4th Circ. 'Actionable Inaccuracy' Finding Deepens FCRA Split

By Diana Eng and Namrata Loomba ( May 14, 2025, 4:33 PM EDT) -- Financial institutions, credit furnishers, debt collectors and other businesses reporting consumer information to credit reporting agencies should take note that the U.S. Court of Appeals for the Fourth Circuit refused to impose a bright-line rule that only factual inaccuracies, as opposed to legal inaccuracies, are actionable under the Fair Credit Reporting Act....

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