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10th Circ. Reverses Halt Of Colo.'s Opt-Out Interest Rate Law

By Katryna Perera ( November 12, 2025, 9:33 PM EST) -- A Tenth Circuit majority has restored a Colorado law barring out-of-state banks from issuing loans that violate the state's interest rate caps on consumer lending, ruling in a matter of first impression that the opt-out provision of a federal interest rate law refers to loans in which either the lender or the borrower is located in the opt-out state....

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