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Calif. FAIR Plan Fire Policy Is Unlawful, Court Rules

By Hope Patti ( June 26, 2025, 9:31 PM EDT) -- Fire insurance offered by California's insurer of last resort does not meet the minimum coverage standards laid out in the state insurance code, a California state court ruled, finding the policy's definition of "direct physical loss" and its smoke damage provision to be unlawfully restrictive....

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