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OCC Wants To Preempt State Mortgage Escrow Interest Regs

By Hailey Konnath ( December 23, 2025, 8:01 PM EST) -- The Office of the Comptroller of the Currency has unveiled a pair of proposals aiming to, among other things, preempt state laws requiring banks it regulates to make interest payments for escrow accounts connected to certain types of residential mortgage loans, calling it a "critical tool for reducing unnecessary burden."...

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