deductions linked to his urgent care network's captive insurance company, the court said Monday.
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April 20, 2026
Excess Insurer Says Healthcare Co. Can't Tap $25M Policy
A private equity-backed hospital management company can't tap into its $25 million excess professional liability insurance for several underlying lawsuits until it forks over its $5 million self-insured retention payment, National Fire & Marine Insurance told a Tennessee federal court.
Expert Analysis
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Class Actions At The Circuit Courts: April Lessons
In this month's review of class action appeals, Mitchell Engel at Shook Hardy identifies practice tips from three recent rulings involving allegations of racial discrimination in mortgage applications, health insurance networks and actual cash value losses.
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How Securities Litigation Risks Materialized In The 1st Quarter
The securities litigation landscape in 2026's first quarter was defined by higher filing frequency and increased litigation exposure with rising average settlement values, meaning issuers should maximize data-driven legal defenses early to disqualify alleged fraud-revealing stock drops, say Nessim Mezrahi and Stephen Sigrist at SAR.
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Lockdown To Ledger: COVID Rulings Inform Crypto Coverage
As cryptocurrencies move deeper into mainstream financial markets, courts tasked with determining whether traditional insurance policies respond to digital asset losses have been evaluating coverage through the analytical framework of COVID-19 business interruption litigation, with one key recurring theme, say attorneys at Kennedys.
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Opinion
State Bars Need To Get Specific About AI Confidentiality
Lawyers need to put actual client information into artificial intelligence tools to get their full value, but they cannot confidently do so until state bars offer clear, formal authority on which plan tiers of the three most popular generative AI tools are safe to use when sharing specific client details, says attorney Nick Berk.
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Steps To Maintain War Insurance Amid Middle East Conflict
To ensure they are adequately protected from war-related risk, companies affected by the escalating conflict in the Persian Gulf should consider how their war insurance coverage interacts with financing structures, lease obligations and commercial risk allocation, say attorneys at Morgan Lewis.
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Series
Alpine Skiing Makes Me A Better Lawyer
Skiing has shaped habits I rely on daily as an attorney — focus, resilience and the ability to remain steady when circumstances shift rapidly — and influences the way I approach legal strategy, client counseling and teamwork, says Isaku Begert at Marshall Gerstein.
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Opinion
Time To Fix The Accountability Gap In Freight Logistics
In Montgomery v. Caribe Transport, the U.S. Supreme Court must resolve an urgent question: whether freight broker selection in trucking accidents is categorically protected — meaning unreasonable safety decisions are insulated from liability — or subject to accountability under traditional negligence principles, says Amanda Demanda at Amanda Demanda Injury Lawyers.
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What New Fla. Citizens Bill Means For Surplus Lines Insurers
A Florida bill recently passed by the Legislature as part of a continued effort to depopulate Citizens Property Insurance, the state's insurer of last resort, creates an additional pathway for commercial policies to be written by surplus lines insurers, but also presents concerns of unnecessary regulation, say attorneys at Troutman.
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What A Court Doc Audit Reveals About Erroneous Filings
My audit of 1,522 court documents from last month found that over 95% contained at least one verifiable error, with fewer than 1% showing clear indicators of artificial intelligence use — highlighting above all else that lawyers may want to focus most on strengthening their review processes, says Elliott Ash at ETH Zurich.
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Appellate Strategy Lessons From Pa. Excess Coverage Ruling
In FedEx v. National Union Fire Insurance, a Pennsylvania state court recently set forth a clear holding that policyholders may recover postjudgment interest under excess liability insurance policies only when the policy language expressly allows, offering important takeaways for planning appeals, say attorneys at Hunton.
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Series
Mich. Banking Brief: All The Notable Legal Updates In Q1
Michigan's financial services sector saw several significant developments in 2026's first quarter, including the state Department of Insurance and Financial Services' issuance of a bulletin on the use of artificial intelligence and the Michigan House's introduction of a bill based on the Model Money Transmission Modernization Act, say attorneys at Dykema.
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Series
Ultramarathons Make Me A Better Lawyer
Completing a 100-mile ultramarathon was tougher, more humbling and more rewarding than I ever imagined, and the experience highlighted how long-distance running has sharpened my ability to adapt to the evolving nature of antitrust law and strengthened my resolve to handle demanding, unforeseen challenges, says Dan Oakes at Axinn.
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Madison Capital Action Displays SEC's Emphasis On Process
The U.S. Securities and Exchange Commission's recent enforcement action against Madison Capital reflects the SEC's view that when market conditions materially change, valuation methodologies must be reassessed in real time, highlighting the importance of internal processes, say attorneys at Lankler Siffert & Wohl.
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6th Circ. Can Extend Insurance Valuation Clarity Beyond Auto
In rehearing Clippinger v. State Farm, the Sixth Circuit can align itself with the recent drumbeat of other circuits rejecting class certification of auto total loss claims and set standards that apply to similar claims brought under homeowners and other types of insurance policies, say attorneys at Jackson Walker.
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Spotlight On Legal Battles Over EEOC Subpoena Powers
Attorneys at Wilson Elser consider the spate of litigation over the past year, spurred by the Equal Employment Opportunity Commission’s focus on alleged religious discrimination at universities, and corporate diversity, equity and inclusion practices, and how it may affect the attempts to assert privacy rights against the agency's broad subpoena powers.