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EU Fintech Regulation Raises US Copyright Questions

Law360 (March 13, 2019, 3:33 PM EDT) -- The EU's revised Payment Services Directive, known as PSD2, requires banking entities to provide an interface by which fintech companies, such as payment services and mobile banking providers, may securely access and use customer banking data.[1] This interface, known in the software industry as an application programming interface or API, must allow fintech companies to, for example, identify themselves, securely communicate requests for information, and initiate payments on behalf of users.[2]

These interfaces are due to be released this year; prototype APIs must be made available by Thursday, March 14, 2019, and full versions must be put into production by Sept. 14,...

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